Mississippi Used Pickups Under $40,000 |with Payments|

2022 Ford F-150 XLT

⇩ View Seller Description

This average mileage second hand 2022 Ford F-150 XLT 4x4 pickup below 76,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $40K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$39,391
Est. Payment:	$930.21 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,000
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$39,391.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,172.08
Avg. DMV Fee	39.00
Cash Sale Price	$42,862.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,862.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$930.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

⇩ View Seller Description

This low mileage preowned 2025 Ford Ranger XLT 4x4 pickup under 3,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $39K at Barnes Crossing Ford in New Albany, MS. ...View More Details

Sales Price:	$38,995
Est. Payment:	$726.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,628
Location:	New Albany, MS

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,140.40
Avg. DMV Fee	39.00
Cash Sale Price	$42,434.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,434.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$726.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

⇩ View Seller Description

This average mileage used 2021 Ford F-150 XL 4x4 pickup below 81,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $38K at Woolwine Ford in Collins, MS. ...View More Details

Sales Price:	$37,990
Est. Payment:	$992.65 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,890
Location:	Collins, MS

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,060.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,349.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,349.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$992.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Tremor

⇩ View Seller Description

This low mileage second hand 2025 Ford Maverick Tremor AWD pickup below 3,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $39K at Geaux Ford in Waveland, MS. ...View More Details

Sales Price:	$38,420
Est. Payment:	$715.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,797
Location:	Waveland, MS

Item	Amount
Used Car Price⁽¹⁾	$38,420.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,094.40
Avg. DMV Fee	39.00
Cash Sale Price	$41,813.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,813.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 SLT

⇩ View Seller Description

This average mileage preowned 2020 GMC Sierra 1500 SLT 4x4 pickup under 70,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $38K at Mac Haik Ford of Jackson in Jackson, MS. ...View More Details

Sales Price:	$37,295
Est. Payment:	$881.08 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,025
Location:	Jackson, MS

Item	Amount
Used Car Price⁽¹⁾	$37,295.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,004.40
Avg. DMV Fee	39.00
Cash Sale Price	$40,598.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,598.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$881.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

⇩ View Seller Description

This low mileage used 2025 Ford Maverick Lariat AWD pickup below 6,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $37K at Geaux Ford in Waveland, MS. ...View More Details

Sales Price:	$36,635
Est. Payment:	$682.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,005
Location:	Waveland, MS

Item	Amount
Used Car Price⁽¹⁾	$36,635.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,951.60
Avg. DMV Fee	39.00
Cash Sale Price	$39,885.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,885.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$682.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,635.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Ranger XL

⇩ View Seller Description

This low mileage second hand 2022 Ford Ranger XL 4x4 pickup under 23,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $39K at Laurel Ford in Laurel, MS. ...View More Details

Sales Price:	$38,900
Est. Payment:	$724.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,382
Location:	Laurel, MS

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,132.80
Avg. DMV Fee	39.00
Cash Sale Price	$42,331.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,331.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup below 19,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $39K at Barnes Crossing Ford in New Albany, MS. ...View More Details

Sales Price:	$38,555
Est. Payment:	$717.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,121
Location:	New Albany, MS

Item	Amount
Used Car Price⁽¹⁾	$38,555.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,105.20
Avg. DMV Fee	39.00
Cash Sale Price	$41,959.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,959.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLT

⇩ View Seller Description

This above average mileage used 2022 GMC Sierra 1500 SLT 4x4 pickup under 96,000 miles, automatic transmission, and 3.0L diesel engine is for sale right now under $39K at Kirk Brothers Ford in Greenwood, MS. ...View More Details

Sales Price:	$38,133
Est. Payment:	$1119.52 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,989
Location:	Greenwood, MS

Item	Amount
Used Car Price⁽¹⁾	$38,133.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	3,071.44
Avg. DMV Fee	39.00
Cash Sale Price	$41,503.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,503.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1119.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,133.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 3500 Laramie

⇩ View Seller Description

This high mileage used 2020 Ram 3500 Laramie 4x4 pickup below 152,000 miles, transmission, and 6.7L diesel engine is for sale right now under $36K at Belk Ford in Oxford, MS. ...View More Details

Sales Price:	$35,266
Est. Payment:	$1401.51 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	151,622
Location:	Oxford, MS

Item	Amount
Used Car Price⁽¹⁾	$35,266.00
Avg. Dealer Doc Fee	260.00
MS Sales Tax (8%)	2,842.08
Avg. DMV Fee	39.00
Cash Sale Price	$38,407.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,407.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1401.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,266.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Mississippi

Mississippi Secondhand Used Pickups Priced Below $40,000

2022 Ford F-150 XLT

2025 Ford Ranger XLT

2021 Ford F-150 XL

2025 Ford Maverick Tremor

2020 GMC Sierra 1500 SLT

2025 Ford Maverick Lariat

2022 Ford Ranger XL

2024 Ford Ranger XLT

2022 GMC Sierra 1500 SLT

2020 Ram 3500 Laramie

Mississippi Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Mississippi

Mississippi Secondhand Used Pickups Priced Below $40,000

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2025 Ford Maverick Tremor

Ford Maverick Tremor

2025 Ford Maverick Tremor Car Loan Estimate

2020 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2020 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2022 Ford Ranger XL

Ford Ranger XL

2022 Ford Ranger XL Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2020 Ram 3500 Laramie

Ram 3500 Laramie

2020 Ram 3500 Laramie Car Loan Estimate

Mississippi Areas with Used Pickups for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments