Michigan Used Cars Under $40,000 |with Payments|

2023 Hyundai SANTA FE Limited

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This low mileage certified second hand 2023 Hyundai SANTA FE Limited AWD SUV under 14,000 miles, automatic transmission, and 25 MPG, 2.50L gas engine is for sale right now below $36K at Suburban Hyundai of Troy in Troy, MI. ...View More Details

Sales Price:	$35,472
Est. Payment:	$666.86 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	14,138
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$35,472.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,594.34
Avg. DMV Fee	266.00
Cash Sale Price	$38,644.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,644.34
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$666.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,472.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia SLE

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This low mileage certified second hand 2023 GMC Acadia SLE 4x4 SUV below 10,000 miles, automatic transmission, and 25 MPG, 2.00L gas engine is for sale right now below $36K at Labadie Buick GMC Cadillac in Bay City, MI. ...View More Details

Sales Price:	$35,479
Est. Payment:	$666.99 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	10,000
Location:	Bay City, MI

Item	Amount
Used Car Price⁽¹⁾	$35,479.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,594.85
Avg. DMV Fee	266.00
Cash Sale Price	$38,651.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,651.85
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Adventure

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This low mileage certified second hand 2023 Toyota RAV4 Adventure AWD SUV below 23,000 miles, automatic transmission, and 25 MPG, 2.50L gas engine is for sale right now below $36K at Labadie Toyota in Bay City, MI. ...View More Details

Sales Price:	$35,599
Est. Payment:	$669.21 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	22,760
Location:	Bay City, MI

Item	Amount
Used Car Price⁽¹⁾	$35,599.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,603.55
Avg. DMV Fee	266.00
Cash Sale Price	$38,780.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,780.55
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$669.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Adventure

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This low mileage certified used 2023 Toyota RAV4 Adventure AWD SUV under 24,000 miles, automatic transmission, and 25 MPG, 2.50L gas engine is for sale right now below $36K at Labadie Toyota in Bay City, MI. ...View More Details

Sales Price:	$35,699
Est. Payment:	$671.06 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	23,847
Location:	Bay City, MI

Item	Amount
Used Car Price⁽¹⁾	$35,699.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,610.80
Avg. DMV Fee	266.00
Cash Sale Price	$38,887.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,887.80
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$671.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi Q5 quattro S line Premium 45 TFSI

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This low mileage second hand 2023 Audi Q5 quattro S line Premium 45 TFSI AWD SUV under 31,000 miles, automatic transmission, and 25 MPG, 2.00L gas engine is for sale right now under $36K at Suburban Hyundai of Troy in Troy, MI. ...View More Details

Sales Price:	$36,000
Est. Payment:	$676.63 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	30,813
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,632.62
Avg. DMV Fee	266.00
Cash Sale Price	$39,210.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,210.62
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$676.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Atlas Cross Sport SE 4Motion

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This low mileage used 2023 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV below 10,000 miles, automatic transmission, and 25 MPG, 2.00L gas engine is for sale right now under $37K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$36,011
Est. Payment:	$676.83 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	9,820
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$36,011.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,633.42
Avg. DMV Fee	266.00
Cash Sale Price	$39,222.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.42
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$676.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,011.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage second hand 2023 Buick Envision Essence AWD SUV under 8,000 miles, automatic transmission, and 25 MPG, 2.00L gas engine is for sale right now under $37K at Labadie Buick GMC Cadillac in Bay City, MI. ...View More Details

Sales Price:	$36,145
Est. Payment:	$679.31 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	7,572
Location:	Bay City, MI

Item	Amount
Used Car Price⁽¹⁾	$36,145.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,643.13
Avg. DMV Fee	266.00
Cash Sale Price	$39,366.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,366.13
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$679.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,145.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5

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This low mileage certified second hand 2023 Toyota 4Runner SR5 4x4 SUV under 16,000 miles, automatic transmission, and 25 MPG, 4.00L gas engine is for sale right now below $37K at Labadie Toyota in Bay City, MI. ...View More Details

Sales Price:	$36,493
Est. Payment:	$685.75 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	16,289
Location:	Bay City, MI

Item	Amount
Used Car Price⁽¹⁾	$36,493.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,668.36
Avg. DMV Fee	266.00
Cash Sale Price	$39,739.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,739.36
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia SLE

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This low mileage certified preowned 2023 GMC Acadia SLE 4x4 SUV below 4,000 miles, automatic transmission, and 25 MPG, 2.00L gas engine is for sale right now under $38K at Labadie Buick GMC Cadillac in Bay City, MI. ...View More Details

Sales Price:	$37,189
Est. Payment:	$698.63 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	4,140
Location:	Bay City, MI

Item	Amount
Used Car Price⁽¹⁾	$37,189.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,718.82
Avg. DMV Fee	266.00
Cash Sale Price	$40,485.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,485.82
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,189.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2023 Hyundai SANTA FE Calligraphy AWD SUV under 8,000 miles, automatic transmission, and 25 MPG, 2.50L gas engine is for sale right now below $38K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$37,495
Est. Payment:	$704.30 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	7,910
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	312.00
MI Sales Tax (7.25%)	2,741.01
Avg. DMV Fee	266.00
Cash Sale Price	$40,814.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,814.01
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$704.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai SANTA FE Limited

2023 GMC Acadia SLE

2023 Toyota RAV4 Adventure

2023 Toyota RAV4 Adventure

2023 Audi Q5 quattro S line Premium 45 TFSI

2023 Volkswagen Atlas Cross Sport SE 4Motion

2023 Buick Envision Essence

2023 Toyota 4Runner SR5

2023 GMC Acadia SLE

2023 Hyundai SANTA FE Calligraphy

Michigan Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2023 Hyundai SANTA FE Limited Car Loan Estimate

2023 GMC Acadia SLE

GMC Acadia SLE

2023 GMC Acadia SLE Car Loan Estimate

2023 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2023 Toyota RAV4 Adventure Car Loan Estimate

2023 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2023 Toyota RAV4 Adventure Car Loan Estimate

2023 Audi Q5 quattro S line Premium 45 TFSI

Audi Q5 quattro S line Premium 45 TFSI

2023 Audi Q5 quattro S line Premium 45 TFSI Car Loan Estimate

2023 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2023 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2023 Toyota 4Runner SR5

Toyota 4Runner SR5

2023 Toyota 4Runner SR5 Car Loan Estimate

2023 GMC Acadia SLE

GMC Acadia SLE

2023 GMC Acadia SLE Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

Michigan Areas with Used Cars for Sale Below $40,000

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