Albuquerque, NM Used Cars Under $40,000 |with Payments|

2022 Ram 1500 Rebel

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This above average mileage preowned 2022 Ram 1500 Rebel 4X4 pickup under 94,000 miles, a transmission, and 22 MPG, 3.0L diesel engine is for sale right now under $38K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$37,932
Est. Payment:	$1127.61 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,093
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,467.35
Avg. DMV Fee	65.00
Cash Sale Price	$41,803.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,803.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1127.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage second hand 2020 Toyota Tacoma TRD Pro 4X4 pickup under 59,000 miles, m transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,929
Est. Payment:	$807.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,179
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,929.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.28
Avg. DMV Fee	65.00
Cash Sale Price	$43,981.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,981.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$807.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,929.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Prime SE

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This low mileage preowned 2023 Toyota RAV4 Prime SE AWD SUV below 36,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,832
Est. Payment:	$750.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,378
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,832.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,639.49
Avg. DMV Fee	65.00
Cash Sale Price	$43,875.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,875.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,832.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC60 B5 Plus Dark Theme

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This low mileage preowned 2025 Volvo XC60 B5 Plus Dark Theme AWD SUV below 17,000 miles, a transmission, and 22 MPG, 2.0L hybrid engine is for sale right now below $37K at Corley's Albuquerque Lincoln in Albuquerque, NM. ...View More Details

Sales Price:	$36,548
Est. Payment:	$689.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,879
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$36,548.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,341.96
Avg. DMV Fee	65.00
Cash Sale Price	$40,293.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,293.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage preowned 2025 Ford Mustang EcoBoost RWD coupe below 8,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now under $39K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$735.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,978
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Outer Banks

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This low mileage second hand 2024 Ford Bronco Sport Outer Banks AWD SUV under 5,000 miles, a transmission, and 22 MPG, 1.5L gas engine is for sale right now below $36K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,416
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,291.86
Avg. DMV Fee	65.00
Cash Sale Price	$39,690.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$679.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage used 2023 Ford F-150 XL 4X4 pickup under 66,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now below $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$875.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,079
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$875.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

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This low mileage second hand 2024 Nissan Frontier S 4X4 pickup under 22,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $38K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$37,732
Est. Payment:	$711.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,508
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$37,732.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,449.23
Avg. DMV Fee	65.00
Cash Sale Price	$41,585.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,585.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$711.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,732.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Cadillac Escalade ESV Platinum

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This average mileage second hand 2019 Cadillac Escalade ESV Platinum 4X4 SUV under 85,000 miles, a transmission, and 22 MPG, 6.2L gas engine is for sale right now under $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,932
Est. Payment:	$1055.92 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,354
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,932.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,648.55
Avg. DMV Fee	65.00
Cash Sale Price	$43,984.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,984.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1055.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4X4 pickup under 18,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now under $40K at Rich Ford Sales, Inc. in Albuquerque, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,477
Location:	Albuquerque, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Rebel

2020 Toyota Tacoma TRD Pro

2023 Toyota RAV4 Prime SE

2025 Volvo XC60 B5 Plus Dark Theme

2025 Ford Mustang EcoBoost

2024 Ford Bronco Sport Outer Banks

2023 Ford F-150 XL

2024 Nissan Frontier S

2019 Cadillac Escalade ESV Platinum

2024 Ford Ranger XLT

Used Cars under $40,000 for Sale in Albuquerque, NM

Albuquerque, NM Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Rebel

Ram 1500 Rebel

2022 Ram 1500 Rebel Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Toyota RAV4 Prime SE

Toyota RAV4 Prime SE

2023 Toyota RAV4 Prime SE Car Loan Estimate

2025 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2025 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2024 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2024 Ford Bronco Sport Outer Banks Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

2019 Cadillac Escalade ESV Platinum

Cadillac Escalade ESV Platinum

2019 Cadillac Escalade ESV Platinum Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

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