Michigan Used Cars Under $40,000 |with Payments|

2026 Hyundai IONIQ 5 SEL

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This low mileage second hand 2026 Hyundai IONIQ 5 SEL AWD hatchback below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$38,990
Est. Payment:	$715.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.00
Avg. DMV Fee	259.00
Cash Sale Price	$41,811.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,811.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$715.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 4,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now below $38K at Zeigler Hyundai of Holland in Holland, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$688.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,041
Location:	Holland, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,262.60
Avg. DMV Fee	259.00
Cash Sale Price	$40,231.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,231.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 1,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $38K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$37,961
Est. Payment:	$696.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,154
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$37,961.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,290.26
Avg. DMV Fee	259.00
Cash Sale Price	$40,720.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,720.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$696.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage preowned 2025 Hyundai PALISADE SEL FWD SUV under 1,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,990
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,181
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,232.00
Avg. DMV Fee	259.00
Cash Sale Price	$39,691.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,691.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 1,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $38K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$37,970
Est. Payment:	$696.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,066
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$37,970.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,290.80
Avg. DMV Fee	259.00
Cash Sale Price	$40,729.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,729.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage certified preowned 2025 Hyundai PALISADE XRT AWD SUV below 3,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $40K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$39,737
Est. Payment:	$729.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,624
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$39,737.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,396.82
Avg. DMV Fee	259.00
Cash Sale Price	$42,602.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,602.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,737.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5 Premium

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This low mileage second hand 2022 Toyota 4Runner SR5 Premium 4x4 SUV under 57,000 miles, automatic transmission, and 23 MPG, 4.0L gas engine is for sale right now below $39K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$38,990
Est. Payment:	$767.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,680
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.00
Avg. DMV Fee	259.00
Cash Sale Price	$41,811.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,811.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$767.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage used 2025 Hyundai PALISADE SEL Premium AWD SUV under 36,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $37K at Randy Wise Hyundai in Flint, MI. ...View More Details

Sales Price:	$36,991
Est. Payment:	$679.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,546
Location:	Flint, MI

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,232.06
Avg. DMV Fee	259.00
Cash Sale Price	$39,692.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,692.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 2,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $37K at Fox Ann Arbor Hyundai in Ann Arbor, MI. ...View More Details

Sales Price:	$36,328
Est. Payment:	$667.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,595
Location:	Ann Arbor, MI

Item	Amount
Used Car Price⁽¹⁾	$36,328.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,192.28
Avg. DMV Fee	259.00
Cash Sale Price	$38,989.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,989.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$667.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,328.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified used 2025 Hyundai SANTA FE XRT AWD SUV below 5,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $38K at Feldman Hyundai of New Hudson in New Hudson, MI. ...View More Details

Sales Price:	$37,500
Est. Payment:	$688.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,537
Location:	New Hudson, MI

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,262.60
Avg. DMV Fee	259.00
Cash Sale Price	$40,231.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,231.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.42

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai IONIQ 5 SEL

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE SEL

2025 Hyundai PALISADE SEL

2026 Hyundai SANTA FE SEL

2025 Hyundai PALISADE XRT

2022 Toyota 4Runner SR5 Premium

2025 Hyundai PALISADE SEL Premium

2026 Hyundai SANTA FE SEL

2025 Hyundai SANTA FE XRT

Michigan Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Michigan

Michigan Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2026 Hyundai IONIQ 5 SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

Michigan Areas with Used Cars for Sale Below $40,000

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