Ontario County, NY Used Cars Under $40,000

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 20,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,999
Est. Payment:	$729.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,423
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.77
Avg. DMV Fee	86.00
Cash Sale Price	$42,629.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage preowned 2023 Chevrolet Silverado 1500 LT 4x4 pickup below 8,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$716.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,258
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup below 32,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,999
Est. Payment:	$729.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,657
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.77
Avg. DMV Fee	86.00
Cash Sale Price	$42,629.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 7,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$716.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,508
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$716.42

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Prime SE

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This low mileage preowned 2023 Toyota RAV4 Prime SE AWD SUV below 14,000 miles, cvt transmission, and 18 MPG, 2.5L hybrid engine is for sale right now under $36K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$35,989
Est. Payment:	$673.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,186
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$35,989.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.48
Avg. DMV Fee	86.00
Cash Sale Price	$39,352.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,352.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV below 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$39,899
Est. Payment:	$746.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,164
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$39,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,549.69
Avg. DMV Fee	86.00
Cash Sale Price	$43,609.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,609.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$746.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Black Diamond

⇩ View Seller Description

This low mileage second hand 2024 Ford Bronco Black Diamond 4x4 SUV under 10,000 miles, transmission, and 18 MPG, 2.3L gas engine is for sale right now under $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$716.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,293
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Ranger XLT 4x4 pickup below 9,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,499
Est. Payment:	$720.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,296
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.37
Avg. DMV Fee	86.00
Cash Sale Price	$42,085.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,085.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Trail Boss

⇩ View Seller Description

This low mileage preowned 2024 Chevrolet Colorado Trail Boss 4x4 pickup below 16,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $37K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$36,799
Est. Payment:	$688.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,563
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$36,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,274.41
Avg. DMV Fee	86.00
Cash Sale Price	$40,234.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,234.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2022 Ram 1500 Big Horn 4x4 pickup under 31,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $38K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$37,799
Est. Payment:	$707.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,199
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$37,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,363.21
Avg. DMV Fee	86.00
Cash Sale Price	$41,323.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,323.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ontario County, NY

Ontario County, NY Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

2023 Chevrolet Silverado 1500 LT

2024 Ford F-150 XLT

2023 Chevrolet Silverado 1500 LT

2023 Toyota RAV4 Prime SE

2025 Ford Mustang Mach-E Premium

2024 Ford Bronco Black Diamond

2024 Ford Ranger XLT

2024 Chevrolet Colorado Trail Boss

2022 Ram 1500 Big Horn

Ontario County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Ontario County, NY

Ontario County, NY Secondhand Used Vehicles Priced Below $40,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Toyota RAV4 Prime SE

Toyota RAV4 Prime SE

2023 Toyota RAV4 Prime SE Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Ford Bronco Black Diamond

Ford Bronco Black Diamond

2024 Ford Bronco Black Diamond Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2024 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2024 Chevrolet Colorado Trail Boss Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

Ontario County Cities with Used Cars for Sale Below $40K

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