Traverse City - Cadillac, MI Area Used Cars Under $40,000

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup below 14,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,900
Est. Payment:	$713.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,775
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,346.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,715.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,715.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 54,000 miles, automatic transmission, and 22 MPG, 3.5L hybrid engine is for sale right now under $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,835
Est. Payment:	$784.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,835.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,402.70
Avg. DMV Fee	259.00
Cash Sale Price	$42,706.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,706.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$784.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage certified second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,180
Est. Payment:	$700.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	351
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,180.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,303.40
Avg. DMV Fee	259.00
Cash Sale Price	$40,952.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup under 8,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$35,275
Est. Payment:	$648.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,924
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$35,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,129.10
Avg. DMV Fee	259.00
Cash Sale Price	$37,873.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,873.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$648.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage preowned 2023 Jeep Grand Cherokee L Limited 4x4 SUV below 21,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $40K at Brown Motors in Petoskey, MI. ...View More Details

Sales Price:	$39,093
Est. Payment:	$717.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,343
Location:	Petoskey, MI

Item	Amount
Used Car Price⁽¹⁾	$39,093.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,358.18
Avg. DMV Fee	259.00
Cash Sale Price	$41,920.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,920.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$717.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,093.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

⇩ View Seller Description

This average mileage second hand 2022 Ram 1500 Lone Star 4x4 pickup below 82,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $38K at Brown Motors in Petoskey, MI. ...View More Details

Sales Price:	$37,171
Est. Payment:	$957.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,999
Location:	Petoskey, MI

Item	Amount
Used Car Price⁽¹⁾	$37,171.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,242.86
Avg. DMV Fee	259.00
Cash Sale Price	$39,882.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,882.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$957.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,171.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Raptor

⇩ View Seller Description

This high mileage preowned 2020 Ford F-150 Raptor 4x4 pickup below 105,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at Baker Ford Ludington in Ludington, MI. ...View More Details

Sales Price:	$39,204
Est. Payment:	$1300.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,242
Location:	Ludington, MI

Item	Amount
Used Car Price⁽¹⁾	$39,204.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,364.84
Avg. DMV Fee	259.00
Cash Sale Price	$42,037.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,037.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1300.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,204.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Overland

⇩ View Seller Description

This low mileage preowned 2023 Jeep Grand Cherokee L Overland 4x4 SUV below 59,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $39K at Brown Motors in Petoskey, MI. ...View More Details

Sales Price:	$38,496
Est. Payment:	$758.05 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,024
Location:	Petoskey, MI

Item	Amount
Used Car Price⁽¹⁾	$38,496.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,322.36
Avg. DMV Fee	259.00
Cash Sale Price	$41,287.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,287.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$758.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Overland

⇩ View Seller Description

This low mileage preowned 2023 Jeep Grand Cherokee L Overland 4x4 SUV under 44,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $40K at Brown Motors in Petoskey, MI. ...View More Details

Sales Price:	$39,370
Est. Payment:	$722.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,765
Location:	Petoskey, MI

Item	Amount
Used Car Price⁽¹⁾	$39,370.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,374.80
Avg. DMV Fee	259.00
Cash Sale Price	$42,213.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,213.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,370.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Off-Road

⇩ View Seller Description

This low mileage second hand 2024 Toyota Tacoma TRD Off-Road 4x4 pickup below 39,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $37K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$36,985
Est. Payment:	$679.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,349
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$36,985.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,231.70
Avg. DMV Fee	259.00
Cash Sale Price	$39,685.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,685.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2024 Ford Ranger XLT

2024 Ford F-150 XLT

2026 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2023 Jeep Grand Cherokee L Limited

2022 Ram 1500 Lone Star

2020 Ford F-150 Raptor

2023 Jeep Grand Cherokee L Overland

2023 Jeep Grand Cherokee L Overland

2024 Toyota Tacoma TRD Off-Road

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

2020 Ford F-150 Raptor

Ford F-150 Raptor

2020 Ford F-150 Raptor Car Loan Estimate

2023 Jeep Grand Cherokee L Overland

Jeep Grand Cherokee L Overland

2023 Jeep Grand Cherokee L Overland Car Loan Estimate

2023 Jeep Grand Cherokee L Overland

Jeep Grand Cherokee L Overland

2023 Jeep Grand Cherokee L Overland Car Loan Estimate

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments