Albuquerque, NM Used Cars Under $40,000 |with Payments|

2023 Ford F-150 XL

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This below average mileage used 2023 Ford F-150 XL 4X4 pickup below 66,000 miles, a transmission, and 14 MPG, 2.7L gas engine is for sale right now below $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$875.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,079
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$875.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Cadillac XT4 Sport

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This low mileage used 2022 Cadillac XT4 Sport 4X4 wagon under 41,000 miles, a transmission, and 14 MPG, 2.0L gas engine is for sale right now under $36K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,192
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,291.86
Avg. DMV Fee	65.00
Cash Sale Price	$39,690.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage second hand 2025 Ford Mustang EcoBoost RWD coupe below 8,000 miles, a transmission, and 14 MPG, 2.3L gas engine is for sale right now under $39K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$735.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,978
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Gladiator Rubicon

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This low mileage used 2021 Jeep Gladiator Rubicon 4X4 pickup under 26,000 miles, transmission, and 14 MPG, 3.6L gas engine is for sale right now under $37K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$36,932
Est. Payment:	$696.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,036
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,376.75
Avg. DMV Fee	65.00
Cash Sale Price	$40,712.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,712.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Cadillac Escalade ESV Platinum

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This average mileage preowned 2019 Cadillac Escalade ESV Platinum 4X4 SUV under 85,000 miles, a transmission, and 14 MPG, 6.2L gas engine is for sale right now under $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,932
Est. Payment:	$1055.92 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,354
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.55
Avg. DMV Fee	65.00
Cash Sale Price	$43,984.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,984.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1055.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC60 B5 Plus Dark Theme

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This low mileage used 2025 Volvo XC60 B5 Plus Dark Theme AWD SUV below 17,000 miles, a transmission, and 14 MPG, 2.0L hybrid engine is for sale right now below $37K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$36,548
Est. Payment:	$689.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,879
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,548.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,341.96
Avg. DMV Fee	65.00
Cash Sale Price	$40,293.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,293.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4X4 pickup under 18,000 miles, a transmission, and 14 MPG, 2.3L gas engine is for sale right now below $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,477
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln Navigator L Reserve

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This average mileage preowned 2019 Lincoln Navigator L Reserve 4X4 SUV under 78,000 miles, a transmission, and 14 MPG, 3.5L gas engine is for sale right now below $36K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$35,595
Est. Payment:	$851.92 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,813
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$35,595.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,255.62
Avg. DMV Fee	65.00
Cash Sale Price	$39,254.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$851.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo XC40 B5 Ultimate Dark Theme

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This low mileage preowned 2024 Volvo XC40 B5 Ultimate Dark Theme AWD SUV under 13,000 miles, a transmission, and 14 MPG, 2.0L hybrid engine is for sale right now under $40K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$39,460
Est. Payment:	$743.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,414
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,460.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,605.79
Avg. DMV Fee	65.00
Cash Sale Price	$43,469.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,469.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,460.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 SVT Raptor

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This average mileage second hand 2014 Ford F-150 SVT Raptor 4X4 pickup under 88,000 miles, a transmission, and 14 MPG, 6.2L gas engine is for sale right now below $36K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$952.84 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,853
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,291.86
Avg. DMV Fee	65.00
Cash Sale Price	$39,690.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$952.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

2022 Cadillac XT4 Sport

2025 Ford Mustang EcoBoost

2021 Jeep Gladiator Rubicon

2019 Cadillac Escalade ESV Platinum

2025 Volvo XC60 B5 Plus Dark Theme

2024 Ford Ranger XLT

2019 Lincoln Navigator L Reserve

2024 Volvo XC40 B5 Ultimate Dark Theme

2014 Ford F-150 SVT Raptor

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Cadillac XT4 Sport

Cadillac XT4 Sport

2022 Cadillac XT4 Sport Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2021 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2021 Jeep Gladiator Rubicon Car Loan Estimate

2019 Cadillac Escalade ESV Platinum

Cadillac Escalade ESV Platinum

2019 Cadillac Escalade ESV Platinum Car Loan Estimate

2025 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2025 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2019 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2019 Lincoln Navigator L Reserve Car Loan Estimate

2024 Volvo XC40 B5 Ultimate Dark Theme

Volvo XC40 B5 Ultimate Dark Theme

2024 Volvo XC40 B5 Ultimate Dark Theme Car Loan Estimate

2014 Ford F-150 SVT Raptor

Ford F-150 SVT Raptor

2014 Ford F-150 SVT Raptor Car Loan Estimate

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