Saint Peters, MO Used Cars Under $650 a Month

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,777
Est. Payment:	$659.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,427
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,532.58
Avg. DMV Fee	45.00
Cash Sale Price	$38,553.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,553.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,977
Est. Payment:	$663.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,185
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,552.78
Avg. DMV Fee	45.00
Cash Sale Price	$38,773.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,773.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

⇩ View Seller Description

This high mileage preowned 2020 Ford Explorer XLT AWD SUV under 104,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $19K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$18,809
Est. Payment:	$648.83 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,029
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$18,809.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,919.81
Avg. DMV Fee	45.00
Cash Sale Price	$20,972.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,972.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$648.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,809.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

⇩ View Seller Description

This low mileage preowned 2023 Lincoln Corsair Standard AWD SUV under 31,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $34K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$34,000
Est. Payment:	$645.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,987
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,454.10
Avg. DMV Fee	45.00
Cash Sale Price	$37,698.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,698.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$645.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander XLE

⇩ View Seller Description

This low mileage preowned 2021 Toyota Highlander XLE AWD SUV below 59,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $32K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$31,995
Est. Payment:	$651.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,813
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$31,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,251.59
Avg. DMV Fee	45.00
Cash Sale Price	$35,490.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,490.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$651.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox RS

⇩ View Seller Description

This low mileage used 2026 Chevrolet Equinox RS 4X4 SUV under 10,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $35K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$34,289
Est. Payment:	$650.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,582
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,289.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,483.29
Avg. DMV Fee	45.00
Cash Sale Price	$38,016.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,016.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,289.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

⇩ View Seller Description

This low mileage second hand 2023 Lincoln Corsair Standard AWD SUV below 7,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $34K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$33,815
Est. Payment:	$641.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,903
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$33,815.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,435.41
Avg. DMV Fee	45.00
Cash Sale Price	$37,494.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,494.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$641.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,815.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford Maverick XLT AWD pickup below 4,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $35K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$34,598
Est. Payment:	$656.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,270
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,598.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,514.50
Avg. DMV Fee	45.00
Cash Sale Price	$38,356.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,356.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$656.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Enclave Essence

⇩ View Seller Description

This below average mileage second hand 2023 Buick Enclave Essence 4X4 SUV under 63,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now below $29K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$28,900
Est. Payment:	$637.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,736
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$28,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,939.00
Avg. DMV Fee	45.00
Cash Sale Price	$32,083.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,083.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$637.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Reserve

⇩ View Seller Description

This low mileage used 2023 Lincoln Corsair Reserve AWD SUV under 36,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $34K at Dave Sinclair Lincoln St. Peters in Saint Peters, MO. ...View More Details

Sales Price:	$33,691
Est. Payment:	$639.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,500
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$33,691.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,422.89
Avg. DMV Fee	45.00
Cash Sale Price	$37,357.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,357.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$639.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Saint Peters, MO

Saint Peters, MO Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2020 Ford Explorer XLT

2023 Lincoln Corsair Standard

2021 Toyota Highlander XLE

2026 Chevrolet Equinox RS

2023 Lincoln Corsair Standard

2025 Ford Maverick XLT

2023 Buick Enclave Essence

2023 Lincoln Corsair Reserve

Used Cars under $650 per month for Sale in Saint Peters, MO

Saint Peters, MO Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2021 Toyota Highlander XLE

Toyota Highlander XLE

2021 Toyota Highlander XLE Car Loan Estimate

2026 Chevrolet Equinox RS

Chevrolet Equinox RS

2026 Chevrolet Equinox RS Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2025 Ford Maverick XLT

Ford Maverick XLT

2025 Ford Maverick XLT Car Loan Estimate

2023 Buick Enclave Essence

Buick Enclave Essence

2023 Buick Enclave Essence Car Loan Estimate

2023 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2023 Lincoln Corsair Reserve Car Loan Estimate

Customize Payments

Find Financing

Customize Payments