Metro Minneapolis - Saint Paul, MN Area Used Cars Under $400 a Month

2025 Hyundai ELANTRA SE

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This low mileage second hand 2025 Hyundai ELANTRA SE FWD sedan below 27,000 miles, cvt transmission, and 55 MPG, 2.0L gas engine is for sale right now under $19K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$19,000
Est. Payment:	$361.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,249
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,598.49
Avg. DMV Fee	464.00
Cash Sale Price	$21,137.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,137.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$361.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Malibu LT

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This low mileage preowned 2022 Chevrolet Malibu LT FWD sedan under 45,000 miles, cvt transmission, and 55 MPG, 1.5L gas engine is for sale right now under $20K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$19,340
Est. Payment:	$368.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,683
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$19,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,626.98
Avg. DMV Fee	464.00
Cash Sale Price	$21,505.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,505.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$368.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2003 Ford F-150 XLT

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This high mileage used 2003 Ford F-150 XLT 4x4 pickup below 180,000 miles, automatic transmission, and 55 MPG, 5.4L gas engine is for sale right now below $8K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$7,500
Est. Payment:	$316.52 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	180,001
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$7,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	634.79
Avg. DMV Fee	464.00
Cash Sale Price	$8,673.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,673.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$316.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan under 4,000 miles, cvt transmission, and 55 MPG, 2.0L gas engine is for sale right now under $20K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$19,998
Est. Payment:	$380.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,166
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,682.12
Avg. DMV Fee	464.00
Cash Sale Price	$22,219.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,219.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$380.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage second hand 2023 Hyundai KONA SEL AWD SUV below 46,000 miles, cvt transmission, and 55 MPG, 2.0L gas engine is for sale right now below $21K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$20,799
Est. Payment:	$395.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,599
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$20,799.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,749.24
Avg. DMV Fee	464.00
Cash Sale Price	$23,087.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,087.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$395.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV under 22,000 miles, cvt transmission, and 55 MPG, 2.0L gas engine is for sale right now below $22K at Luther Burnsville Hyundai in Burnsville, MN. ...View More Details

Sales Price:	$21,340
Est. Payment:	$405.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,685
Location:	Burnsville, MN

Item	Amount
Used Car Price⁽¹⁾	$21,340.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,794.58
Avg. DMV Fee	464.00
Cash Sale Price	$23,673.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,673.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$405.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Seltos SX

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This low mileage used 2022 Kia Seltos SX AWD SUV below 44,000 miles, automatic transmission, and 55 MPG, 1.6L gas engine is for sale right now below $22K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$21,500
Est. Payment:	$408.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,909
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,807.99
Avg. DMV Fee	464.00
Cash Sale Price	$23,846.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,846.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$408.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan under 5,000 miles, cvt transmission, and 55 MPG, 2.0L gas engine is for sale right now under $22K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$21,299
Est. Payment:	$404.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,937
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$21,299.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,791.14
Avg. DMV Fee	464.00
Cash Sale Price	$23,629.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,629.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$404.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Journey GT

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This above average mileage preowned 2019 Dodge Journey GT AWD SUV below 100,000 miles, automatic transmission, and 55 MPG, 3.6L gas engine is for sale right now under $13K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$12,990
Est. Payment:	$394.47 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,648
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,094.85
Avg. DMV Fee	464.00
Cash Sale Price	$14,623.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,623.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$394.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai IONIQ Hybrid Limited

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This low mileage preowned 2020 Hyundai IONIQ Hybrid Limited FWD hatchback below 59,000 miles, automatic transmission, and 55 MPG, 1.6L hybrid engine is for sale right now under $20K at Walser Hyundai in Minneapolis, MN. ...View More Details

Sales Price:	$19,998
Est. Payment:	$407.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,015
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	1,682.12
Avg. DMV Fee	464.00
Cash Sale Price	$22,219.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,219.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$407.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Minneapolis - Saint Paul Area

Metro Minneapolis - Saint Paul Secondhand Used Vehicles with Payments Under $400 / Month

2025 Hyundai ELANTRA SE

2022 Chevrolet Malibu LT

2003 Ford F-150 XLT

2025 Hyundai ELANTRA SE

2023 Hyundai KONA SEL

2023 Hyundai KONA SEL

2022 Kia Seltos SX

2025 Hyundai ELANTRA SEL Sport

2019 Dodge Journey GT

2020 Hyundai IONIQ Hybrid Limited

Greater Minneapolis - Saint Paul Area Cities with Used Cars for Sale Below $400 / Month

Metro Minneapolis - Saint Paul Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Minneapolis - Saint Paul Area

Metro Minneapolis - Saint Paul Secondhand Used Vehicles with Payments Under $400 / Month

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2022 Chevrolet Malibu LT

Chevrolet Malibu LT

2022 Chevrolet Malibu LT Car Loan Estimate

2003 Ford F-150 XLT

Ford F-150 XLT

2003 Ford F-150 XLT Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2022 Kia Seltos SX

Kia Seltos SX

2022 Kia Seltos SX Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2019 Dodge Journey GT

Dodge Journey GT

2019 Dodge Journey GT Car Loan Estimate

2020 Hyundai IONIQ Hybrid Limited

Hyundai IONIQ Hybrid Limited

2020 Hyundai IONIQ Hybrid Limited Car Loan Estimate

Greater Minneapolis - Saint Paul Area Cities with Used Cars for Sale Below $400 / Month

Metro Minneapolis - Saint Paul Area Counties with Used Cars for Sale Below $400 / Month

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