Michigan Used Cars Under $40,000 |with Payments|

2023 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2023 Hyundai PALISADE Calligraphy AWD SUV under 40,000 miles, automatic transmission, and 36 MPG, 3.8L gas engine is for sale right now below $37K at Elder Hyundai in Macomb, MI. ...View More Details

Sales Price:	$36,304
Est. Payment:	$666.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,476
Location:	Macomb, MI

Item	Amount
Used Car Price⁽¹⁾	$36,304.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,190.84
Avg. DMV Fee	259.00
Cash Sale Price	$38,963.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,963.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$666.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,304.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified second hand 2025 Hyundai SANTA FE Limited AWD SUV below 11,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now under $37K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$36,121
Est. Payment:	$663.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,525
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$36,121.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,179.86
Avg. DMV Fee	259.00
Cash Sale Price	$38,769.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,769.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 54,000 miles, automatic transmission, and 36 MPG, 3.5L hybrid engine is for sale right now under $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,555
Est. Payment:	$778.66 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,555.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,385.90
Avg. DMV Fee	259.00
Cash Sale Price	$42,409.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,409.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$778.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage preowned 2025 Hyundai PALISADE SEL Premium AWD SUV under 36,000 miles, automatic transmission, and 36 MPG, 3.8L gas engine is for sale right now below $39K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$38,995
Est. Payment:	$715.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,546
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.30
Avg. DMV Fee	259.00
Cash Sale Price	$41,816.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,816.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage preowned 2022 Ram 1500 Big Horn 4x4 pickup under 21,000 miles, automatic transmission, and 36 MPG, 3.6L hybrid engine is for sale right now below $36K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$35,610
Est. Payment:	$654.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,063
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$35,610.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,149.20
Avg. DMV Fee	259.00
Cash Sale Price	$38,228.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,228.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$654.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi Q5 quattro S line Prem Plus 45 TFSI

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This low mileage certified used 2023 Audi Q5 quattro S line Prem Plus 45 TFSI AWD SUV under 10,000 miles, automatic transmission, and 36 MPG, 2.0L hybrid engine is for sale right now below $37K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$36,877
Est. Payment:	$677.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,301
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$36,877.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,225.22
Avg. DMV Fee	259.00
Cash Sale Price	$39,571.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,571.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$677.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 6,000 miles, automatic transmission, and 36 MPG, 1.6L hybrid engine is for sale right now below $36K at Elder Hyundai in Macomb, MI. ...View More Details

Sales Price:	$35,354
Est. Payment:	$649.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,296
Location:	Macomb, MI

Item	Amount
Used Car Price⁽¹⁾	$35,354.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,133.84
Avg. DMV Fee	259.00
Cash Sale Price	$37,956.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,956.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$649.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Limited

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This low mileage preowned 2026 Subaru Forester Limited AWD SUV under 3,000 miles, cvt transmission, and 36 MPG, 2.5L gas engine is for sale right now below $39K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$38,296
Est. Payment:	$702.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,302
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$38,296.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,310.36
Avg. DMV Fee	259.00
Cash Sale Price	$41,075.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,075.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2024 Hyundai PALISADE Calligraphy AWD SUV below 38,000 miles, automatic transmission, and 36 MPG, 3.8L gas engine is for sale right now under $40K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$39,917
Est. Payment:	$732.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,685
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$39,917.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,407.62
Avg. DMV Fee	259.00
Cash Sale Price	$42,793.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,793.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Limited

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This low mileage used 2025 Hyundai SANTA FE Hybrid Limited FWD SUV under 14,000 miles, automatic transmission, and 36 MPG, 1.6L hybrid engine is for sale right now under $36K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$35,984
Est. Payment:	$660.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,740
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$35,984.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,171.64
Avg. DMV Fee	259.00
Cash Sale Price	$38,624.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,624.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

2025 Hyundai SANTA FE Limited

2024 Ford F-150 XLT

2025 Hyundai PALISADE SEL Premium

2022 Ram 1500 Big Horn

2023 Audi Q5 quattro S line Prem Plus 45 TFSI

2026 Hyundai SANTA FE Hybrid SE

2026 Subaru Forester Limited

2024 Hyundai PALISADE Calligraphy

2025 Hyundai SANTA FE Hybrid Limited

Michigan Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2023 Audi Q5 quattro S line Prem Plus 45 TFSI

Audi Q5 quattro S line Prem Plus 45 TFSI

2023 Audi Q5 quattro S line Prem Plus 45 TFSI Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Subaru Forester Limited

Subaru Forester Limited

2026 Subaru Forester Limited Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2025 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

Michigan Areas with Used Cars for Sale Below $40,000

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