Southern Pines, NC Used Cars Under $40,000 |with Payments|

2025 Ford Ranger XLT

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This low mileage certified used 2025 Ford Ranger XLT 4x4 pickup under 6,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $39K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$38,298
Est. Payment:	$687.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,059
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$38,298.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,166.91
Avg. DMV Fee	88.00
Cash Sale Price	$40,151.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,151.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,298.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This average mileage second hand 2022 Ford F-150 King Ranch 4x4 pickup below 73,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $36K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$35,905
Est. Payment:	$817.90 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,624
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$35,905.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,095.12
Avg. DMV Fee	88.00
Cash Sale Price	$37,687.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,687.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$817.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Ascent Touring

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This low mileage preowned 2024 Subaru Ascent Touring AWD SUV below 39,000 miles, cvt transmission, and 22 MPG, 2.4L gas engine is for sale right now under $37K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$36,629
Est. Payment:	$657.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,375
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$36,629.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,116.84
Avg. DMV Fee	88.00
Cash Sale Price	$38,432.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,432.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,629.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition Limited

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This above average mileage second hand 2022 Ford Expedition Limited RWD SUV under 93,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $36K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$35,201
Est. Payment:	$997.02 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,992
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$35,201.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,074.00
Avg. DMV Fee	88.00
Cash Sale Price	$36,962.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,962.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$997.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,201.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage second hand 2023 Ford Mustang Mach-E GT AWD SUV under 36,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$37,296
Est. Payment:	$669.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,775
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$37,296.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,136.85
Avg. DMV Fee	88.00
Cash Sale Price	$39,119.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,119.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$669.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL RWD pickup under 28,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $40K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$39,827
Est. Payment:	$714.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,270
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$39,827.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,212.78
Avg. DMV Fee	88.00
Cash Sale Price	$41,726.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,726.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$714.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,827.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander LE

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This below average mileage used 2023 Toyota Highlander LE FWD SUV under 67,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $39K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$38,025
Est. Payment:	$791.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,201
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$38,025.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,158.72
Avg. DMV Fee	88.00
Cash Sale Price	$39,870.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,870.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$791.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,025.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage preowned 2025 Toyota Camry SE FWD sedan below 31,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $36K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$35,489
Est. Payment:	$637.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,815
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$35,489.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,082.64
Avg. DMV Fee	88.00
Cash Sale Price	$37,258.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,258.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$637.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 RST

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This below average mileage used 2021 Chevrolet Silverado 1500 RST 4x4 pickup below 68,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now below $37K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$36,869
Est. Payment:	$768.29 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,024
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$36,869.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.04
Avg. DMV Fee	88.00
Cash Sale Price	$38,680.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,680.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$768.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,869.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Ascent Onyx Edition Limited

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This low mileage used 2024 Subaru Ascent Onyx Edition Limited AWD SUV under 27,000 miles, cvt transmission, and 22 MPG, 2.4L gas engine is for sale right now below $38K at Crossroads Ford of Southern Pines in Southern Pines, NC. ...View More Details

Sales Price:	$37,435
Est. Payment:	$671.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,135
Location:	Southern Pines, NC

Item	Amount
Used Car Price⁽¹⁾	$37,435.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,141.02
Avg. DMV Fee	88.00
Cash Sale Price	$39,263.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,263.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,435.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Southern Pines, NC

Southern Pines, NC Secondhand Used Vehicles Priced Below $40,000

2025 Ford Ranger XLT

2022 Ford F-150 King Ranch

2024 Subaru Ascent Touring

2022 Ford Expedition Limited

2023 Ford Mustang Mach-E GT

2023 Ford F-150 XL

2023 Toyota Highlander LE

2025 Toyota Camry SE

2021 Chevrolet Silverado 1500 RST

2024 Subaru Ascent Onyx Edition Limited

Used Cars under $40,000 for Sale in Southern Pines, NC

Southern Pines, NC Secondhand Used Vehicles Priced Below $40,000

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2024 Subaru Ascent Touring

Subaru Ascent Touring

2024 Subaru Ascent Touring Car Loan Estimate

2022 Ford Expedition Limited

Ford Expedition Limited

2022 Ford Expedition Limited Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Toyota Highlander LE

Toyota Highlander LE

2023 Toyota Highlander LE Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2021 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2021 Chevrolet Silverado 1500 RST Car Loan Estimate

2024 Subaru Ascent Onyx Edition Limited

Subaru Ascent Onyx Edition Limited

2024 Subaru Ascent Onyx Edition Limited Car Loan Estimate

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