Cleveland, OH Used Cars Under $40,000 |with Payments|

2022 Ford Transit 350 HD

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This low mileage used 2022 Ford Transit 350 HD RWD van under 31,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now below $38K at Valley Ford Truck in Cleveland, OH. ...View More Details

Sales Price:	$37,950
Est. Payment:	$706.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,975
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,295.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,295.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $40K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$39,835
Est. Payment:	$741.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$39,835.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,206.80
Avg. DMV Fee	39.00
Cash Sale Price	$43,330.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,330.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage second hand 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $37K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$36,220
Est. Payment:	$674.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$36,220.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,917.60
Avg. DMV Fee	39.00
Cash Sale Price	$39,426.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,426.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $38K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$37,752
Est. Payment:	$702.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$37,752.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,040.16
Avg. DMV Fee	39.00
Cash Sale Price	$41,081.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,081.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,752.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SE

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This low mileage preowned 2026 Hyundai PALISADE SE FWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 3.5L gas engine is for sale right now below $40K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$39,645
Est. Payment:	$737.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$39,645.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,191.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,125.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,125.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $40K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$39,835
Est. Payment:	$741.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$39,835.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,206.80
Avg. DMV Fee	39.00
Cash Sale Price	$43,330.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,330.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$741.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE SE AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $36K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$35,426
Est. Payment:	$659.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$35,426.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,854.08
Avg. DMV Fee	39.00
Cash Sale Price	$38,569.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,569.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,426.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage used 2026 Hyundai SANTA CRUZ XRT AWD pickup under 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $40K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$39,849
Est. Payment:	$741.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$39,849.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,207.92
Avg. DMV Fee	39.00
Cash Sale Price	$43,345.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,345.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$741.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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Sales Price:	$39,895
Est. Payment:	$742.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$39,895.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,211.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,395.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,395.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$742.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $36K at Ken Ganley Hyundai Parma in Cleveland, OH. ...View More Details

Sales Price:	$35,851
Est. Payment:	$667.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Cleveland, OH

Item	Amount
Used Car Price⁽¹⁾	$35,851.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,888.08
Avg. DMV Fee	39.00
Cash Sale Price	$39,028.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,028.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,851.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Cleveland, OH

Cleveland, OH Secondhand Used Vehicles Priced Below $40,000

2022 Ford Transit 350 HD

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA FE SEL

2026 Hyundai PALISADE SE

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SE

Used Cars under $40,000 for Sale in Cleveland, OH

Cleveland, OH Secondhand Used Vehicles Priced Below $40,000

2022 Ford Transit 350 HD

Ford Transit 350 HD

2022 Ford Transit 350 HD Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai PALISADE SE

Hyundai PALISADE SE

2026 Hyundai PALISADE SE Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

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