Wake County, NC Used Cars Under $40,000

2026 Kia Sorento X-Line EX

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This low mileage preowned 2026 Kia Sorento X-Line EX AWD SUV under 5,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now under $38K at Leith Lincoln in Raleigh, NC. ...View More Details

Sales Price:	$37,205
Est. Payment:	$909.18 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4,899
Location:	Raleigh, NC

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,134.12
Avg. DMV Fee	88.00
Cash Sale Price	$39,026.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,026.12
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$909.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Sahara

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This low mileage used 2021 Jeep Wrangler Unlimited Sahara 4X4 SUV under 17,000 miles, a transmission, and 23 MPG, 3.0L diesel engine is for sale right now under $38K at Crossroads Ford, Inc. in Apex, NC. ...View More Details

Sales Price:	$37,015
Est. Payment:	$904.62 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,933
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$37,015.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,128.42
Avg. DMV Fee	88.00
Cash Sale Price	$38,830.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,830.42
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$904.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,015.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup below 57,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now below $38K at Crossroads Ford of Wake Forest, Inc. in Wake Forest, NC. ...View More Details

Sales Price:	$37,757
Est. Payment:	$968.22 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	56,805
Location:	Wake Forest, NC

Item	Amount
Used Car Price⁽¹⁾	$37,757.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,150.68
Avg. DMV Fee	88.00
Cash Sale Price	$39,594.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,594.68
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$968.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,757.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV under 7,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $38K at Crossroads Ford of Wake Forest, Inc. in Wake Forest, NC. ...View More Details

Sales Price:	$37,034
Est. Payment:	$905.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	6,882
Location:	Wake Forest, NC

Item	Amount
Used Car Price⁽¹⁾	$37,034.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,128.99
Avg. DMV Fee	88.00
Cash Sale Price	$38,849.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,849.99
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$905.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,034.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV below 15,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $40K at Crossroads Ford of Fuquay-Varina, Inc. in Fuquay Varina, NC. ...View More Details

Sales Price:	$39,495
Est. Payment:	$964.13 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15,475
Location:	Fuquay Varina, NC

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,202.82
Avg. DMV Fee	88.00
Cash Sale Price	$41,384.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,384.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$964.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage used 2022 Ford Explorer ST AWD SUV below 44,000 miles, a transmission, and 23 MPG, 3.0L gas engine is for sale right now under $39K at Crossroads Ford of Fuquay-Varina, Inc. in Fuquay Varina, NC. ...View More Details

Sales Price:	$38,495
Est. Payment:	$940.13 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	44,049
Location:	Fuquay Varina, NC

Item	Amount
Used Car Price⁽¹⁾	$38,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,172.82
Avg. DMV Fee	88.00
Cash Sale Price	$40,354.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,354.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$940.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV under 14,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $36K at Crossroads Ford of Wake Forest, Inc. in Wake Forest, NC. ...View More Details

Sales Price:	$35,917
Est. Payment:	$878.27 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	14,354
Location:	Wake Forest, NC

Item	Amount
Used Car Price⁽¹⁾	$35,917.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,095.48
Avg. DMV Fee	88.00
Cash Sale Price	$37,699.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,699.48
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$878.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Transit 250

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This low mileage second hand 2023 Ford Transit 250 RWD full-size below 36,000 miles, a transmission, and 23 MPG, 3.5L flexible engine is for sale right now under $36K at Crossroads Ford of Fuquay-Varina, Inc. in Fuquay Varina, NC. ...View More Details

Sales Price:	$35,995
Est. Payment:	$880.14 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,205
Location:	Fuquay Varina, NC

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,097.82
Avg. DMV Fee	88.00
Cash Sale Price	$37,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,779.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$880.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 40,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now under $40K at Crossroads Ford of Wake Forest, Inc. in Wake Forest, NC. ...View More Details

Sales Price:	$39,604
Est. Payment:	$966.74 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	39,703
Location:	Wake Forest, NC

Item	Amount
Used Car Price⁽¹⁾	$39,604.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,206.09
Avg. DMV Fee	88.00
Cash Sale Price	$41,497.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,497.09
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$966.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,604.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV under 44,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Leith Lincoln in Raleigh, NC. ...View More Details

Sales Price:	$35,421
Est. Payment:	$866.37 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	44,437
Location:	Raleigh, NC

Item	Amount
Used Car Price⁽¹⁾	$35,421.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,080.60
Avg. DMV Fee	88.00
Cash Sale Price	$37,188.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,188.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$866.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,421.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Wake County, NC

Wake County, NC Secondhand Used Vehicles Priced Below $40,000

2026 Kia Sorento X-Line EX

2021 Jeep Wrangler Unlimited Sahara

2023 Ford F-150 XLT

2025 Ford Explorer Active

2025 Ford Explorer Active

2022 Ford Explorer ST

2025 Ford Explorer Active

2023 Ford Transit 250

2023 Ford F-150 XLT

2023 Lincoln Nautilus Reserve

Wake County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Wake County, NC

Wake County, NC Secondhand Used Vehicles Priced Below $40,000

2026 Kia Sorento X-Line EX

Kia Sorento X-Line EX

2026 Kia Sorento X-Line EX Poor Credit Auto Loan Estimate

2021 Jeep Wrangler Unlimited Sahara

Jeep Wrangler Unlimited Sahara

2021 Jeep Wrangler Unlimited Sahara Poor Credit Car Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Finance Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Poor Credit Auto Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Poor Credit Car Finance Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Poor Credit Car Finance Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Poor Credit Car Loan Estimate

2023 Ford Transit 250

Ford Transit 250

2023 Ford Transit 250 Poor Credit Auto Finance Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Finance Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Poor Credit Car Loan Estimate

Wake County Cities with Used Cars for Sale Below $40K

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