Albuquerque, NM Used Cars Under $40,000 |with Payments|

2025 Chevrolet Blazer RS

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This low mileage certified second hand 2025 Chevrolet Blazer RS AWD SUV under 1,000 miles, automatic transmission, and 139 MPG, 3.6L gas engine is for sale right now under $39K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$735.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,285
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Tesla Model Y Long Range

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This low mileage preowned 2020 Tesla Model Y Long Range AWD SUV under 36,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $37K at Quality Buick GMC in Albuquerque, NM. ...View More Details

Sales Price:	$36,999
Est. Payment:	$697.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,169
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,382.82
Avg. DMV Fee	65.00
Cash Sale Price	$40,785.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,785.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC40 B5 Plus Bright Theme

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This low mileage used 2025 Volvo XC40 B5 Plus Bright Theme AWD SUV below 10,000 miles, automatic transmission, and 139 MPG, 2.0L hybrid engine is for sale right now below $40K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$39,900
Est. Payment:	$752.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,346
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,645.65
Avg. DMV Fee	65.00
Cash Sale Price	$43,949.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,949.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$752.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC40 B5 Plus Bright Theme

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This low mileage second hand 2025 Volvo XC40 B5 Plus Bright Theme AWD SUV under 17,000 miles, automatic transmission, and 139 MPG, 2.0L hybrid engine is for sale right now below $37K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$36,500
Est. Payment:	$688.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,073
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,337.61
Avg. DMV Fee	65.00
Cash Sale Price	$40,241.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,241.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV below 41,000 miles, automatic transmission, and 139 MPG, 2.7L gas engine is for sale right now below $40K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$39,800
Est. Payment:	$750.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,463
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,800.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,636.59
Avg. DMV Fee	65.00
Cash Sale Price	$43,840.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,840.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E Premium

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This low mileage certified used 2023 Ford Mustang Mach-E Premium AWD SUV below 19,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$38,932
Est. Payment:	$733.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,984
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,557.95
Avg. DMV Fee	65.00
Cash Sale Price	$42,893.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,893.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$733.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty King Ranch

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This average mileage second hand 2021 Ford F-250 Super Duty King Ranch 4x4 pickup below 90,000 miles, automatic transmission, and 139 MPG, 7.3L gas engine is for sale right now under $40K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$39,432
Est. Payment:	$1042.83 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,973
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,432.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,603.25
Avg. DMV Fee	65.00
Cash Sale Price	$43,439.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,439.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1042.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator Big Bear

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This low mileage used 2025 Jeep Gladiator Big Bear 4x4 pickup below 15,000 miles, automatic transmission, and 139 MPG, 3.6L gas engine is for sale right now under $37K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$36,932
Est. Payment:	$696.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,611
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,376.75
Avg. DMV Fee	65.00
Cash Sale Price	$40,712.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,712.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X3 M40i

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This low mileage used 2022 BMW X3 M40i AWD SUV under 54,000 miles, automatic transmission, and 139 MPG, 3.0L hybrid engine is for sale right now under $38K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$37,999
Est. Payment:	$768.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,209
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,473.42
Avg. DMV Fee	65.00
Cash Sale Price	$41,876.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,876.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$768.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Tesla Model 3 Standard

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This low mileage used 2026 Tesla Model 3 Standard RWD sedan under 2,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $38K at Rich Ford Sales in Albuquerque, NM. ...View More Details

Sales Price:	$37,995
Est. Payment:	$716.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,335
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,473.06
Avg. DMV Fee	65.00
Cash Sale Price	$41,872.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,872.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Blazer RS

2020 Tesla Model Y Long Range

2025 Volvo XC40 B5 Plus Bright Theme

2025 Volvo XC40 B5 Plus Bright Theme

2023 Lincoln Nautilus Reserve

2023 Ford Mustang Mach-E Premium

2021 Ford F-250 Super Duty King Ranch

2025 Jeep Gladiator Big Bear

2022 BMW X3 M40i

2026 Tesla Model 3 Standard

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Blazer RS

Chevrolet Blazer RS

2025 Chevrolet Blazer RS Car Loan Estimate

2020 Tesla Model Y Long Range

Tesla Model Y Long Range

2020 Tesla Model Y Long Range Car Loan Estimate

2025 Volvo XC40 B5 Plus Bright Theme

Volvo XC40 B5 Plus Bright Theme

2025 Volvo XC40 B5 Plus Bright Theme Car Loan Estimate

2025 Volvo XC40 B5 Plus Bright Theme

Volvo XC40 B5 Plus Bright Theme

2025 Volvo XC40 B5 Plus Bright Theme Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2023 Ford Mustang Mach-E Premium Car Loan Estimate

2021 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2021 Ford F-250 Super Duty King Ranch Car Loan Estimate

2025 Jeep Gladiator Big Bear

Jeep Gladiator Big Bear

2025 Jeep Gladiator Big Bear Car Loan Estimate

2022 BMW X3 M40i

BMW X3 M40i

2022 BMW X3 M40i Car Loan Estimate

2026 Tesla Model 3 Standard

Tesla Model 3 Standard

2026 Tesla Model 3 Standard Car Loan Estimate

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