Saint Louis, MO Used Cars Under $650 a Month

2024 Ford Transit 250

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This low mileage preowned 2024 Ford Transit 250 RWD full-size under 20,000 miles, a transmission, and 100 MPG, 3.5L flexible engine is for sale right now below $35K at Dave Sinclair Ford, Inc. in Saint Louis, MO. ...View More Details

Sales Price:	$34,900
Est. Payment:	$662.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,527
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$34,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,545.00
Avg. DMV Fee	45.00
Cash Sale Price	$38,689.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,689.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage used 2025 Ford Bronco Sport Outer Banks AWD SUV under 2,000 miles, a transmission, and 100 MPG, 1.5L gas engine is for sale right now below $33K at Suntrup Ford - Kirkwood in Saint Louis, MO. ...View More Details

Sales Price:	$32,993
Est. Payment:	$626.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,403
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$32,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,352.39
Avg. DMV Fee	45.00
Cash Sale Price	$36,589.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,589.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$626.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This low mileage second hand 2024 Ford Explorer Limited AWD SUV below 39,000 miles, a transmission, and 100 MPG, 2.3L gas engine is for sale right now under $33K at Dave Sinclair Ford, Inc. in Saint Louis, MO. ...View More Details

Sales Price:	$32,995
Est. Payment:	$626.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,282
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,352.59
Avg. DMV Fee	45.00
Cash Sale Price	$36,591.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,591.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$626.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost Premium

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This low mileage preowned 2025 Ford Mustang EcoBoost Premium RWD convertible below 34,000 miles, a transmission, and 100 MPG, 2.3L gas engine is for sale right now below $35K at Suntrup Ford - Kirkwood in Saint Louis, MO. ...View More Details

Sales Price:	$34,634
Est. Payment:	$657.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,338
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$34,634.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,518.13
Avg. DMV Fee	45.00
Cash Sale Price	$38,396.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,396.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$657.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,634.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This below average mileage second hand 2022 Ford F-150 XL 4X4 pickup under 64,000 miles, a transmission, and 100 MPG, 3.5L gas engine is for sale right now below $30K at Suntrup Ford - Kirkwood in Saint Louis, MO. ...View More Details

Sales Price:	$29,999
Est. Payment:	$661.29 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,175
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$29,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,050.00
Avg. DMV Fee	45.00
Cash Sale Price	$33,293.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,293.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$661.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This below average mileage used 2024 Ford Explorer Limited AWD SUV under 63,000 miles, a transmission, and 100 MPG, 2.3L gas engine is for sale right now below $30K at Dave Sinclair Ford, Inc. in Saint Louis, MO. ...View More Details

Sales Price:	$29,500
Est. Payment:	$650.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,687
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,999.60
Avg. DMV Fee	45.00
Cash Sale Price	$32,743.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,743.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$650.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge ST-Line

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This above average mileage second hand 2023 Ford Edge ST-Line AWD SUV under 96,000 miles, a transmission, and 100 MPG, 2.0L gas engine is for sale right now under $21K at Dave Sinclair Ford, Inc. in Saint Louis, MO. ...View More Details

Sales Price:	$20,750
Est. Payment:	$623.37 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,918
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$20,750.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,115.85
Avg. DMV Fee	45.00
Cash Sale Price	$23,109.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,109.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$623.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 23,000 miles, a transmission, and 100 MPG, 2.3L gas engine is for sale right now below $33K at Dave Sinclair Ford, Inc. in Saint Louis, MO. ...View More Details

Sales Price:	$32,750
Est. Payment:	$621.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,064
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$32,750.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,327.85
Avg. DMV Fee	45.00
Cash Sale Price	$36,321.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,321.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$621.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Cadillac XT5 Luxury

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This high mileage used 2017 Cadillac XT5 Luxury 4X4 SUV under 126,000 miles, a transmission, and 100 MPG, 3.6L gas engine is for sale right now below $13K at Sunset Auto Co Inc in Saint Louis, MO. ...View More Details

Sales Price:	$12,995
Est. Payment:	$531.73 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	125,811
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,332.59
Avg. DMV Fee	45.00
Cash Sale Price	$14,571.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,571.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$531.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Select

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This low mileage used 2025 Ford Mustang Mach-E Select AWD SUV under 11,000 miles, a transmission, and 0.0L electric engine is for sale right now under $33K at Dave Sinclair Ford, Inc. in Saint Louis, MO. ...View More Details

Sales Price:	$32,750
Est. Payment:	$621.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,998
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$32,750.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,327.85
Avg. DMV Fee	45.00
Cash Sale Price	$36,321.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,321.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$621.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Saint Louis, MO

Saint Louis, MO Secondhand Used Vehicles with Payments Below $650 / Month

2024 Ford Transit 250

2025 Ford Bronco Sport Outer Banks

2024 Ford Explorer Limited

2025 Ford Mustang EcoBoost Premium

2022 Ford F-150 XL

2024 Ford Explorer Limited

2023 Ford Edge ST-Line

2023 Ford Explorer XLT

2017 Cadillac XT5 Luxury

2025 Ford Mustang Mach-E Select

Used Cars under $650 per month for Sale in Saint Louis, MO

Saint Louis, MO Secondhand Used Vehicles with Payments Below $650 / Month

2024 Ford Transit 250

Ford Transit 250

2024 Ford Transit 250 Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

2025 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2025 Ford Mustang EcoBoost Premium Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

2023 Ford Edge ST-Line

Ford Edge ST-Line

2023 Ford Edge ST-Line Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2017 Cadillac XT5 Luxury

Cadillac XT5 Luxury

2017 Cadillac XT5 Luxury Car Loan Estimate

2025 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2025 Ford Mustang Mach-E Select Car Loan Estimate

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