Metro Syracuse, NY Area Used Cars Under $650 a Month

2025 Buick Encore GX Avenir

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This low mileage preowned 2025 Buick Encore GX Avenir AWD SUV below 15,000 miles, a transmission, and 21 MPG, 1.3L gas engine is for sale right now below $33K at Koerner Ford of Syracuse, Inc. in Syracuse, NY. ...View More Details

Sales Price:	$32,990
Est. Payment:	$617.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,487
Location:	Syracuse, NY

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,936.17
Avg. DMV Fee	86.00
Cash Sale Price	$36,087.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,087.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$617.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV under 42,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $35K at Dave Pirro Ford, Inc. in Skaneateles, NY. ...View More Details

Sales Price:	$34,990
Est. Payment:	$654.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,928
Location:	Skaneateles, NY

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,113.77
Avg. DMV Fee	86.00
Cash Sale Price	$38,264.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,264.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 23,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $34K at Koerner Ford of Syracuse, Inc. in Syracuse, NY. ...View More Details

Sales Price:	$33,990
Est. Payment:	$636.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,392
Location:	Syracuse, NY

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,024.97
Avg. DMV Fee	86.00
Cash Sale Price	$37,175.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,175.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$636.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Sport

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This low mileage preowned 2022 Jeep Gladiator Sport 4X4 pickup under 25,000 miles, transmission, and 21 MPG, 3.6L gas engine is for sale right now below $34K at Koerner Ford of Syracuse, Inc. in Syracuse, NY. ...View More Details

Sales Price:	$33,790
Est. Payment:	$632.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,477
Location:	Syracuse, NY

Item	Amount
Used Car Price⁽¹⁾	$33,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,007.21
Avg. DMV Fee	86.00
Cash Sale Price	$36,958.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,958.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$632.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Subaru Forester Wilderness

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This below average mileage used 2022 Subaru Forester Wilderness AWD wagon below 68,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now under $29K at Koerner Ford of Syracuse, Inc. in Syracuse, NY. ...View More Details

Sales Price:	$28,490
Est. Payment:	$619.47 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,921
Location:	Syracuse, NY

Item	Amount
Used Car Price⁽¹⁾	$28,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,536.57
Avg. DMV Fee	86.00
Cash Sale Price	$31,187.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,187.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$619.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4X4 pickup below 55,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $33K at Dave Pirro Ford, Inc. in Skaneateles, NY. ...View More Details

Sales Price:	$32,900
Est. Payment:	$660.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,083
Location:	Skaneateles, NY

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,928.18
Avg. DMV Fee	86.00
Cash Sale Price	$35,989.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,989.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$660.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer Limited

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This average mileage preowned 2020 Ford Explorer Limited AWD SUV under 79,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $27K at Dave Pirro Ford, Inc. in Skaneateles, NY. ...View More Details

Sales Price:	$26,990
Est. Payment:	$641.40 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,257
Location:	Skaneateles, NY

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,403.37
Avg. DMV Fee	86.00
Cash Sale Price	$29,554.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,554.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$641.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger Lariat

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This low mileage second hand 2021 Ford Ranger Lariat 4X4 pickup under 53,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $31K at Dave Pirro Ford, Inc. in Skaneateles, NY. ...View More Details

Sales Price:	$30,990
Est. Payment:	$622.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,305
Location:	Skaneateles, NY

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,758.57
Avg. DMV Fee	86.00
Cash Sale Price	$33,909.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,909.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$622.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Big Bend

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This low mileage used 2022 Ford Bronco Big Bend 4X4 SUV below 57,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $33K at Dave Pirro Ford, Inc. in Skaneateles, NY. ...View More Details

Sales Price:	$32,990
Est. Payment:	$662.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,275
Location:	Skaneateles, NY

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,936.17
Avg. DMV Fee	86.00
Cash Sale Price	$36,087.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,087.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$662.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Syracuse Area

Metro Syracuse Secondhand Used Vehicles with Payments Under $650 / Month

2025 Buick Encore GX Avenir

2023 Lincoln Nautilus Reserve

2023 Ford Explorer XLT

2022 Jeep Gladiator Sport

2022 Subaru Forester Wilderness

2023 Ford F-150 XL

2020 Ford Explorer Limited

2021 Ford Ranger Lariat

2022 Ford Bronco Big Bend

Greater Syracuse Area Cities with Used Cars for Sale Below $650 / Month

Metro Syracuse Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Syracuse Area

Metro Syracuse Secondhand Used Vehicles with Payments Under $650 / Month

2025 Buick Encore GX Avenir

Buick Encore GX Avenir

2025 Buick Encore GX Avenir Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2022 Jeep Gladiator Sport

Jeep Gladiator Sport

2022 Jeep Gladiator Sport Car Loan Estimate

2022 Subaru Forester Wilderness

Subaru Forester Wilderness

2022 Subaru Forester Wilderness Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ford Explorer Limited

Ford Explorer Limited

2020 Ford Explorer Limited Car Loan Estimate

2021 Ford Ranger Lariat

Ford Ranger Lariat

2021 Ford Ranger Lariat Car Loan Estimate

2022 Ford Bronco Big Bend

Ford Bronco Big Bend

2022 Ford Bronco Big Bend Car Loan Estimate

Greater Syracuse Area Cities with Used Cars for Sale Below $650 / Month

Metro Syracuse Area Counties with Used Cars for Sale Below $650 / Month

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