Minneapolis - Saint Paul, MN Area Used Pickups Under $40,000

2025 GMC Sierra 1500 Pro

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This low mileage used 2025 GMC Sierra 1500 Pro 4x4 pickup below 4,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$38,990
Est. Payment:	$732.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,850
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,273.65
Avg. DMV Fee	464.00
Cash Sale Price	$42,802.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,802.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XL

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This low mileage preowned 2021 Ford F-250 Super Duty XL 4x4 pickup below 25,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $37K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$36,993
Est. Payment:	$695.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,178
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$36,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.30
Avg. DMV Fee	464.00
Cash Sale Price	$40,638.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,638.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup below 24,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$37,493
Est. Payment:	$704.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,849
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$37,493.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,148.20
Avg. DMV Fee	464.00
Cash Sale Price	$41,180.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,180.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$704.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 39,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now below $40K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$40,000
Est. Payment:	$751.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,463
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,358.29
Avg. DMV Fee	464.00
Cash Sale Price	$43,897.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,897.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$751.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ford F-350 Super Duty Lariat

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This low mileage used 2015 Ford F-350 Super Duty Lariat 4x4 pickup below 57,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now under $38K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$37,993
Est. Payment:	$766.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,003
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$37,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,190.10
Avg. DMV Fee	464.00
Cash Sale Price	$41,722.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,722.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$766.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 38,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $37K at MTH of Brainerd in Brainerd, MN. ...View More Details

Sales Price:	$36,493
Est. Payment:	$686.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,126
Location:	Brainerd, MN

Item	Amount
Used Car Price⁽¹⁾	$36,493.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,064.40
Avg. DMV Fee	464.00
Cash Sale Price	$40,096.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,096.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier PRO-4X

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This low mileage used 2023 Nissan Frontier PRO-4X 4x4 pickup below 31,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $36K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$35,286
Est. Payment:	$663.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,980
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$35,286.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,963.25
Avg. DMV Fee	464.00
Cash Sale Price	$38,788.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,788.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 34,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $36K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$35,781
Est. Payment:	$672.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,338
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$35,781.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,004.73
Avg. DMV Fee	464.00
Cash Sale Price	$39,324.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,324.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4x4 pickup below 59,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $36K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$35,993
Est. Payment:	$726.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,403
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$35,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,022.50
Avg. DMV Fee	464.00
Cash Sale Price	$39,554.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,554.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$726.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage used 2021 Ford F-150 Lariat 4x4 pickup under 43,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $40K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$39,993
Est. Payment:	$751.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,760
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.70
Avg. DMV Fee	464.00
Cash Sale Price	$43,889.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,889.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Minneapolis - Saint Paul Area

Metro Minneapolis - Saint Paul Secondhand Used Pickups Priced Below $40,000

2025 GMC Sierra 1500 Pro

2021 Ford F-250 Super Duty XL

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2015 Ford F-350 Super Duty Lariat

2023 Ford F-150 XLT

2023 Nissan Frontier PRO-4X

2022 Ford F-150 XL

2022 Ford F-150 XLT

2021 Ford F-150 Lariat

Greater Minneapolis - Saint Paul Area Cities with Used Pickups for Sale Below $40K

Metro Minneapolis - Saint Paul Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Minneapolis - Saint Paul Area

Metro Minneapolis - Saint Paul Secondhand Used Pickups Priced Below $40,000

2025 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2025 GMC Sierra 1500 Pro Car Loan Estimate

2021 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2021 Ford F-250 Super Duty XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2015 Ford F-350 Super Duty Lariat

Ford F-350 Super Duty Lariat

2015 Ford F-350 Super Duty Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2023 Nissan Frontier PRO-4X Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

Greater Minneapolis - Saint Paul Area Cities with Used Pickups for Sale Below $40K

Metro Minneapolis - Saint Paul Area Counties with Used Pickups for Sale Below $40,000

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