Memphis, TN Area Used Pickups Under $40,000

2022 Ford F-150 XLT

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This average mileage used 2022 Ford F-150 XLT 4x4 pickup below 76,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now under $40K at Homer Skelton Ford in Olive Branch, MS. ...View More Details

Sales Price:	$39,391
Est. Payment:	$953.06 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,000
Location:	Olive Branch, MS

Item	Amount
Used Car Price⁽¹⁾	$39,391.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,989.10
Avg. DMV Fee	35.00
Cash Sale Price	$43,915.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,915.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$953.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 2500HD Custom

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This average mileage used 2022 Chevrolet Silverado 2500HD Custom 4x4 pickup below 82,000 miles, automatic transmission, and 23 MPG, 6.6L gas engine is for sale right now below $40K at Ford of West Memphis in West Memphis, AR. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1070.20 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,336
Location:	West Memphis, AR

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1070.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This average mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 78,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at Ford of West Memphis in West Memphis, AR. ...View More Details

Sales Price:	$39,795
Est. Payment:	$962.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,408
Location:	West Memphis, AR

Item	Amount
Used Car Price⁽¹⁾	$39,795.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,029.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,359.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,359.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$962.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage preowned 2023 Ford F-150 King Ranch 4x4 pickup below 32,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $40K at Bolivar Motor Company in Bolivar, TN. ...View More Details

Sales Price:	$39,378
Est. Payment:	$751.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,694
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$39,378.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,987.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,900.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,900.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,378.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage second hand 2023 Jeep Gladiator Rubicon 4x4 pickup under 27,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now below $40K at Bolivar Motor Company in Bolivar, TN. ...View More Details

Sales Price:	$39,618
Est. Payment:	$755.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,480
Location:	Bolivar, TN

Item	Amount
Used Car Price⁽¹⁾	$39,618.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,011.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,164.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,164.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$755.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,618.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lariat

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This low mileage second hand 2026 Ford Maverick Lariat AWD pickup under 0,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $38K at Victory Ford Dyersburg in Dyersburg, TN. ...View More Details

Sales Price:	$37,385
Est. Payment:	$713.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Dyersburg, TN

Item	Amount
Used Car Price⁽¹⁾	$37,385.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,788.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,708.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,708.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,385.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 53,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $39K at Landers Ford North in Covington, TN. ...View More Details

Sales Price:	$38,518
Est. Payment:	$788.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,210
Location:	Covington, TN

Item	Amount
Used Car Price⁽¹⁾	$38,518.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,901.80
Avg. DMV Fee	35.00
Cash Sale Price	$42,954.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,954.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$788.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,518.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This average mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 76,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $40K at Landers Ford North in Covington, TN. ...View More Details

Sales Price:	$39,940
Est. Payment:	$966.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,730
Location:	Covington, TN

Item	Amount
Used Car Price⁽¹⁾	$39,940.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,044.00
Avg. DMV Fee	35.00
Cash Sale Price	$44,519.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,519.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$966.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Tradesman

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This low mileage preowned 2025 Ram 1500 Tradesman 4x4 pickup below 23,000 miles, automatic transmission, and 23 MPG, 3.6L hybrid engine is for sale right now below $37K at Victory Ford Dyersburg in Dyersburg, TN. ...View More Details

Sales Price:	$36,988
Est. Payment:	$706.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,988
Location:	Dyersburg, TN

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,748.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,271.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,271.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL RWD pickup below 19,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $38K at Landers Ford in Collierville, TN. ...View More Details

Sales Price:	$37,990
Est. Payment:	$725.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,384
Location:	Collierville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,849.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,374.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,374.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Pickups Priced Below $40,000

2022 Ford F-150 XLT

2022 Chevrolet Silverado 2500HD Custom

2023 Ford F-150 XLT

2023 Ford F-150 King Ranch

2023 Jeep Gladiator Rubicon

2026 Ford Maverick Lariat

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2025 Ram 1500 Tradesman

2023 Ford F-150 XL

Greater Memphis Area Cities with Used Pickups for Sale Below $40K

Metro Memphis Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Memphis Area

Metro Memphis Secondhand Used Pickups Priced Below $40,000

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Silverado 2500HD Custom

Chevrolet Silverado 2500HD Custom

2022 Chevrolet Silverado 2500HD Custom Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ram 1500 Tradesman

Ram 1500 Tradesman

2025 Ram 1500 Tradesman Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Memphis Area Cities with Used Pickups for Sale Below $40K

Metro Memphis Area Counties with Used Pickups for Sale Below $40,000

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