Traverse City - Cadillac, MI Area Used Cars Under $40,000

2026 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,180
Est. Payment:	$700.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	351
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,180.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,303.40
Avg. DMV Fee	259.00
Cash Sale Price	$40,952.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified used 2025 Hyundai SANTA CRUZ XRT AWD pickup below 8,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$35,275
Est. Payment:	$648.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,924
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$35,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,129.10
Avg. DMV Fee	259.00
Cash Sale Price	$37,873.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,873.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$648.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 54,000 miles, automatic transmission, and 22 MPG, 3.5L hybrid engine is for sale right now under $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,835
Est. Payment:	$784.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,835.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,402.70
Avg. DMV Fee	259.00
Cash Sale Price	$42,706.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,706.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$784.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup below 14,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,900
Est. Payment:	$713.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,775
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,346.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,715.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,715.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV below 21,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $39K at Serra Ford Kalkaska in Kalkaska, MI. ...View More Details

Sales Price:	$38,300
Est. Payment:	$702.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,450
Location:	Kalkaska, MI

Item	Amount
Used Car Price⁽¹⁾	$38,300.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,310.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,079.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,079.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$702.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage second hand 2025 Jeep Wrangler Sahara 4x4 SUV under 24,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $36K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$35,401
Est. Payment:	$650.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,888
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$35,401.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,136.66
Avg. DMV Fee	259.00
Cash Sale Price	$38,006.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,006.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$650.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage used 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 28,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $38K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$37,900
Est. Payment:	$695.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,513
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,286.60
Avg. DMV Fee	259.00
Cash Sale Price	$40,655.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,655.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 14,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $37K at Soo Motors Ford in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$36,225
Est. Payment:	$665.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,390
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$36,225.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,186.10
Avg. DMV Fee	259.00
Cash Sale Price	$38,880.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,880.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 57,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $38K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$37,995
Est. Payment:	$748.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,114
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,292.30
Avg. DMV Fee	259.00
Cash Sale Price	$40,756.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,756.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$748.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Enclave Preferred

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This low mileage used 2025 Buick Enclave Preferred 4x4 SUV below 28,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $38K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$37,250
Est. Payment:	$683.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,282
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$37,250.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,247.60
Avg. DMV Fee	259.00
Cash Sale Price	$39,966.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,966.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2024 Ford F-150 XLT

2024 Ford Ranger XLT

2025 Ford Explorer Active

2025 Jeep Wrangler Sahara

2024 Chevrolet Silverado 1500 LT

2024 Ford Explorer XLT

2024 Ford F-150 XLT

2025 Buick Enclave Preferred

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Buick Enclave Preferred

Buick Enclave Preferred

2025 Buick Enclave Preferred Car Loan Estimate

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

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