Southern Pines, NC Used Cars Under $40,000 |with Payments|

2026 Nissan Rogue Platinum

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This low mileage used 2026 Nissan Rogue Platinum AWD wagon under 1,000 miles, cvt transmission, and 84 MPG, 1.5L gas engine is for sale right now below $37K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$36,841
Est. Payment:	$661.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,084
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$36,841.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,123.20
Avg. DMV Fee	88.00
Cash Sale Price	$38,651.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,651.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,841.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Colorado Trail Boss

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This low mileage used 2026 Chevrolet Colorado Trail Boss 4X4 pickup below 16,000 miles, a transmission, and 84 MPG, 2.7L gas engine is for sale right now below $40K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$39,839
Est. Payment:	$714.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,335
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$39,839.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,213.14
Avg. DMV Fee	88.00
Cash Sale Price	$41,739.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,739.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$714.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,839.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage preowned 2025 Toyota Camry SE FWD sedan below 31,000 miles, cvt transmission, and 84 MPG, 2.5L hybrid engine is for sale right now below $36K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$35,002
Est. Payment:	$628.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,815
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$35,002.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,068.03
Avg. DMV Fee	88.00
Cash Sale Price	$36,757.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,757.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$628.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,002.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander L

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This below average mileage second hand 2023 Toyota Highlander L FWD SUV under 67,000 miles, a transmission, and 84 MPG, 2.4L gas engine is for sale right now below $37K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$36,517
Est. Payment:	$761.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,201
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$36,517.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,113.48
Avg. DMV Fee	88.00
Cash Sale Price	$38,317.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,317.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$761.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,517.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Pathfinder Platinum

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This low mileage preowned 2024 Nissan Pathfinder Platinum AWD SUV below 32,000 miles, a transmission, and 84 MPG, 3.5L gas engine is for sale right now under $39K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$38,426
Est. Payment:	$689.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,034
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$38,426.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,170.75
Avg. DMV Fee	88.00
Cash Sale Price	$40,283.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,283.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Sport-L

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This low mileage preowned 2025 Honda Odyssey Sport-L FWD mini-van under 15,000 miles, a transmission, and 84 MPG, 3.5L gas engine is for sale right now under $39K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$38,581
Est. Payment:	$692.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,847
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$38,581.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,175.40
Avg. DMV Fee	88.00
Cash Sale Price	$40,443.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,443.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 2500 Big Horn

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This average mileage used 2021 Ram 2500 Big Horn 4X4 pickup under 81,000 miles, a transmission, and 84 MPG, 6.7L diesel engine is for sale right now under $40K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$39,197
Est. Payment:	$986.14 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,953
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$39,197.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,193.88
Avg. DMV Fee	88.00
Cash Sale Price	$41,077.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,077.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$986.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,197.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee Overland

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This low mileage preowned 2023 Jeep Grand Cherokee Overland 4X4 SUV under 26,000 miles, a transmission, and 84 MPG, 3.6L gas engine is for sale right now below $39K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$38,986
Est. Payment:	$699.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,015
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$38,986.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,187.55
Avg. DMV Fee	88.00
Cash Sale Price	$40,860.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,860.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR V6

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This low mileage preowned 2023 Toyota Tacoma SR V6 4X4 pickup below 49,000 miles, a transmission, and 84 MPG, 3.5L gas engine is for sale right now below $37K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$36,401
Est. Payment:	$653.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,847
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$36,401.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,110.00
Avg. DMV Fee	88.00
Cash Sale Price	$38,198.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,198.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$653.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage second hand 2023 Ford Mustang Mach-E GT AWD SUV under 36,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$36,360
Est. Payment:	$652.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,775
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$36,360.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,108.77
Avg. DMV Fee	88.00
Cash Sale Price	$38,155.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,155.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,360.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Southern Pines, NC

Southern Pines, NC Secondhand Used Vehicles Priced Below $40,000

2026 Nissan Rogue Platinum

2026 Chevrolet Colorado Trail Boss

2025 Toyota Camry SE

2023 Toyota Highlander L

2024 Nissan Pathfinder Platinum

2025 Honda Odyssey Sport-L

2021 Ram 2500 Big Horn

2023 Jeep Grand Cherokee Overland

2023 Toyota Tacoma SR V6

2023 Ford Mustang Mach-E GT

Used Cars under $40,000 for Sale in Southern Pines, NC

Southern Pines, NC Secondhand Used Vehicles Priced Below $40,000

2026 Nissan Rogue Platinum

Nissan Rogue Platinum

2026 Nissan Rogue Platinum Car Loan Estimate

2026 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2026 Chevrolet Colorado Trail Boss Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2023 Toyota Highlander L

Toyota Highlander L

2023 Toyota Highlander L Car Loan Estimate

2024 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2024 Nissan Pathfinder Platinum Car Loan Estimate

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

2021 Ram 2500 Big Horn

Ram 2500 Big Horn

2021 Ram 2500 Big Horn Car Loan Estimate

2023 Jeep Grand Cherokee Overland

Jeep Grand Cherokee Overland

2023 Jeep Grand Cherokee Overland Car Loan Estimate

2023 Toyota Tacoma SR V6

Toyota Tacoma SR V6

2023 Toyota Tacoma SR V6 Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

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