Raton, NM Used Cars Under $450 a Month

Raton, NM Secondhand Used Vehicles with Payments Below $450 / Month

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Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
NM

Credit Score / Avg. Rate
781-850 / 7.13%

Max Payment
$0.00

Down Payment
$0.00

Trade Value
$0.00

Trade Payoff
$0.00

2025 Kia K4 LX

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This low mileage second hand 2025 Kia K4 LX FWD sedan under 26,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $23K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$22,999
Est. Payment:	$436.64 / 72 months @ 7.13% APR
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Mileage:	25,946
Location:	Raton, NM

Item	Amount
Used Car Price⁽¹⁾	$22,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,114.42
Avg. DMV Fee	65.00
Cash Sale Price	$25,517.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,517.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$436.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Raton, NM

Raton, NM Secondhand Used Vehicles with Payments Below $450 / Month

2025 Kia K4 LX

Kia K4 LX

2025 Kia K4 LX Car Loan Estimate

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