Raton, NM Used Cars Under $450 a Month

2026 Kia Seltos LX

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This low mileage used 2026 Kia Seltos LX AWD SUV below 13,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $24K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$23,999
Est. Payment:	$604.38 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	13,364
Location:	Raton, NM
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,205.02
Avg. DMV Fee	65.00
Cash Sale Price	$26,608.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$25,942.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$604.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage used 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 19,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $23K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$22,399
Est. Payment:	$564.09 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,780
Location:	Raton, NM
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$22,399.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,060.06
Avg. DMV Fee	65.00
Cash Sale Price	$24,863.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$24,213.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$564.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia K4 LX

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This low mileage used 2025 Kia K4 LX FWD sedan under 26,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $24K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$23,999
Est. Payment:	$604.38 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	25,935
Location:	Raton, NM
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,205.02
Avg. DMV Fee	65.00
Cash Sale Price	$26,608.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$25,942.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$604.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan below 34,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now under $23K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$22,999
Est. Payment:	$579.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	33,999
Location:	Raton, NM
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$22,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,114.42
Avg. DMV Fee	65.00
Cash Sale Price	$25,517.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$24,861.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$579.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage used 2025 Hyundai SONATA SEL FWD sedan below 21,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now below $24K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$23,999
Est. Payment:	$604.38 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,100
Location:	Raton, NM
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,205.02
Avg. DMV Fee	65.00
Cash Sale Price	$26,608.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$25,942.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$604.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan below 31,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now below $23K at Phil Long Ford of Raton in Raton, NM. ...View More Details

Sales Price:	$22,999
Est. Payment:	$579.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	31,499
Location:	Raton, NM
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$22,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,114.42
Avg. DMV Fee	65.00
Cash Sale Price	$25,517.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$24,861.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$579.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Raton, NM

Raton, NM Secondhand Used Vehicles with Payments Below $450 / Month

2026 Kia Seltos LX

2025 Hyundai ELANTRA SEL Convenience

2025 Kia K4 LX

2025 Nissan Altima 2.5 SV

2025 Hyundai SONATA SEL

2025 Nissan Altima 2.5 SV

Used Cars under $450 per month for Sale in Raton, NM

Raton, NM Secondhand Used Vehicles with Payments Below $450 / Month

2026 Kia Seltos LX

Kia Seltos LX

2026 Kia Seltos LX Poor Credit Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Poor Credit Car Loan Estimate

2025 Kia K4 LX

Kia K4 LX

2025 Kia K4 LX Poor Credit Car Finance Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Poor Credit Auto Finance Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Poor Credit Auto Finance Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Poor Credit Car Finance Estimate

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