Flint - Saginaw - Bay City, MI Area Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 15,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now below $36K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$35,998
Est. Payment:	$661.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,508
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.48
Avg. DMV Fee	259.00
Cash Sale Price	$38,639.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,639.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 32,000 miles, automatic transmission, and 19 MPG, 1.6L hybrid engine is for sale right now under $40K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$39,991
Est. Payment:	$733.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,689
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,412.06
Avg. DMV Fee	259.00
Cash Sale Price	$42,872.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,872.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-250 Super Duty XLT

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This high mileage used 2019 Ford F-250 Super Duty XLT 4x4 pickup below 103,000 miles, automatic transmission, and 19 MPG, 6.2L gas engine is for sale right now below $38K at Dean Arbour Ford of West Branch in West Branch, MI. ...View More Details

Sales Price:	$37,100
Est. Payment:	$1231.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,178
Location:	West Branch, MI

Item	Amount
Used Car Price⁽¹⁾	$37,100.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,238.60
Avg. DMV Fee	259.00
Cash Sale Price	$39,807.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,807.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1231.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 20,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now under $37K at Lafontaine Ford in Flint, MI. ...View More Details

Sales Price:	$36,150
Est. Payment:	$663.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,104
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$36,150.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,181.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,800.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,800.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 60,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now below $39K at Richardson Ford in Standish, MI. ...View More Details

Sales Price:	$38,112
Est. Payment:	$811.99 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,305
Location:	Standish, MI

Item	Amount
Used Car Price⁽¹⁾	$38,112.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,299.32
Avg. DMV Fee	259.00
Cash Sale Price	$40,880.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,880.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$811.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,112.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This below average mileage second hand 2024 Ram 1500 Laramie 4x4 pickup below 68,000 miles, automatic transmission, and 19 MPG, 5.7L hybrid engine is for sale right now under $36K at Richardson Ford in Standish, MI. ...View More Details

Sales Price:	$35,197
Est. Payment:	$750.62 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,226
Location:	Standish, MI

Item	Amount
Used Car Price⁽¹⁾	$35,197.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,124.42
Avg. DMV Fee	259.00
Cash Sale Price	$37,790.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,790.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$750.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV below 39,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $36K at Krapohl Ford in Mount Pleasant, MI. ...View More Details

Sales Price:	$35,950
Est. Payment:	$660.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,715
Location:	Mount Pleasant, MI

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,169.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,588.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,588.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$660.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Limited

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This low mileage second hand 2025 Chrysler Pacifica Limited FWD minivan under 33,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now below $38K at Dean Arbour Ford of West Branch in West Branch, MI. ...View More Details

Sales Price:	$37,572
Est. Payment:	$689.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,670
Location:	West Branch, MI

Item	Amount
Used Car Price⁽¹⁾	$37,572.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,266.92
Avg. DMV Fee	259.00
Cash Sale Price	$40,307.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,307.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,572.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Laredo

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This low mileage preowned 2025 Jeep Grand Cherokee L Laredo 4x4 SUV under 11,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $40K at Dean Arbour Ford of Tawas in Tawas City, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$733.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,849
Location:	Tawas City, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,412.30
Avg. DMV Fee	259.00
Cash Sale Price	$42,876.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,876.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$733.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Navigator Reserve

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This average mileage preowned 2020 Lincoln Navigator Reserve 4x4 SUV below 90,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $36K at Lafontaine Lincoln in Flint, MI. ...View More Details

Sales Price:	$35,386
Est. Payment:	$912.03 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,926
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,386.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,135.76
Avg. DMV Fee	259.00
Cash Sale Price	$37,990.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,990.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$912.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2025 Hyundai SANTA FE Hybrid Calligraphy

2019 Ford F-250 Super Duty XLT

2025 Ford Explorer Active

2024 Ford F-150 XLT

2024 Ram 1500 Laramie

2023 Ford Explorer Timberline

2025 Chrysler Pacifica Limited

2025 Jeep Grand Cherokee L Laredo

2020 Lincoln Navigator Reserve

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2019 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2019 Ford F-250 Super Duty XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2025 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2025 Chrysler Pacifica Limited Car Loan Estimate

2025 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2025 Jeep Grand Cherokee L Laredo Car Loan Estimate

2020 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2020 Lincoln Navigator Reserve Car Loan Estimate

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

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