Monroe County, NY Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV under 11,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,990
Est. Payment:	$673.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,284
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,353.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV under 4,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $39K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$38,990
Est. Payment:	$729.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,811
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,468.97
Avg. DMV Fee	86.00
Cash Sale Price	$42,619.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,619.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This below average mileage used 2024 Ford Transit 350 XL RWD full-size under 68,000 miles, a transmission, and 24 MPG, 3.5L flexible engine is for sale right now below $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,490
Est. Payment:	$792.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,561
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,246.97
Avg. DMV Fee	86.00
Cash Sale Price	$39,897.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,897.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$792.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Bronco Sport Big Bend

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This low mileage second hand 2026 Ford Bronco Sport Big Bend AWD SUV under 4,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $38K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$37,535
Est. Payment:	$702.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,876
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$37,535.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,339.77
Avg. DMV Fee	86.00
Cash Sale Price	$41,035.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,035.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,535.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

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This low mileage preowned 2024 Volkswagen Atlas SEL Premium R-Line 4Motion AWD SUV below 46,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $36K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$35,990
Est. Payment:	$673.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,168
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,353.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage second hand 2026 Hyundai SANTA FE SE AWD SUV under 0,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$36,160
Est. Payment:	$676.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,160.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,217.67
Avg. DMV Fee	86.00
Cash Sale Price	$39,538.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,538.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$676.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,160.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $40K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$39,410
Est. Payment:	$737.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$39,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,506.27
Avg. DMV Fee	86.00
Cash Sale Price	$43,077.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,077.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$737.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 0,000 miles, a transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $38K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$37,245
Est. Payment:	$696.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$37,245.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,314.02
Avg. DMV Fee	86.00
Cash Sale Price	$40,720.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,720.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,245.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA Limited

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This low mileage second hand 2026 Hyundai KONA Limited AWD SUV below 0,000 miles, a transmission, and 24 MPG, 1.6L gas engine is for sale right now below $36K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$35,475
Est. Payment:	$663.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,475.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,156.84
Avg. DMV Fee	86.00
Cash Sale Price	$38,792.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,792.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$35,750
Est. Payment:	$668.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,181.26
Avg. DMV Fee	86.00
Cash Sale Price	$39,092.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,092.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Monroe County, NY

Monroe County, NY Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2024 Ford Transit 350 XL

2026 Ford Bronco Sport Big Bend

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai KONA Limited

2026 Hyundai SANTA FE SE

Monroe County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Monroe County, NY

Monroe County, NY Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2026 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2026 Ford Bronco Sport Big Bend Car Loan Estimate

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

Volkswagen Atlas SEL Premium R-Line 4Motion

2024 Volkswagen Atlas SEL Premium R-Line 4Motion Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai KONA Limited

Hyundai KONA Limited

2026 Hyundai KONA Limited Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

Monroe County Cities with Used Cars for Sale Below $40K

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