Traverse City - Cadillac, MI Area Used Cars Under $40,000

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,180
Est. Payment:	$700.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	351
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,180.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,303.40
Avg. DMV Fee	259.00
Cash Sale Price	$40,952.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup below 8,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$35,275
Est. Payment:	$648.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,924
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$35,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,129.10
Avg. DMV Fee	259.00
Cash Sale Price	$37,873.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,873.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$648.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage used 2024 Ford Ranger XLT 4x4 pickup below 14,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,900
Est. Payment:	$713.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,775
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,346.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,715.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,715.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 54,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,835
Est. Payment:	$784.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,835.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,402.70
Avg. DMV Fee	259.00
Cash Sale Price	$42,706.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,706.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$784.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Bronco Sport Big Bend

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This low mileage used 2026 Ford Bronco Sport Big Bend AWD SUV under 0,000 miles, automatic transmission, and 23 MPG, 1.5L gas engine is for sale right now below $36K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$35,698
Est. Payment:	$655.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$35,698.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,154.48
Avg. DMV Fee	259.00
Cash Sale Price	$38,321.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,321.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$655.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 2500HD Work Truck

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This low mileage used 2015 Chevrolet Silverado 2500HD Work Truck 4x4 pickup under 27,000 miles, automatic transmission, and 23 MPG, 6.0L gas engine is for sale right now below $36K at Fernelius Ford in Cheboygan, MI. ...View More Details

Sales Price:	$35,216
Est. Payment:	$647.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,900
Location:	Cheboygan, MI

Item	Amount
Used Car Price⁽¹⁾	$35,216.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,125.56
Avg. DMV Fee	259.00
Cash Sale Price	$37,810.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,810.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$647.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,216.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $39K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$38,715
Est. Payment:	$710.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,881
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$38,715.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,335.50
Avg. DMV Fee	259.00
Cash Sale Price	$41,519.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,519.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,715.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Sahara

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This low mileage preowned 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV under 22,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Brown Motors in Petoskey, MI. ...View More Details

Sales Price:	$35,053
Est. Payment:	$644.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,159
Location:	Petoskey, MI

Item	Amount
Used Car Price⁽¹⁾	$35,053.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,115.78
Avg. DMV Fee	259.00
Cash Sale Price	$37,637.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,637.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$644.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,053.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 14,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $37K at Soo Motors Ford in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$36,225
Est. Payment:	$665.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,390
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$36,225.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,186.10
Avg. DMV Fee	259.00
Cash Sale Price	$38,880.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,880.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Pilot Black Edition

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This low mileage second hand 2022 Honda Pilot Black Edition AWD SUV below 38,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Serra Ford Gaylord in Gaylord, MI. ...View More Details

Sales Price:	$35,750
Est. Payment:	$656.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,530
Location:	Gaylord, MI

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,157.60
Avg. DMV Fee	259.00
Cash Sale Price	$38,376.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,376.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2024 Ford Ranger XLT

2024 Ford F-150 XLT

2026 Ford Bronco Sport Big Bend

2015 Chevrolet Silverado 2500HD Work Truck

2023 Lincoln Nautilus Reserve

2021 Jeep Wrangler Unlimited Sahara

2024 Ford Explorer XLT

2022 Honda Pilot Black Edition

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2026 Ford Bronco Sport Big Bend Car Loan Estimate

2015 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2015 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2021 Jeep Wrangler Unlimited Sahara

Jeep Wrangler Unlimited Sahara

2021 Jeep Wrangler Unlimited Sahara Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2022 Honda Pilot Black Edition

Honda Pilot Black Edition

2022 Honda Pilot Black Edition Car Loan Estimate

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

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