Flint - Saginaw - Bay City, MI Area Used Cars Under $40,000

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified second hand 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 32,000 miles, automatic transmission, and 26 MPG, 1.6L hybrid engine is for sale right now below $40K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$39,991
Est. Payment:	$733.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,689
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,412.06
Avg. DMV Fee	259.00
Cash Sale Price	$42,872.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,872.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 15,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $36K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$35,998
Est. Payment:	$661.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,508
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.48
Avg. DMV Fee	259.00
Cash Sale Price	$38,639.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,639.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee Laredo

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This low mileage preowned 2025 Jeep Grand Cherokee Laredo 4x4 SUV under 28,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now under $36K at Richardson Ford in Standish, MI. ...View More Details

Sales Price:	$35,360
Est. Payment:	$649.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,178
Location:	Standish, MI

Item	Amount
Used Car Price⁽¹⁾	$35,360.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,134.20
Avg. DMV Fee	259.00
Cash Sale Price	$37,963.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,963.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$649.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,360.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage certified second hand 2022 Lincoln Nautilus Reserve AWD SUV below 28,000 miles, automatic transmission, and 26 MPG, 2.7L gas engine is for sale right now below $37K at Lafontaine Lincoln in Flint, MI. ...View More Details

Sales Price:	$36,495
Est. Payment:	$670.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,785
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,202.30
Avg. DMV Fee	259.00
Cash Sale Price	$39,166.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,166.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$670.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This low mileage second hand 2023 Ford Explorer ST-Line AWD SUV below 25,000 miles, automatic transmission, and 26 MPG, 2.3L gas engine is for sale right now under $36K at Lafontaine Lincoln in Flint, MI. ...View More Details

Sales Price:	$35,428
Est. Payment:	$650.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,131
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,428.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,138.28
Avg. DMV Fee	259.00
Cash Sale Price	$38,035.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,035.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$650.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 12,000 miles, automatic transmission, and 26 MPG, 2.3L gas engine is for sale right now under $36K at Lafontaine Ford in Flint, MI. ...View More Details

Sales Price:	$35,695
Est. Payment:	$655.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,651
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,695.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,154.30
Avg. DMV Fee	259.00
Cash Sale Price	$38,318.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,318.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$655.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 26,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $38K at Lafontaine Lincoln in Flint, MI. ...View More Details

Sales Price:	$37,923
Est. Payment:	$696.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,909
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$37,923.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,287.98
Avg. DMV Fee	259.00
Cash Sale Price	$40,679.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,679.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This average mileage certified second hand 2024 Ford F-150 XLT 4x4 pickup below 71,000 miles, automatic transmission, and 26 MPG, 3.5L hybrid engine is for sale right now below $37K at Lasco Ford in Fenton, MI. ...View More Details

Sales Price:	$36,500
Est. Payment:	$850.12 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,499
Location:	Fenton, MI

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,202.60
Avg. DMV Fee	259.00
Cash Sale Price	$39,171.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,171.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$850.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

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This average mileage used 2023 Ford F-150 Limited 4x4 pickup below 76,000 miles, automatic transmission, and 26 MPG, 3.5L hybrid engine is for sale right now below $38K at Richardson Ford in Standish, MI. ...View More Details

Sales Price:	$37,198
Est. Payment:	$866.18 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,995
Location:	Standish, MI

Item	Amount
Used Car Price⁽¹⁾	$37,198.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,244.48
Avg. DMV Fee	259.00
Cash Sale Price	$39,911.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,911.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$866.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage preowned 2025 Ford Maverick Lariat AWD pickup under 1,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $40K at Dean Arbour Ford of Tawas in Tawas City, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$733.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	643
Location:	Tawas City, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,412.30
Avg. DMV Fee	259.00
Cash Sale Price	$42,876.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,876.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$733.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai SANTA FE SEL

2025 Jeep Grand Cherokee Laredo

2022 Lincoln Nautilus Reserve

2023 Ford Explorer ST-Line

2024 Ford Explorer XLT

2023 Lincoln Nautilus Reserve

2024 Ford F-150 XLT

2023 Ford F-150 Limited

2025 Ford Maverick Lariat

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2025 Jeep Grand Cherokee Laredo Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

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