Ozark, MO Used Cars Under $40,000 |with Payments|

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 17,000 miles, a transmission, and 2.3L gas engine is for sale right now under $36K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$35,116
Est. Payment:	$666.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,316
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$35,116.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,566.82
Avg. DMV Fee	45.00
Cash Sale Price	$38,926.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,926.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$666.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,116.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 2500HD Work Truck

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This average mileage used 2021 Chevrolet Silverado 2500HD Work Truck 4X4 pickup under 86,000 miles, a transmission, and 6.6L gas engine is for sale right now below $37K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$36,960
Est. Payment:	$983.24 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,540
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$36,960.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,753.06
Avg. DMV Fee	45.00
Cash Sale Price	$40,957.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,957.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$983.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 44,000 miles, a transmission, and 3.5L hybrid engine is for sale right now below $39K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$38,872
Est. Payment:	$736.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,565
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$38,872.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,946.17
Avg. DMV Fee	45.00
Cash Sale Price	$43,062.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,062.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,872.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X2 pickup below 12,000 miles, a transmission, and 3.5L gas engine is for sale right now under $40K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$39,934
Est. Payment:	$756.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,578
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$39,934.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,053.43
Avg. DMV Fee	45.00
Cash Sale Price	$44,231.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,231.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,934.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX X-Line

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This low mileage used 2024 Kia Telluride EX X-Line AWD SUV under 45,000 miles, a transmission, and 3.8L gas engine is for sale right now under $38K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$37,953
Est. Payment:	$719.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,114
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$37,953.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,853.35
Avg. DMV Fee	45.00
Cash Sale Price	$42,050.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,050.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,953.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4X4 pickup under 28,000 miles, a transmission, and 3.0L diesel engine is for sale right now below $38K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$37,799
Est. Payment:	$716.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,470
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$37,799.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,837.80
Avg. DMV Fee	45.00
Cash Sale Price	$41,880.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,880.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Limited

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This low mileage preowned 2025 Hyundai SANTA FE Hybrid Limited FWD SUV below 29,000 miles, a transmission, and 1.6L hybrid engine is for sale right now under $36K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$35,997
Est. Payment:	$682.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,089
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$35,997.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,655.80
Avg. DMV Fee	45.00
Cash Sale Price	$39,896.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,896.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$682.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 39,000 miles, a transmission, and 3.5L gas engine is for sale right now under $40K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$39,930
Est. Payment:	$756.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,837
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$39,930.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,053.03
Avg. DMV Fee	45.00
Cash Sale Price	$44,227.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,227.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$756.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,930.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage second hand 2023 Ford Explorer Platinum AWD SUV below 41,000 miles, a transmission, and 3.0L gas engine is for sale right now below $40K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$39,539
Est. Payment:	$749.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,303
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$39,539.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,013.54
Avg. DMV Fee	45.00
Cash Sale Price	$43,796.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,796.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$749.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,539.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD LT

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This above average mileage second hand 2020 Chevrolet Silverado 2500HD LT 4X4 pickup below 96,000 miles, a transmission, and 6.6L gas engine is for sale right now under $37K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$36,953
Est. Payment:	$1104.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,121
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$36,953.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,752.35
Avg. DMV Fee	45.00
Cash Sale Price	$40,949.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,949.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1104.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,953.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ozark, MO

Ozark, MO Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer XLT

2021 Chevrolet Silverado 2500HD Work Truck

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2024 Kia Telluride EX X-Line

2023 Ram 1500 Big Horn

2025 Hyundai SANTA FE Hybrid Limited

2023 Ford F-150 XLT

2023 Ford Explorer Platinum

2020 Chevrolet Silverado 2500HD LT

Used Cars under $40,000 for Sale in Ozark, MO

Ozark, MO Secondhand Used Vehicles Priced Below $40,000

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2021 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2021 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Kia Telluride EX X-Line

Kia Telluride EX X-Line

2024 Kia Telluride EX X-Line Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2025 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

2020 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2020 Chevrolet Silverado 2500HD LT Car Loan Estimate

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