Flint - Saginaw - Bay City, MI Area Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 16,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now below $36K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$35,495
Est. Payment:	$652.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,539
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,495.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,142.30
Avg. DMV Fee	259.00
Cash Sale Price	$38,106.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,106.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage second hand 2025 Hyundai PALISADE SEL Premium AWD SUV below 36,000 miles, automatic transmission, and 17 MPG, 3.8L gas engine is for sale right now under $37K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$36,991
Est. Payment:	$679.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,546
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,232.06
Avg. DMV Fee	259.00
Cash Sale Price	$39,692.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,692.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified used 2025 Hyundai SANTA FE Limited AWD SUV under 18,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now below $36K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$35,991
Est. Payment:	$661.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,479
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.06
Avg. DMV Fee	259.00
Cash Sale Price	$38,632.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,632.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Limited

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This low mileage preowned 2024 Jeep Grand Cherokee Limited 4x4 SUV below 39,000 miles, automatic transmission, and 17 MPG, 3.6L gas engine is for sale right now below $36K at Richardson Ford in Standish, MI. ...View More Details

Sales Price:	$35,045
Est. Payment:	$643.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,839
Location:	Standish, MI

Item	Amount
Used Car Price⁽¹⁾	$35,045.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,115.30
Avg. DMV Fee	259.00
Cash Sale Price	$37,629.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,629.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$643.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,045.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 48,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $40K at Dean Arbour Ford of West Branch in West Branch, MI. ...View More Details

Sales Price:	$39,987
Est. Payment:	$733.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,260
Location:	West Branch, MI

Item	Amount
Used Car Price⁽¹⁾	$39,987.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,411.82
Avg. DMV Fee	259.00
Cash Sale Price	$42,867.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,867.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This low mileage used 2024 Ford Explorer Limited AWD SUV under 38,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now below $37K at Richardson Ford in Standish, MI. ...View More Details

Sales Price:	$36,924
Est. Payment:	$677.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,899
Location:	Standish, MI

Item	Amount
Used Car Price⁽¹⁾	$36,924.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,228.04
Avg. DMV Fee	259.00
Cash Sale Price	$39,621.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,621.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,924.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage certified second hand 2025 Ford F-150 XLT 4x4 pickup below 37,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now under $40K at Lafontaine Ford of Birch Run in Birch Run, MI. ...View More Details

Sales Price:	$39,500
Est. Payment:	$724.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,066
Location:	Birch Run, MI

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,382.60
Avg. DMV Fee	259.00
Cash Sale Price	$42,351.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,351.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$724.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 52,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $38K at Wilson Ford Lincoln in Saginaw, MI. ...View More Details

Sales Price:	$37,900
Est. Payment:	$746.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,035
Location:	Saginaw, MI

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,286.60
Avg. DMV Fee	259.00
Cash Sale Price	$40,655.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,655.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$746.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 SLE

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This low mileage second hand 2023 GMC Sierra 1500 SLE 4x4 pickup under 35,000 miles, automatic transmission, and 17 MPG, 5.3L gas engine is for sale right now below $36K at Lasco Ford in Fenton, MI. ...View More Details

Sales Price:	$36,000
Est. Payment:	$661.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,164
Location:	Fenton, MI

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,641.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,641.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

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This average mileage used 2022 Chevrolet Silverado 1500 Limited LT Trail Boss 4x4 pickup under 79,000 miles, automatic transmission, and 17 MPG, 5.3L gas engine is for sale right now below $36K at Lafontaine Ford in Flint, MI. ...View More Details

Sales Price:	$35,350
Est. Payment:	$823.66 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,075
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,350.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,133.60
Avg. DMV Fee	259.00
Cash Sale Price	$37,952.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,952.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$823.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2025 Hyundai PALISADE SEL Premium

2025 Hyundai SANTA FE Limited

2024 Jeep Grand Cherokee Limited

2023 Ford F-150 Lariat

2024 Ford Explorer Limited

2025 Ford F-150 XLT

2023 Ford F-150 XL

2023 GMC Sierra 1500 SLE

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2024 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2024 Jeep Grand Cherokee Limited Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 GMC Sierra 1500 SLE

GMC Sierra 1500 SLE

2023 GMC Sierra 1500 SLE Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

Chevrolet Silverado 1500 Limited LT Trail Boss

2022 Chevrolet Silverado 1500 Limited LT Trail Boss Car Loan Estimate

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

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