Fargo, ND Used Cars Under $40,000 |with Payments|

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4x4 pickup under 52,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,349
Est. Payment:	$791.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,456
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,370.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,121.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,121.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$791.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This below average mileage second hand 2022 Ford F-150 XLT 4x4 pickup below 61,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,349
Est. Payment:	$856.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,454
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,370.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,121.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,121.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$856.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT4 Premium Luxury

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This low mileage second hand 2024 Cadillac XT4 Premium Luxury 4x4 SUV under 9,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,849
Est. Payment:	$747.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,280
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,849.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,412.58
Avg. DMV Fee	103.00
Cash Sale Price	$43,663.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,663.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 37,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$35,149
Est. Payment:	$659.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,330
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$35,149.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,013.08
Avg. DMV Fee	103.00
Cash Sale Price	$38,564.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,564.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,149.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage preowned 2023 Ford Ranger XLT 4x4 pickup under 21,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,349
Est. Payment:	$737.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,023
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,370.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,121.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,121.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.87

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage second hand 2021 Ford F-150 XL 4x4 pickup below 54,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$37,349
Est. Payment:	$751.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,827
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$37,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,200.08
Avg. DMV Fee	103.00
Cash Sale Price	$40,951.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,951.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$751.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 36,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$37,349
Est. Payment:	$700.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,410
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$37,349.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,200.08
Avg. DMV Fee	103.00
Cash Sale Price	$40,951.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,951.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,349.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV under 27,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$37,649
Est. Payment:	$706.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,825
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$37,649.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,225.58
Avg. DMV Fee	103.00
Cash Sale Price	$41,276.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,276.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This average mileage second hand 2020 GMC Sierra 1500 AT4 4x4 pickup under 70,000 miles, automatic transmission, and 24 MPG, 6.2L gas engine is for sale right now under $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,949
Est. Payment:	$949.96 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,186
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,949.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,421.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,772.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,772.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$949.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This below average mileage used 2021 Ford F-150 Limited 4x4 pickup below 65,000 miles, automatic transmission, and 24 MPG, 3.5L hybrid engine is for sale right now under $40K at Luther Family Ford in Fargo, ND. ...View More Details

Sales Price:	$39,949
Est. Payment:	$869.43 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,497
Location:	Fargo, ND

Item	Amount
Used Car Price⁽¹⁾	$39,949.00
Avg. Dealer Doc Fee	299.00
ND Sales Tax (8.5%)	3,421.08
Avg. DMV Fee	103.00
Cash Sale Price	$43,772.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,772.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$869.43

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Fargo, ND

Fargo, ND Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

2022 Ford F-150 XLT

2024 Cadillac XT4 Premium Luxury

2023 Ford Explorer XLT

2023 Ford Ranger XLT

2021 Ford F-150 XL

2024 Ford Explorer XLT

2024 Ford Explorer XLT

2020 GMC Sierra 1500 AT4

2021 Ford F-150 Limited

Used Cars under $40,000 for Sale in Fargo, ND

Fargo, ND Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2024 Cadillac XT4 Premium Luxury

Cadillac XT4 Premium Luxury

2024 Cadillac XT4 Premium Luxury Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

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