New Ulm, MN Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 3,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $40K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$39,923
Est. Payment:	$749.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,016
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$39,923.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,351.83
Avg. DMV Fee	464.00
Cash Sale Price	$43,813.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,813.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$749.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage preowned 2024 Ford Edge Titanium AWD SUV under 24,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $37K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$36,924
Est. Payment:	$694.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,430
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$36,924.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,100.52
Avg. DMV Fee	464.00
Cash Sale Price	$40,563.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,563.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$694.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,924.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This average mileage used 2023 Ford F-150 Lariat 4x4 pickup below 84,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$39,900
Est. Payment:	$1051.22 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,772
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,349.91
Avg. DMV Fee	464.00
Cash Sale Price	$43,788.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,788.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1051.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This low mileage preowned 2022 Ford Bronco Base Advanced 4x4 SUV under 33,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $40K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$39,900
Est. Payment:	$749.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,575
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,349.91
Avg. DMV Fee	464.00
Cash Sale Price	$43,788.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,788.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$749.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage preowned 2024 Ford Edge Titanium AWD SUV below 31,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$36,000
Est. Payment:	$676.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,529
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,023.09
Avg. DMV Fee	464.00
Cash Sale Price	$39,562.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,562.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Aviator Reserve

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This below average mileage preowned 2021 Lincoln Aviator Reserve AWD SUV below 68,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $36K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$35,921
Est. Payment:	$784.10 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,959
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$35,921.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,016.46
Avg. DMV Fee	464.00
Cash Sale Price	$39,476.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,476.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$784.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Limited

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This average mileage preowned 2021 Ford Expedition MAX Limited 4x4 SUV below 84,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $37K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$973.17 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,515
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,098.51
Avg. DMV Fee	464.00
Cash Sale Price	$40,537.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,537.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$973.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

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This low mileage used 2023 Ford F-150 Limited 4x4 pickup under 58,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $38K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$37,500
Est. Payment:	$756.23 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,531
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,148.79
Avg. DMV Fee	464.00
Cash Sale Price	$41,187.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,187.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$756.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New Ulm, MN

New Ulm, MN Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2024 Ford Edge Titanium

2023 Ford F-150 Lariat

2022 Ford Bronco Base Advanced

2024 Ford Edge Titanium

2021 Lincoln Aviator Reserve

2021 Ford Expedition MAX Limited

2023 Ford F-150 Limited

Used Cars under $40,000 for Sale in New Ulm, MN

New Ulm, MN Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2021 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2021 Lincoln Aviator Reserve Car Loan Estimate

2021 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2021 Ford Expedition MAX Limited Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

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