Ozark, MO Used Cars Under $40,000 |with Payments|

2020 Chevrolet Silverado 2500HD LT

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This above average mileage preowned 2020 Chevrolet Silverado 2500HD LT 4x4 pickup under 96,000 miles, automatic transmission, and 23 MPG, 6.6L gas engine is for sale right now under $38K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$37,681
Est. Payment:	$1126.19 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,121
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$37,681.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,825.88
Avg. DMV Fee	45.00
Cash Sale Price	$41,750.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,750.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1126.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,681.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Platinum

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This low mileage second hand 2021 Ford F-150 Platinum 4x4 pickup below 19,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $37K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$36,322
Est. Payment:	$688.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,386
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$36,322.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,688.62
Avg. DMV Fee	45.00
Cash Sale Price	$40,254.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,254.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,322.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified preowned 2025 Ford Explorer ST-Line AWD SUV below 40,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $36K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$35,775
Est. Payment:	$678.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,232
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$35,775.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,633.37
Avg. DMV Fee	45.00
Cash Sale Price	$39,652.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,652.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$678.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified preowned 2025 Ford Explorer ST-Line AWD SUV below 41,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $36K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$35,263
Est. Payment:	$668.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,252
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$35,263.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,581.66
Avg. DMV Fee	45.00
Cash Sale Price	$39,088.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,088.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage certified used 2025 Ford Maverick Lariat AWD pickup under 17,000 miles, automatic transmission, and 23 MPG, 2.5L hybrid engine is for sale right now below $37K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$36,963
Est. Payment:	$700.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,472
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$36,963.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,753.36
Avg. DMV Fee	45.00
Cash Sale Price	$40,960.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,960.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup under 41,000 miles, automatic transmission, and 23 MPG, 5.7L hybrid engine is for sale right now below $39K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$38,915
Est. Payment:	$737.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,146
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$38,915.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,950.51
Avg. DMV Fee	45.00
Cash Sale Price	$43,109.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,109.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,915.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified preowned 2025 Ford Explorer ST-Line AWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $37K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$36,970
Est. Payment:	$701.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,538
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$36,970.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,754.07
Avg. DMV Fee	45.00
Cash Sale Price	$40,968.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,968.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SE 4Motion AWD SUV under 17,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $36K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$35,831
Est. Payment:	$679.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,489
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$35,831.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,639.03
Avg. DMV Fee	45.00
Cash Sale Price	$39,714.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,714.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,831.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ozark, MO

Ozark, MO Secondhand Used Vehicles Priced Below $40,000

2020 Chevrolet Silverado 2500HD LT

2021 Ford F-150 Platinum

2025 Ford Explorer ST-Line

2025 Ford Explorer ST-Line

2025 Ford Maverick Lariat

2023 Ram 1500 Big Horn

2025 Ford Explorer ST-Line

2025 Volkswagen Atlas SE 4Motion

Used Cars under $40,000 for Sale in Ozark, MO

Ozark, MO Secondhand Used Vehicles Priced Below $40,000

2020 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2020 Chevrolet Silverado 2500HD LT Car Loan Estimate

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2025 Volkswagen Atlas SE 4Motion Car Loan Estimate

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