Rockingham, NC Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This below average mileage second hand 2023 Ford F-150 XL 4x4 pickup under 63,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $39K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$38,984
Est. Payment:	$811.56 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,654
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$38,984.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,187.49
Avg. DMV Fee	88.00
Cash Sale Price	$40,858.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,858.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$811.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT RWD pickup below 34,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $40K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$39,496
Est. Payment:	$708.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,716
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$39,496.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,202.85
Avg. DMV Fee	88.00
Cash Sale Price	$41,385.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,385.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage used 2025 Jeep Wrangler Sahara 4x4 SUV under 23,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $38K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$37,022
Est. Payment:	$664.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,137
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$37,022.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,128.63
Avg. DMV Fee	88.00
Cash Sale Price	$38,837.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,837.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,022.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Camaro SS

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This below average mileage used 2021 Chevrolet Camaro SS RWD coupe below 65,000 miles, manual transmission, and 23 MPG, 6.2L gas engine is for sale right now below $37K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$36,718
Est. Payment:	$765.20 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,427
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$36,718.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,119.51
Avg. DMV Fee	88.00
Cash Sale Price	$38,524.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,524.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$765.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,718.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This below average mileage used 2022 Ford F-150 XL 4x4 pickup under 65,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $36K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$35,534
Est. Payment:	$740.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,698
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$35,534.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,083.99
Avg. DMV Fee	88.00
Cash Sale Price	$37,304.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,304.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$740.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,534.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage preowned 2022 Lincoln Nautilus Reserve FWD SUV under 25,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$35,961
Est. Payment:	$645.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,783
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$35,961.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,096.80
Avg. DMV Fee	88.00
Cash Sale Price	$37,744.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,744.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$645.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator L Reserve

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This above average mileage second hand 2021 Lincoln Navigator L Reserve RWD SUV below 96,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$36,986
Est. Payment:	$1046.61 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,123
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$36,986.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.55
Avg. DMV Fee	88.00
Cash Sale Price	$38,800.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,800.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1046.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This high mileage second hand 2022 Ford F-150 XL 4x4 pickup below 127,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $36K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$35,563
Est. Payment:	$1362.39 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127,303
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$35,563.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,084.86
Avg. DMV Fee	88.00
Cash Sale Price	$37,334.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,334.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1362.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,563.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rockingham, NC

Rockingham, NC Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2025 Ford F-150 XLT

2025 Jeep Wrangler Sahara

2021 Chevrolet Camaro SS

2022 Ford F-150 XL

2022 Lincoln Nautilus Reserve

2021 Lincoln Navigator L Reserve

2022 Ford F-150 XL

Used Cars under $40,000 for Sale in Rockingham, NC

Rockingham, NC Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2021 Chevrolet Camaro SS

Chevrolet Camaro SS

2021 Chevrolet Camaro SS Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

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