Michigan Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 4,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $38K at Zeigler Hyundai of Holland in Holland, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$688.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,041
Location:	Holland, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,262.60
Avg. DMV Fee	259.00
Cash Sale Price	$40,231.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,231.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$688.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup under 8,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$35,275
Est. Payment:	$648.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,924
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$35,275.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,129.10
Avg. DMV Fee	259.00
Cash Sale Price	$37,873.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,873.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$648.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 1,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $38K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$37,961
Est. Payment:	$696.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,154
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$37,961.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,290.26
Avg. DMV Fee	259.00
Cash Sale Price	$40,720.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,720.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

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This low mileage second hand 2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion AWD SUV under 29,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $37K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$36,009
Est. Payment:	$661.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,676
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$36,009.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,173.14
Avg. DMV Fee	259.00
Cash Sale Price	$38,651.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,651.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,009.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi A6 quattro Premium Plus 55 TFSI

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This low mileage certified used 2023 Audi A6 quattro Premium Plus 55 TFSI AWD sedan below 39,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $39K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$38,766
Est. Payment:	$711.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,273
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$38,766.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,338.56
Avg. DMV Fee	259.00
Cash Sale Price	$41,573.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,573.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$711.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,766.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage certified preowned 2025 Hyundai SANTA FE Limited AWD SUV under 18,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$35,991
Est. Payment:	$661.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,479
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.06
Avg. DMV Fee	259.00
Cash Sale Price	$38,632.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,632.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Sport

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This low mileage used 2026 Subaru Forester Sport AWD SUV below 3,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now under $37K at Williams Hyundai in Lansing, MI. ...View More Details

Sales Price:	$36,902
Est. Payment:	$677.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,871
Location:	Lansing, MI

Item	Amount
Used Car Price⁽¹⁾	$36,902.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,226.72
Avg. DMV Fee	259.00
Cash Sale Price	$39,597.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,597.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$677.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 1,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $38K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$37,970
Est. Payment:	$696.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,066
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$37,970.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,290.80
Avg. DMV Fee	259.00
Cash Sale Price	$40,729.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,729.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

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This low mileage second hand 2026 Hyundai TUCSON SEL Premium AWD SUV below 0,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,400
Est. Payment:	$668.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,400.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,196.60
Avg. DMV Fee	259.00
Cash Sale Price	$39,065.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,065.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$668.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup below 54,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Fernelius Hyundai in Sault Sainte Marie, MI. ...View More Details

Sales Price:	$39,835
Est. Payment:	$784.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,514
Location:	Sault Sainte Marie, MI

Item	Amount
Used Car Price⁽¹⁾	$39,835.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,402.70
Avg. DMV Fee	259.00
Cash Sale Price	$42,706.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,706.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$784.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA FE SEL

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

2023 Audi A6 quattro Premium Plus 55 TFSI

2025 Hyundai SANTA FE Limited

2026 Subaru Forester Sport

2026 Hyundai SANTA FE SEL

2026 Hyundai TUCSON SEL Premium

2024 Ford F-150 XLT

Michigan Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion

2023 Volkswagen Atlas Cross Sport V6 SEL R-Line Black 4Motion Car Loan Estimate

2023 Audi A6 quattro Premium Plus 55 TFSI

Audi A6 quattro Premium Plus 55 TFSI

2023 Audi A6 quattro Premium Plus 55 TFSI Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2026 Subaru Forester Sport

Subaru Forester Sport

2026 Subaru Forester Sport Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Michigan Areas with Used Cars for Sale Below $40,000

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