Monroe County, NY Used Pickups Under $40,000

2026 Ford Maverick XLT

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This low mileage preowned 2026 Ford Maverick XLT AWD pickup below 1,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at Van Bortel Ford in East Rochester, NY. ...View More Details

Sales Price:	$38,685
Est. Payment:	$723.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,043
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$38,685.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,441.89
Avg. DMV Fee	86.00
Cash Sale Price	$42,287.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,287.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$723.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,940
Est. Payment:	$672.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,940.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,198.13
Avg. DMV Fee	86.00
Cash Sale Price	$39,299.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,299.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,925
Est. Payment:	$672.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,925.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,196.80
Avg. DMV Fee	86.00
Cash Sale Price	$39,282.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,282.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $40K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$39,340
Est. Payment:	$735.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$39,340.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,500.05
Avg. DMV Fee	86.00
Cash Sale Price	$43,001.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,001.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $39K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$38,935
Est. Payment:	$728.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$38,935.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,464.09
Avg. DMV Fee	86.00
Cash Sale Price	$42,560.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,560.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,950
Est. Payment:	$672.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,199.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,310.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,310.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $40K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$39,160
Est. Payment:	$732.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$39,160.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,484.07
Avg. DMV Fee	86.00
Cash Sale Price	$42,805.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,805.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,160.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,015
Est. Payment:	$673.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,015.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,204.79
Avg. DMV Fee	86.00
Cash Sale Price	$39,380.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,380.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,015.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL Activity

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL Activity AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $40K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$39,185
Est. Payment:	$732.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$39,185.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,486.29
Avg. DMV Fee	86.00
Cash Sale Price	$42,832.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,832.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,185.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,990
Est. Payment:	$673.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,353.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Monroe County, NY

Monroe County, NY Secondhand Used Pickups Priced Below $40,000

2026 Ford Maverick XLT

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL

Monroe County Cities with Used Pickups for Sale Below $40K

Used Pickups under $40,000 for Sale in Monroe County, NY

Monroe County, NY Secondhand Used Pickups Priced Below $40,000

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL Activity

Hyundai SANTA CRUZ SEL Activity

2026 Hyundai SANTA CRUZ SEL Activity Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

Monroe County Cities with Used Pickups for Sale Below $40K

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