Albuquerque, NM Used Cars Under $40,000 |with Payments|

2025 Ford Mustang EcoBoost

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This low mileage second hand 2025 Ford Mustang EcoBoost RWD coupe under 8,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $39K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$735.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,978
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC90 B6 Core

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This low mileage used 2023 Volvo XC90 B6 Core AWD SUV under 34,000 miles, a transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $40K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$39,999
Est. Payment:	$753.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,081
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.62
Avg. DMV Fee	65.00
Cash Sale Price	$44,057.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,057.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Prime SE

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This low mileage second hand 2023 Toyota RAV4 Prime SE AWD SUV under 36,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,832
Est. Payment:	$750.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,378
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,832.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,639.49
Avg. DMV Fee	65.00
Cash Sale Price	$43,875.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,875.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,832.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Rebel

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This above average mileage used 2022 Ram 1500 Rebel 4X4 pickup under 94,000 miles, a transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $38K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$37,932
Est. Payment:	$1127.61 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,093
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,467.35
Avg. DMV Fee	65.00
Cash Sale Price	$41,803.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,803.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1127.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo XC40 B5 Ultimate Dark Theme

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This low mileage preowned 2024 Volvo XC40 B5 Ultimate Dark Theme AWD SUV under 13,000 miles, a transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $40K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$39,460
Est. Payment:	$743.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,414
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,460.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,605.79
Avg. DMV Fee	65.00
Cash Sale Price	$43,469.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,469.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,460.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Outer Banks

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This low mileage preowned 2024 Ford Bronco Sport Outer Banks AWD SUV under 22,000 miles, a transmission, and 20 MPG, 1.5L gas engine is for sale right now under $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,929
Est. Payment:	$752.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,606
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,929.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.28
Avg. DMV Fee	65.00
Cash Sale Price	$43,981.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,981.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$752.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,929.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Cadillac Escalade ESV Platinum

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This average mileage preowned 2019 Cadillac Escalade ESV Platinum 4X4 SUV under 85,000 miles, a transmission, and 20 MPG, 6.2L gas engine is for sale right now below $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,932
Est. Payment:	$1055.92 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,354
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.55
Avg. DMV Fee	65.00
Cash Sale Price	$43,984.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,984.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1055.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Corsair Premiere

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This low mileage used 2024 Lincoln Corsair Premiere AWD SUV below 6,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $39K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$38,234
Est. Payment:	$720.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,691
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,234.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,494.71
Avg. DMV Fee	65.00
Cash Sale Price	$42,132.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,132.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,234.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln Navigator L Reserve

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This average mileage second hand 2019 Lincoln Navigator L Reserve 4X4 SUV below 78,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$35,595
Est. Payment:	$851.92 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,813
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$35,595.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,255.62
Avg. DMV Fee	65.00
Cash Sale Price	$39,254.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$851.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

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This low mileage preowned 2024 Nissan Frontier S 4X4 pickup under 22,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $38K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$37,732
Est. Payment:	$711.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,508
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,732.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,449.23
Avg. DMV Fee	65.00
Cash Sale Price	$41,585.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,585.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$711.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,732.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang EcoBoost

2023 Volvo XC90 B6 Core

2023 Toyota RAV4 Prime SE

2022 Ram 1500 Rebel

2024 Volvo XC40 B5 Ultimate Dark Theme

2024 Ford Bronco Sport Outer Banks

2019 Cadillac Escalade ESV Platinum

2024 Lincoln Corsair Premiere

2019 Lincoln Navigator L Reserve

2024 Nissan Frontier S

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2023 Volvo XC90 B6 Core

Volvo XC90 B6 Core

2023 Volvo XC90 B6 Core Car Loan Estimate

2023 Toyota RAV4 Prime SE

Toyota RAV4 Prime SE

2023 Toyota RAV4 Prime SE Car Loan Estimate

2022 Ram 1500 Rebel

Ram 1500 Rebel

2022 Ram 1500 Rebel Car Loan Estimate

2024 Volvo XC40 B5 Ultimate Dark Theme

Volvo XC40 B5 Ultimate Dark Theme

2024 Volvo XC40 B5 Ultimate Dark Theme Car Loan Estimate

2024 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2024 Ford Bronco Sport Outer Banks Car Loan Estimate

2019 Cadillac Escalade ESV Platinum

Cadillac Escalade ESV Platinum

2019 Cadillac Escalade ESV Platinum Car Loan Estimate

2024 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2024 Lincoln Corsair Premiere Car Loan Estimate

2019 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2019 Lincoln Navigator L Reserve Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

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