New Ulm, MN Used Cars Under $40,000 |with Payments|

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited AWD SUV under 31,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $36K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$35,900
Est. Payment:	$675.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,338
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,014.71
Avg. DMV Fee	464.00
Cash Sale Price	$39,453.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,453.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$675.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 GMC Sierra 3500HD Denali

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This average mileage preowned 2016 GMC Sierra 3500HD Denali 4x4 pickup under 84,000 miles, automatic transmission, and 22 MPG, 6.0L gas engine is for sale right now under $37K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$36,916
Est. Payment:	$973.58 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,366
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$36,916.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,099.85
Avg. DMV Fee	464.00
Cash Sale Price	$40,554.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,554.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$973.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,916.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge Titanium

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This low mileage second hand 2024 Ford Edge Titanium AWD SUV below 30,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$35,924
Est. Payment:	$675.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,038
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$35,924.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,016.72
Avg. DMV Fee	464.00
Cash Sale Price	$39,479.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,479.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,924.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage used 2024 Ford Ranger XLT 4x4 pickup under 28,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $40K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$39,923
Est. Payment:	$749.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,880
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$39,923.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,351.83
Avg. DMV Fee	464.00
Cash Sale Price	$43,813.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,813.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$749.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 3,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $40K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$39,923
Est. Payment:	$749.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,016
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$39,923.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,351.83
Avg. DMV Fee	464.00
Cash Sale Price	$43,813.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,813.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$749.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Limited

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This average mileage used 2021 Ford Expedition MAX Limited 4x4 SUV under 84,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $37K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$973.17 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,515
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,098.51
Avg. DMV Fee	464.00
Cash Sale Price	$40,537.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,537.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$973.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage second hand 2023 Ford F-150 XL 4x4 pickup under 84,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$39,900
Est. Payment:	$1051.22 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,772
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,349.91
Avg. DMV Fee	464.00
Cash Sale Price	$43,788.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,788.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1051.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup below 23,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $38K at Chuck Spaeth Ford in New Ulm, MN. ...View More Details

Sales Price:	$37,524
Est. Payment:	$705.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,306
Location:	New Ulm, MN

Item	Amount
Used Car Price⁽¹⁾	$37,524.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,150.80
Avg. DMV Fee	464.00
Cash Sale Price	$41,213.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,213.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New Ulm, MN

New Ulm, MN Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

2016 GMC Sierra 3500HD Denali

2024 Ford Edge Titanium

2024 Ford Ranger XLT

2023 Ford F-150 XL

2021 Ford Expedition MAX Limited

2023 Ford F-150 XL

2024 Ford Ranger XLT

Used Cars under $40,000 for Sale in New Ulm, MN

New Ulm, MN Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2016 GMC Sierra 3500HD Denali

GMC Sierra 3500HD Denali

2016 GMC Sierra 3500HD Denali Car Loan Estimate

2024 Ford Edge Titanium

Ford Edge Titanium

2024 Ford Edge Titanium Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2021 Ford Expedition MAX Limited Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

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