Flint - Saginaw - Bay City, MI Area Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 16,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $36K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$35,495
Est. Payment:	$652.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,539
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,495.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,142.30
Avg. DMV Fee	259.00
Cash Sale Price	$38,106.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,106.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage used 2025 Hyundai PALISADE SEL Premium AWD SUV under 36,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $37K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$36,991
Est. Payment:	$679.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,546
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,232.06
Avg. DMV Fee	259.00
Cash Sale Price	$39,692.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,692.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified preowned 2025 Hyundai SANTA FE Limited AWD SUV under 18,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $36K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$35,991
Est. Payment:	$661.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,479
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.06
Avg. DMV Fee	259.00
Cash Sale Price	$38,632.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,632.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage certified preowned 2024 Ford Ranger Lariat 4x4 pickup under 17,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $39K at Lasco Ford in Fenton, MI. ...View More Details

Sales Price:	$39,000
Est. Payment:	$715.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,149
Location:	Fenton, MI

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,821.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,821.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This average mileage preowned 2022 Ford F-150 XLT 4x4 pickup under 75,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $37K at Dean Arbour Ford of West Branch in West Branch, MI. ...View More Details

Sales Price:	$36,823
Est. Payment:	$857.55 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,958
Location:	West Branch, MI

Item	Amount
Used Car Price⁽¹⁾	$36,823.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,221.98
Avg. DMV Fee	259.00
Cash Sale Price	$39,513.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,513.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$857.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 65,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Lasco Ford in Fenton, MI. ...View More Details

Sales Price:	$35,500
Est. Payment:	$757.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,180
Location:	Fenton, MI

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,142.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,111.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,111.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$757.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This average mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup under 80,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $35K at Lasco Ford in Fenton, MI. ...View More Details

Sales Price:	$35,000
Est. Payment:	$815.61 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,955
Location:	Fenton, MI

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,112.60
Avg. DMV Fee	259.00
Cash Sale Price	$37,581.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,581.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$815.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage preowned 2023 Ford F-150 XL 4x4 pickup under 82,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $37K at Dean Arbour Ford of West Branch in West Branch, MI. ...View More Details

Sales Price:	$36,869
Est. Payment:	$949.77 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,395
Location:	West Branch, MI

Item	Amount
Used Car Price⁽¹⁾	$36,869.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,224.74
Avg. DMV Fee	259.00
Cash Sale Price	$39,562.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,562.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$949.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,869.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This high mileage second hand 2022 Ford F-150 Limited 4x4 pickup below 120,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at Richardson Ford in Standish, MI. ...View More Details

Sales Price:	$36,224
Est. Payment:	$1418.74 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,170
Location:	Standish, MI

Item	Amount
Used Car Price⁽¹⁾	$36,224.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,186.04
Avg. DMV Fee	259.00
Cash Sale Price	$38,879.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,879.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1418.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,224.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage certified preowned 2023 Lincoln Nautilus Reserve AWD SUV below 27,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Lafontaine Lincoln in Flint, MI. ...View More Details

Sales Price:	$36,000
Est. Payment:	$661.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,308
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,641.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,641.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2025 Hyundai PALISADE SEL Premium

2025 Hyundai SANTA FE Limited

2024 Ford Ranger Lariat

2022 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 King Ranch

2023 Ford F-150 XL

2022 Ford F-150 Limited

2023 Lincoln Nautilus Reserve

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Flint - Saginaw - Bay City Area

Metro Flint - Saginaw - Bay City Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

Greater Flint - Saginaw - Bay City Area Cities with Used Cars for Sale Below $40K

Metro Flint - Saginaw - Bay City Area Counties with Used Cars for Sale Below $40,000

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