Independence, MO Used Cars Under $40,000 |with Payments|

2022 Ram 2500 Tradesman

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This below average mileage used 2022 Ram 2500 Tradesman 4X4 pickup under 61,000 miles, a transmission, and 6.7L diesel engine is for sale right now below $39K at Metro Ford, Inc. in Independence, MO. ...View More Details

Sales Price:	$38,998
Est. Payment:	$858.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,418
Location:	Independence, MO

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,958.90
Avg. DMV Fee	45.00
Cash Sale Price	$43,200.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,200.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$858.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Wilderness

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This low mileage preowned 2025 Subaru Outback Wilderness AWD wagon under 6,000 miles, cvt transmission, and 2.4L gas engine is for sale right now below $37K at Metro Ford, Inc. in Independence, MO. ...View More Details

Sales Price:	$36,899
Est. Payment:	$699.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,479
Location:	Independence, MO

Item	Amount
Used Car Price⁽¹⁾	$36,899.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,746.90
Avg. DMV Fee	45.00
Cash Sale Price	$40,889.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,889.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lightning XLT

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This low mileage second hand 2023 Ford F-150 Lightning XLT AWD pickup below 41,000 miles, a transmission, and 0.0L electric engine is for sale right now under $40K at Metro Ford, Inc. in Independence, MO. ...View More Details

Sales Price:	$39,978
Est. Payment:	$757.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,806
Location:	Independence, MO

Item	Amount
Used Car Price⁽¹⁾	$39,978.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,057.88
Avg. DMV Fee	45.00
Cash Sale Price	$44,279.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,279.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Badlands Advanced

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This low mileage used 2021 Ford Bronco Badlands Advanced 4X4 SUV under 34,000 miles, transmission, and 2.3L gas engine is for sale right now under $38K at Metro Ford, Inc. in Independence, MO. ...View More Details

Sales Price:	$37,290
Est. Payment:	$707.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,665
Location:	Independence, MO

Item	Amount
Used Car Price⁽¹⁾	$37,290.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,786.39
Avg. DMV Fee	45.00
Cash Sale Price	$41,320.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,320.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This below average mileage used 2023 Ford Explorer ST AWD SUV below 67,000 miles, a transmission, and 3.0L gas engine is for sale right now below $40K at Metro Ford, Inc. in Independence, MO. ...View More Details

Sales Price:	$39,811
Est. Payment:	$875.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,209
Location:	Independence, MO

Item	Amount
Used Car Price⁽¹⁾	$39,811.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,041.01
Avg. DMV Fee	45.00
Cash Sale Price	$44,096.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,096.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$875.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Independence, MO

Independence, MO Secondhand Used Vehicles Priced Below $40,000

2022 Ram 2500 Tradesman

2025 Subaru Outback Wilderness

2023 Ford F-150 Lightning XLT

2021 Ford Bronco Badlands Advanced

2023 Ford Explorer ST

Used Cars under $40,000 for Sale in Independence, MO

Independence, MO Secondhand Used Vehicles Priced Below $40,000

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2025 Subaru Outback Wilderness

Subaru Outback Wilderness

2025 Subaru Outback Wilderness Car Loan Estimate

2023 Ford F-150 Lightning XLT

Ford F-150 Lightning XLT

2023 Ford F-150 Lightning XLT Car Loan Estimate

2021 Ford Bronco Badlands Advanced

Ford Bronco Badlands Advanced

2021 Ford Bronco Badlands Advanced Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

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