Rockingham, NC Used Cars Under $40,000 |with Payments|

2021 Lincoln Navigator L Reserve

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This above average mileage used 2021 Lincoln Navigator L Reserve RWD SUV below 96,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$36,486
Est. Payment:	$1032.72 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,123
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$36,486.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,112.55
Avg. DMV Fee	88.00
Cash Sale Price	$38,285.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,285.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1032.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage used 2025 Jeep Wrangler Sahara 4x4 SUV below 23,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$35,966
Est. Payment:	$645.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,137
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$35,966.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,096.95
Avg. DMV Fee	88.00
Cash Sale Price	$37,749.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,749.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$645.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,966.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This average mileage used 2023 Ford F-150 XLT 4x4 pickup under 81,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $40K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$39,963
Est. Payment:	$1005.08 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,190
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$39,963.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,216.86
Avg. DMV Fee	88.00
Cash Sale Price	$41,866.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,866.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1005.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT RWD pickup under 34,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$39,496
Est. Payment:	$708.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,716
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$39,496.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,202.85
Avg. DMV Fee	88.00
Cash Sale Price	$41,385.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,385.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This below average mileage used 2023 Ford F-150 Lariat 4x4 pickup under 63,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$38,703
Est. Payment:	$805.81 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,654
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$38,703.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,179.06
Avg. DMV Fee	88.00
Cash Sale Price	$40,569.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,569.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$805.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,703.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX XLT

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This below average mileage used 2024 Ford Expedition MAX XLT RWD SUV under 63,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$39,669
Est. Payment:	$825.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,985
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$39,669.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,208.04
Avg. DMV Fee	88.00
Cash Sale Price	$41,564.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,564.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$825.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,669.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This high mileage second hand 2022 Ford F-150 Lariat 4x4 pickup below 127,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $36K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$35,563
Est. Payment:	$1362.39 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127,303
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$35,563.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,084.86
Avg. DMV Fee	88.00
Cash Sale Price	$37,334.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,334.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1362.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,563.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This below average mileage second hand 2022 Ford F-150 Platinum 4x4 pickup below 65,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Champion Ford in Rockingham, NC. ...View More Details

Sales Price:	$35,534
Est. Payment:	$740.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,698
Location:	Rockingham, NC

Item	Amount
Used Car Price⁽¹⁾	$35,534.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,083.99
Avg. DMV Fee	88.00
Cash Sale Price	$37,304.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,304.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$740.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,534.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rockingham, NC

Rockingham, NC Secondhand Used Vehicles Priced Below $40,000

2021 Lincoln Navigator L Reserve

2025 Jeep Wrangler Sahara

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2023 Ford F-150 Lariat

2024 Ford Expedition MAX XLT

2022 Ford F-150 Lariat

2022 Ford F-150 Platinum

Used Cars under $40,000 for Sale in Rockingham, NC

Rockingham, NC Secondhand Used Vehicles Priced Below $40,000

2021 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2021 Lincoln Navigator L Reserve Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2024 Ford Expedition MAX XLT Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

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