Cleveland, OH Used Cars Under $40,000 |with Payments|

2023 Ford Transit 350 XLT

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This low mileage second hand 2023 Ford Transit 350 XLT RWD van under 44,000 miles, automatic transmission, and 78 MPG, 3.5L gas engine is for sale right now under $39K at Valley Ford Truck in Cleveland, OH. ...View More Details

Sales Price:	$38,950
Est. Payment:	$725.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,183
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,136.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,375.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,375.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

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This low mileage used 2023 Ford Transit 350 XL RWD van under 48,000 miles, automatic transmission, and 78 MPG, 3.5L gas engine is for sale right now below $39K at Valley Ford Truck in Cleveland, OH. ...View More Details

Sales Price:	$38,950
Est. Payment:	$725.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,973
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,136.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,375.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,375.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 Hybrid LE

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This low mileage used 2025 Toyota RAV4 Hybrid LE AWD SUV under 14,000 miles, cvt transmission, and 78 MPG, 2.5L hybrid engine is for sale right now below $36K at Ken Ganley Lincoln Middleburg Heights in Cleveland, OH. ...View More Details

Sales Price:	$35,941
Est. Payment:	$669.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,369
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$35,941.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,895.28
Avg. DMV Fee	39.00
Cash Sale Price	$39,125.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,125.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV below 33,000 miles, automatic transmission, and 78 MPG, 2.0L gas engine is for sale right now below $38K at Ken Ganley Lincoln Middleburg Heights in Cleveland, OH. ...View More Details

Sales Price:	$37,887
Est. Payment:	$705.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,831
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$37,887.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,050.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,226.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,226.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 22,000 miles, automatic transmission, and 78 MPG, 2.0L gas engine is for sale right now under $39K at Ken Ganley Lincoln Middleburg Heights in Cleveland, OH. ...View More Details

Sales Price:	$38,313
Est. Payment:	$713.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,809
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$38,313.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,085.04
Avg. DMV Fee	39.00
Cash Sale Price	$41,687.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,687.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,313.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Land Rover Range Rover Sport P525 HSE Dynamic

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This low mileage second hand 2021 Land Rover Range Rover Sport P525 HSE Dynamic AWD SUV below 57,000 miles, automatic transmission, and 78 MPG, 5.0L gas engine is for sale right now below $38K at Valley Ford Truck in Cleveland, OH. ...View More Details

Sales Price:	$37,064
Est. Payment:	$740.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,869
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$37,064.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,985.12
Avg. DMV Fee	39.00
Cash Sale Price	$40,338.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,338.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$740.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,064.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV below 35,000 miles, automatic transmission, and 78 MPG, 2.0L gas engine is for sale right now below $37K at Ken Ganley Lincoln Middleburg Heights in Cleveland, OH. ...View More Details

Sales Price:	$36,935
Est. Payment:	$687.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,596
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$36,935.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,974.80
Avg. DMV Fee	39.00
Cash Sale Price	$40,198.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,198.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Altitude

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This low mileage preowned 2023 Jeep Grand Cherokee L Altitude 4x4 SUV under 13,000 miles, automatic transmission, and 78 MPG, 3.6L gas engine is for sale right now below $37K at Ken Ganley Lincoln Middleburg Heights in Cleveland, OH. ...View More Details

Sales Price:	$36,514
Est. Payment:	$680.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,355
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$36,514.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,941.12
Avg. DMV Fee	39.00
Cash Sale Price	$39,744.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,744.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,514.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV under 47,000 miles, automatic transmission, and 78 MPG, 2.0L gas engine is for sale right now under $38K at Ken Ganley Lincoln Middleburg Heights in Cleveland, OH. ...View More Details

Sales Price:	$37,259
Est. Payment:	$693.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,361
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$37,259.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,000.72
Avg. DMV Fee	39.00
Cash Sale Price	$40,548.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,548.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$693.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Grand Touring

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This low mileage preowned 2023 Lincoln Corsair Grand Touring AWD SUV under 25,000 miles, cvt transmission, and 78 MPG, 2.5L hybrid engine is for sale right now under $40K at Ken Ganley Lincoln Middleburg Heights in Cleveland, OH. ...View More Details

Sales Price:	$39,499
Est. Payment:	$735.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,042
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,179.92
Avg. DMV Fee	39.00
Cash Sale Price	$42,967.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,967.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Cleveland, OH

Cleveland, OH Secondhand Used Vehicles Priced Below $40,000

2023 Ford Transit 350 XLT

2023 Ford Transit 350 XL

2025 Toyota RAV4 Hybrid LE

2023 Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve

2021 Land Rover Range Rover Sport P525 HSE Dynamic

2023 Lincoln Nautilus Reserve

2023 Jeep Grand Cherokee L Altitude

2023 Lincoln Nautilus Reserve

2023 Lincoln Corsair Grand Touring

Used Cars under $40,000 for Sale in Cleveland, OH

Cleveland, OH Secondhand Used Vehicles Priced Below $40,000

2023 Ford Transit 350 XLT

Ford Transit 350 XLT

2023 Ford Transit 350 XLT Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

2025 Toyota RAV4 Hybrid LE

Toyota RAV4 Hybrid LE

2025 Toyota RAV4 Hybrid LE Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2021 Land Rover Range Rover Sport P525 HSE Dynamic

Land Rover Range Rover Sport P525 HSE Dynamic

2021 Land Rover Range Rover Sport P525 HSE Dynamic Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Jeep Grand Cherokee L Altitude

Jeep Grand Cherokee L Altitude

2023 Jeep Grand Cherokee L Altitude Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Lincoln Corsair Grand Touring

Lincoln Corsair Grand Touring

2023 Lincoln Corsair Grand Touring Car Loan Estimate

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