Aurora, MO Used Pickups Under $45,000 |with Payments|

2022 Ram 3500 Laramie

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This high mileage second hand 2022 Ram 3500 Laramie 4X2 pickup under 157,000 miles, transmission, and 23 MPG, 6.7L diesel engine is for sale right now under $42K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$41,225
Est. Payment:	$1,874.52 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	156,676
Location:	Aurora, MO
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$41,225.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,183.82
Avg. DMV Fee	45.00
Cash Sale Price	$45,652.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$44,564.23
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$1,874.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4X4 pickup under 22,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now below $41K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$40,216
Est. Payment:	$1,012.79 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,670
Location:	Aurora, MO
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$40,216.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,081.92
Avg. DMV Fee	45.00
Cash Sale Price	$44,541.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$43,473.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,012.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,216.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This average mileage second hand 2022 Ford F-150 Platinum 4X4 pickup below 71,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $45K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$44,492
Est. Payment:	$1,328.03 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	71,202
Location:	Aurora, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,492.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,513.79
Avg. DMV Fee	45.00
Cash Sale Price	$49,249.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$48,095.85
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$1,328.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This below average mileage second hand 2023 Ford F-150 Lariat 4X4 pickup under 62,000 miles, a transmission, and 23 MPG, 5.0L flexible engine is for sale right now under $45K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$44,177
Est. Payment:	$1,235.12 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	61,875
Location:	Aurora, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,177.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,481.98
Avg. DMV Fee	45.00
Cash Sale Price	$48,902.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$47,755.34
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$1,235.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,177.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 3,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $44K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$43,213
Est. Payment:	$1,088.26 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,130
Location:	Aurora, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$43,213.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,384.61
Avg. DMV Fee	45.00
Cash Sale Price	$47,841.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$46,713.25
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,088.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,213.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 17,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $43K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$42,740
Est. Payment:	$1,076.35 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	17,389
Location:	Aurora, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$42,740.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,336.84
Avg. DMV Fee	45.00
Cash Sale Price	$47,320.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$46,201.94
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,076.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,740.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4X4 pickup under 52,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $45K at Jimmy Michel Motors, Inc. in Aurora, MO. ...View More Details

Sales Price:	$44,992
Est. Payment:	$1,189.32 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,169
Location:	Aurora, MO
Estimated Cash Down:	$1,200

Item	Amount
Used Car Price⁽¹⁾	$44,992.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,564.29
Avg. DMV Fee	45.00
Cash Sale Price	$49,800.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,200.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,200.00
Total Loan Amount	$48,636.35
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$1,189.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in Aurora, MO

Aurora, MO Secondhand Used Pickups Priced Below $45,000

2022 Ram 3500 Laramie

2025 Ford F-150 XLT

2022 Ford F-150 Platinum

2023 Ford F-150 Lariat

2024 Ford F-150 XLT

2025 Ford F-150 XLT

2023 Ford F-150 Lariat

Used Pickups under $45,000 for Sale in Aurora, MO

Aurora, MO Secondhand Used Pickups Priced Below $45,000

2022 Ram 3500 Laramie

Ram 3500 Laramie

2022 Ram 3500 Laramie Poor Credit Car Finance Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Poor Credit Auto Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Poor Credit Car Finance Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Poor Credit Auto Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Poor Credit Car Finance Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Poor Credit Auto Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Poor Credit Car Loan Estimate

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