Flint - Saginaw - Bay City, MI Area Used Sedans Under $40,000

2021 BMW 5 Series 540i

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This low mileage preowned 2021 BMW 5 Series 540i RWD sedan below 45,000 miles, automatic transmission, and 28 MPG, 3.0L hybrid engine is for sale right now below $39K at Lafontaine Ford in Flint, MI. ...View More Details

Sales Price:	$38,995
Est. Payment:	$715.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,370
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.30
Avg. DMV Fee	259.00
Cash Sale Price	$41,816.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,816.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage preowned 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $39K at Garber Hyundai in Saginaw, MI. ...View More Details

Sales Price:	$38,830
Est. Payment:	$712.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Saginaw, MI

Item	Amount
Used Car Price⁽¹⁾	$38,830.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,342.40
Avg. DMV Fee	259.00
Cash Sale Price	$41,641.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,641.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,830.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2025 Hyundai SONATA Hybrid Limited FWD sedan below 1,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $39K at Garber Hyundai in Saginaw, MI. ...View More Details

Sales Price:	$38,640
Est. Payment:	$709.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,103
Location:	Saginaw, MI

Item	Amount
Used Car Price⁽¹⁾	$38,640.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,331.00
Avg. DMV Fee	259.00
Cash Sale Price	$41,440.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,440.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,640.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage second hand 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $38K at Garber Hyundai in Saginaw, MI. ...View More Details

Sales Price:	$37,145
Est. Payment:	$681.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25
Location:	Saginaw, MI

Item	Amount
Used Car Price⁽¹⁾	$37,145.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,241.30
Avg. DMV Fee	259.00
Cash Sale Price	$39,855.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,855.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,145.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Sedans Priced Below $40,000

2021 BMW 5 Series 540i

2026 Hyundai ELANTRA N Base

2025 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA N Line

Greater Flint - Saginaw - Bay City Area Cities with Used Sedans for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Sedans Priced Below $40,000

2021 BMW 5 Series 540i

BMW 5 Series 540i

2021 BMW 5 Series 540i Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

Greater Flint - Saginaw - Bay City Area Cities with Used Sedans for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Sedans for Sale Below $40,000

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