Montana Used Cars Under $650 a Month. Finance Payments Below $650

2025 Ford Bronco Sport Heritage

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This low mileage used 2025 Ford Bronco Sport Heritage AWD SUV below 1,000 miles, a transmission, and 26 MPG, 1.5L gas engine is for sale right now under $36K at Lithia Ford of Missoula in Missoula, MT. ...View More Details

Sales Price:	$35,201
Est. Payment:	$617.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	908
Location:	Missoula, MT

Item	Amount
Used Car Price⁽¹⁾	$35,201.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$36,077.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,077.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$617.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,201.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sportage Plug-In Hybrid X-Line Prestige

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This low mileage used 2024 Kia Sportage Plug-In Hybrid X-Line Prestige AWD SUV below 9,000 miles, a transmission, and 26 MPG, 1.6L hybrid engine is for sale right now below $34K at Lithia Ford of Missoula in Missoula, MT. ...View More Details

Sales Price:	$33,709
Est. Payment:	$591.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,579
Location:	Missoula, MT

Item	Amount
Used Car Price⁽¹⁾	$33,709.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$34,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$591.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,709.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-150 XLT

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This high mileage used 2016 Ford F-150 XLT 4X4 pickup under 215,000 miles, a transmission, and 26 MPG, 5.0L flexible engine is for sale right now under $13K at Fox Ford, Inc. in Wolf Point, MT. ...View More Details

Sales Price:	$12,900
Est. Payment:	$502.70 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	214,600
Location:	Wolf Point, MT

Item	Amount
Used Car Price⁽¹⁾	$12,900.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$13,776.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,776.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$502.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This below average mileage second hand 2020 Ford F-150 XLT 4X4 pickup below 65,000 miles, a transmission, and 26 MPG, 2.7L gas engine is for sale right now below $29K at Archie Cochrane Motors, Inc. in Billings, MT. ...View More Details

Sales Price:	$28,991
Est. Payment:	$593.24 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,196
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$28,991.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$29,867.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,867.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$593.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ford F-150 Platinum

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This high mileage used 2015 Ford F-150 Platinum 4X4 pickup below 224,000 miles, a transmission, and 26 MPG, 5.0L flexible engine is for sale right now under $13K at Northern Ford in Cut Bank, MT. ...View More Details

Sales Price:	$12,995
Est. Payment:	$506.17 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	224,444
Location:	Cut Bank, MT

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$13,871.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,871.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$506.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota RAV4 XLE Premium

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This average mileage preowned 2019 Toyota RAV4 XLE Premium AWD SUV below 79,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $26K at Bob Smith Lincoln, Inc. in Billings, MT. ...View More Details

Sales Price:	$25,840
Est. Payment:	$579.80 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,249
Location:	Billings, MT

Item	Amount
Used Car Price⁽¹⁾	$25,840.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$26,716.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,716.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$579.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Rubicon

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This low mileage second hand 2019 Jeep Wrangler Unlimited Rubicon 4X4 SUV under 41,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now below $34K at Lithia Ford of Missoula in Missoula, MT. ...View More Details

Sales Price:	$33,903
Est. Payment:	$595.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,915
Location:	Missoula, MT

Item	Amount
Used Car Price⁽¹⁾	$33,903.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$34,779.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,779.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$595.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Highlander XLE

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This average mileage second hand 2018 Toyota Highlander XLE AWD SUV below 73,000 miles, a transmission, and 26 MPG, 3.5L gas engine is for sale right now under $27K at Kendall Ford of Bozeman in Bozeman, MT. ...View More Details

Sales Price:	$26,284
Est. Payment:	$589.44 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,154
Location:	Bozeman, MT

Item	Amount
Used Car Price⁽¹⁾	$26,284.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$27,160.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,160.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$589.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,284.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This low mileage preowned 2020 Ford F-150 XLT 4X4 pickup under 44,000 miles, a transmission, and 26 MPG, 3.5L gas engine is for sale right now under $34K at Courtesy Ford in Conrad, MT. ...View More Details

Sales Price:	$33,999
Est. Payment:	$596.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,951
Location:	Conrad, MT

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$34,875.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,875.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$596.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This low mileage second hand 2024 Ford Maverick XLT AWD pickup below 24,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $36K at Laurel Ford in Laurel, MT. ...View More Details

Sales Price:	$35,461
Est. Payment:	$621.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,181
Location:	Laurel, MT

Item	Amount
Used Car Price⁽¹⁾	$35,461.00
Avg. Dealer Doc Fee	299.00
MT Sales Tax (0%)	0.00
Avg. DMV Fee	577.00
Cash Sale Price	$36,337.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,337.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$621.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,461.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Montana

Montana Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Bronco Sport Heritage

2024 Kia Sportage Plug-In Hybrid X-Line Prestige

2016 Ford F-150 XLT

2020 Ford F-150 XLT

2015 Ford F-150 Platinum

2019 Toyota RAV4 XLE Premium

2019 Jeep Wrangler Unlimited Rubicon

2018 Toyota Highlander XLE

2020 Ford F-150 XLT

2024 Ford Maverick XLT

Montana Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Montana

Montana Secondhand Used Vehicles with Payments Below $650 / Month

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2024 Kia Sportage Plug-In Hybrid X-Line Prestige

Kia Sportage Plug-In Hybrid X-Line Prestige

2024 Kia Sportage Plug-In Hybrid X-Line Prestige Car Loan Estimate

2016 Ford F-150 XLT

Ford F-150 XLT

2016 Ford F-150 XLT Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2015 Ford F-150 Platinum

Ford F-150 Platinum

2015 Ford F-150 Platinum Car Loan Estimate

2019 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2019 Toyota RAV4 XLE Premium Car Loan Estimate

2019 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2019 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2018 Toyota Highlander XLE

Toyota Highlander XLE

2018 Toyota Highlander XLE Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

Montana Areas with Used Cars for Sale Below $650 / Month

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