Fargo, ND Used Cars Under $40,000 |with Payments|

2023 Dodge Charger GT

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This low mileage second hand 2023 Dodge Charger GT AWD sedan under 23,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$35,349
Est. Payment:	$663.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,518
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$35,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,030.08
Avg. DMV Fee	103.00
Cash Sale Price	$38,781.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,781.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$663.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4x4 pickup under 52,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now below $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,349
Est. Payment:	$791.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,456
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,370.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,121.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,121.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$791.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 37,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$35,149
Est. Payment:	$659.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,330
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$35,149.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,013.08
Avg. DMV Fee	103.00
Cash Sale Price	$38,564.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,564.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Acadia Elevation

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This low mileage second hand 2024 GMC Acadia Elevation 4x4 SUV under 46,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$35,349
Est. Payment:	$663.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,579
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$35,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,030.08
Avg. DMV Fee	103.00
Cash Sale Price	$38,781.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,781.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 27,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$37,649
Est. Payment:	$706.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,825
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$37,649.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,225.58
Avg. DMV Fee	103.00
Cash Sale Price	$41,276.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,276.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This below average mileage preowned 2022 Ford F-150 XLT 4x4 pickup below 61,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,349
Est. Payment:	$856.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,454
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,370.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,121.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,121.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$856.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage preowned 2025 Ford Bronco Sport Badlands AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $39K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$38,349
Est. Payment:	$719.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,858
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$38,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,285.08
Avg. DMV Fee	103.00
Cash Sale Price	$42,036.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,036.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$719.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This average mileage preowned 2022 Ford F-150 XLT 4x4 pickup below 74,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,149
Est. Payment:	$931.12 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,423
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,149.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,353.08
Avg. DMV Fee	103.00
Cash Sale Price	$42,904.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,904.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$931.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $39K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$38,049
Est. Payment:	$713.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,969
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$38,049.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,259.58
Avg. DMV Fee	103.00
Cash Sale Price	$41,710.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,710.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,049.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 25,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $39K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$38,149
Est. Payment:	$715.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,668
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$38,149.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,268.08
Avg. DMV Fee	103.00
Cash Sale Price	$41,819.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,819.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Fargo, ND

Fargo, ND Secondhand Used Vehicles Priced Below $40,000

2023 Dodge Charger GT

2025 Ram 1500 Big Horn

2023 Ford Explorer XLT

2024 GMC Acadia Elevation

2024 Ford Explorer XLT

2022 Ford F-150 XLT

2025 Ford Bronco Sport Badlands

2022 Ford F-150 XLT

2025 Kia Telluride S

2024 Ford Explorer XLT

Used Cars under $40,000 for Sale in Fargo, ND

Fargo, ND Secondhand Used Vehicles Priced Below $40,000

2023 Dodge Charger GT

Dodge Charger GT

2023 Dodge Charger GT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 GMC Acadia Elevation

GMC Acadia Elevation

2024 GMC Acadia Elevation Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

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