Michigan Used SUVs Under $40,000 |with Payments|

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 2,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,981
Est. Payment:	$679.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,842
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,981.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,231.46
Avg. DMV Fee	259.00
Cash Sale Price	$39,681.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,681.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 5,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $37K at Zeigler Hyundai of Holland in Holland, MI. ...View More Details

Sales Price:	$36,500
Est. Payment:	$670.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,195
Location:	Holland, MI

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,202.60
Avg. DMV Fee	259.00
Cash Sale Price	$39,171.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,171.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi Q5 quattro S line Prestige 45 TFSI

⇩ View Seller Description

This low mileage certified preowned 2024 Audi Q5 quattro S line Prestige 45 TFSI AWD SUV below 33,000 miles, automatic transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $39K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$38,953
Est. Payment:	$714.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,108
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$38,953.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,349.78
Avg. DMV Fee	259.00
Cash Sale Price	$41,771.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,771.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$714.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,953.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

⇩ View Seller Description

This low mileage certified preowned 2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI AWD SUV below 33,000 miles, automatic transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $38K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$37,509
Est. Payment:	$688.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,399
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$37,509.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,263.14
Avg. DMV Fee	259.00
Cash Sale Price	$40,241.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,241.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,509.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Ascent Premium 7-Passenger

⇩ View Seller Description

This low mileage second hand 2026 Subaru Ascent Premium 7-Passenger AWD SUV under 6,000 miles, cvt transmission, and 21 MPG, 2.4L gas engine is for sale right now under $38K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$37,161
Est. Payment:	$682.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,534
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$37,161.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,242.26
Avg. DMV Fee	259.00
Cash Sale Price	$39,872.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,872.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,161.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 24,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $39K at Elder Hyundai in Macomb, MI. ...View More Details

Sales Price:	$38,400
Est. Payment:	$704.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,554
Location:	Macomb, MI

Item	Amount
Used Car Price⁽¹⁾	$38,400.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,316.60
Avg. DMV Fee	259.00
Cash Sale Price	$41,185.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,185.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV below 3,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $39K at Feldman Hyundai of New Hudson in New Hudson, MI. ...View More Details

Sales Price:	$38,999
Est. Payment:	$715.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,810
Location:	New Hudson, MI

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.54
Avg. DMV Fee	259.00
Cash Sale Price	$41,820.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,820.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

⇩ View Seller Description

This low mileage certified second hand 2026 Hyundai SANTA FE XRT AWD SUV under 1,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $40K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$39,563
Est. Payment:	$725.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,055
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$39,563.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,386.38
Avg. DMV Fee	259.00
Cash Sale Price	$42,418.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,418.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,563.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Limited

⇩ View Seller Description

This low mileage used 2025 Subaru Outback Limited AWD SUV under 6,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now under $36K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$35,755
Est. Payment:	$656.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,077
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$35,755.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,157.90
Avg. DMV Fee	259.00
Cash Sale Price	$38,381.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,381.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,755.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

⇩ View Seller Description

This low mileage second hand 2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion AWD SUV below 29,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $37K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$36,009
Est. Payment:	$661.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,676
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$36,009.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,173.14
Avg. DMV Fee	259.00
Cash Sale Price	$38,651.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,651.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,009.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Michigan

Michigan Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2024 Audi Q5 quattro S line Prestige 45 TFSI

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

2026 Subaru Ascent Premium 7-Passenger

2023 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE XRT

2025 Subaru Outback Limited

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

Michigan Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Michigan

Michigan Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Audi Q5 quattro S line Prestige 45 TFSI

Audi Q5 quattro S line Prestige 45 TFSI

2024 Audi Q5 quattro S line Prestige 45 TFSI Car Loan Estimate

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

Audi Q5 Sportback quattro S line Prem Plus 45 TFSI

2024 Audi Q5 Sportback quattro S line Prem Plus 45 TFSI Car Loan Estimate

2026 Subaru Ascent Premium 7-Passenger

Subaru Ascent Premium 7-Passenger

2026 Subaru Ascent Premium 7-Passenger Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2025 Subaru Outback Limited

Subaru Outback Limited

2025 Subaru Outback Limited Car Loan Estimate

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion Car Loan Estimate

Michigan Areas with Used SUVs for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments