Minneapolis - Saint Paul, MN Area Used Pickups Under $40,000

2025 GMC Sierra 1500 Pro

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This low mileage used 2025 GMC Sierra 1500 Pro 4x4 pickup below 4,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $39K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$38,990
Est. Payment:	$732.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,850
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,273.65
Avg. DMV Fee	464.00
Cash Sale Price	$42,802.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,802.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 3500HD LT

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This high mileage used 2019 Chevrolet Silverado 3500HD LT 4x4 pickup under 114,000 miles, automatic transmission, and 24 MPG, 6.6L diesel engine is for sale right now below $36K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$35,993
Est. Payment:	$1223.68 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,545
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$35,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,022.50
Avg. DMV Fee	464.00
Cash Sale Price	$39,554.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,554.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1223.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4x4 pickup under 59,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $36K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$35,993
Est. Payment:	$726.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,403
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$35,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,022.50
Avg. DMV Fee	464.00
Cash Sale Price	$39,554.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,554.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$726.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage used 2023 Chevrolet Silverado 1500 LT 4x4 pickup below 17,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $36K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$35,593
Est. Payment:	$669.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,472
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$35,593.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,988.98
Avg. DMV Fee	464.00
Cash Sale Price	$39,120.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,120.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$669.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 39,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $40K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$40,000
Est. Payment:	$751.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,463
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,358.29
Avg. DMV Fee	464.00
Cash Sale Price	$43,897.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,897.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$751.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage used 2024 Ford F-150 STX 4x4 pickup below 17,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $39K at MTH of Brainerd in Brainerd, MN. ...View More Details

Sales Price:	$38,993
Est. Payment:	$732.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,647
Location:	Brainerd, MN

Item	Amount
Used Car Price⁽¹⁾	$38,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,273.90
Avg. DMV Fee	464.00
Cash Sale Price	$42,805.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,805.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Tradesman

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This low mileage used 2022 Ram 2500 Tradesman 4x4 pickup below 23,000 miles, automatic transmission, and 24 MPG, 6.4L gas engine is for sale right now below $37K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$36,993
Est. Payment:	$695.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,591
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$36,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.30
Avg. DMV Fee	464.00
Cash Sale Price	$40,638.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,638.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage preowned 2022 Ford F-150 Lariat 4x4 pickup under 50,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $38K at MTH of Brainerd in Brainerd, MN. ...View More Details

Sales Price:	$37,393
Est. Payment:	$702.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,634
Location:	Brainerd, MN

Item	Amount
Used Car Price⁽¹⁾	$37,393.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,139.82
Avg. DMV Fee	464.00
Cash Sale Price	$41,071.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,071.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,393.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage second hand 2021 Ford F-150 XL 4x4 pickup below 24,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $37K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$36,532
Est. Payment:	$686.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,906
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$36,532.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,067.67
Avg. DMV Fee	464.00
Cash Sale Price	$40,138.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,138.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,532.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage second hand 2021 Ford F-150 Lariat 4x4 pickup below 43,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now below $40K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$39,993
Est. Payment:	$751.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,760
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.70
Avg. DMV Fee	464.00
Cash Sale Price	$43,889.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,889.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$751.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Minneapolis - Saint Paul Area

Metro Minneapolis - Saint Paul Secondhand Used Pickups Priced Below $40,000

2025 GMC Sierra 1500 Pro

2019 Chevrolet Silverado 3500HD LT

2022 Ford F-150 XLT

2023 Chevrolet Silverado 1500 LT

2024 Ford F-150 XLT

2024 Ford F-150 STX

2022 Ram 2500 Tradesman

2022 Ford F-150 Lariat

2021 Ford F-150 XL

2021 Ford F-150 Lariat

Greater Minneapolis - Saint Paul Area Cities with Used Pickups for Sale Below $40K

Metro Minneapolis - Saint Paul Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Minneapolis - Saint Paul Area

Metro Minneapolis - Saint Paul Secondhand Used Pickups Priced Below $40,000

2025 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2025 GMC Sierra 1500 Pro Car Loan Estimate

2019 Chevrolet Silverado 3500HD LT

Chevrolet Silverado 3500HD LT

2019 Chevrolet Silverado 3500HD LT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

Greater Minneapolis - Saint Paul Area Cities with Used Pickups for Sale Below $40K

Metro Minneapolis - Saint Paul Area Counties with Used Pickups for Sale Below $40,000

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