Traverse City - Cadillac, MI Area Used Cars Under $40,000

2026 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup below 1,000 miles, a transmission, and 2.5L gas engine is for sale right now below $39K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$38,180
Est. Payment:	$700.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	513
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$38,180.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,303.40
Avg. DMV Fee	259.00
Cash Sale Price	$40,952.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 54,000 miles, a transmission, and 3.5L hybrid engine is for sale right now below $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,030
Est. Payment:	$768.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,030.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,354.40
Avg. DMV Fee	259.00
Cash Sale Price	$41,853.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,853.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$768.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,030.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 40,000 miles, a transmission, and 2.7L gas engine is for sale right now below $40K at Feeny Ford of Grayling, Inc. in Grayling, MI. ...View More Details

Sales Price:	$39,910
Est. Payment:	$732.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,936
Location:	Grayling, MI

Item	Amount
Used Car Price⁽¹⁾	$39,910.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,407.20
Avg. DMV Fee	259.00
Cash Sale Price	$42,786.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,786.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Sienna XLE 8-Passenger

⇩ View Seller Description

This low mileage second hand 2023 Toyota Sienna XLE 8-Passenger FWD mini-van under 48,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now below $40K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$39,742
Est. Payment:	$729.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,424
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$39,742.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,397.12
Avg. DMV Fee	259.00
Cash Sale Price	$42,608.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,608.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,742.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4X4 pickup below 32,000 miles, a transmission, and 2.7L gas engine is for sale right now below $37K at Feeny Ford of Grayling, Inc. in Grayling, MI. ...View More Details

Sales Price:	$36,860
Est. Payment:	$676.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,769
Location:	Grayling, MI

Item	Amount
Used Car Price⁽¹⁾	$36,860.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,224.20
Avg. DMV Fee	259.00
Cash Sale Price	$39,553.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,553.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,860.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 34,000 miles, a transmission, and 2.7L gas engine is for sale right now below $40K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$39,698
Est. Payment:	$728.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,335
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$39,698.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,394.48
Avg. DMV Fee	259.00
Cash Sale Price	$42,561.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,561.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 22,000 miles, a transmission, and 2.3L gas engine is for sale right now below $36K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$35,486
Est. Payment:	$651.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,034
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$35,486.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,141.76
Avg. DMV Fee	259.00
Cash Sale Price	$38,096.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,096.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$651.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 41,000 miles, a transmission, and 2.3L gas engine is for sale right now below $38K at Fox Ford Grand Traverse in Traverse City, MI. ...View More Details

Sales Price:	$37,647
Est. Payment:	$691.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,701
Location:	Traverse City, MI

Item	Amount
Used Car Price⁽¹⁾	$37,647.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,271.42
Avg. DMV Fee	259.00
Cash Sale Price	$40,387.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,387.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,647.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 33,000 miles, a transmission, and 2.3L gas engine is for sale right now under $36K at Brown Motors, Inc. in Petoskey, MI. ...View More Details

Sales Price:	$35,489
Est. Payment:	$651.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,451
Location:	Petoskey, MI

Item	Amount
Used Car Price⁽¹⁾	$35,489.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,141.94
Avg. DMV Fee	259.00
Cash Sale Price	$38,099.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,099.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$651.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

⇩ View Seller Description

This low mileage preowned 2023 Ford Bronco Base Advanced 4X4 SUV under 51,000 miles, transmission, and 2.3L gas engine is for sale right now under $36K at Fernelius Ford, Inc. in Cheboygan, MI. ...View More Details

Sales Price:	$35,274
Est. Payment:	$695.35 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,017
Location:	Cheboygan, MI

Item	Amount
Used Car Price⁽¹⁾	$35,274.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,129.04
Avg. DMV Fee	259.00
Cash Sale Price	$37,872.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,872.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$695.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,274.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Toyota Sienna XLE 8-Passenger

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Ford Explorer XLT

2025 Ford Explorer ST-Line

2023 Ford Explorer XLT

2023 Ford Bronco Base Advanced

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Traverse City - Cadillac Area

Metro Traverse City - Cadillac Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Toyota Sienna XLE 8-Passenger

Toyota Sienna XLE 8-Passenger

2023 Toyota Sienna XLE 8-Passenger Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

Greater Traverse City - Cadillac Area Cities with Used Cars for Sale Below $40K

Metro Traverse City - Cadillac Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments