Findlay, OH Used Cars Under $40,000 |with Payments|

2024 GMC Sierra 1500 Elevation Standard

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This low mileage preowned 2024 GMC Sierra 1500 Elevation Standard 4X4 pickup below 46,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,549
Est. Payment:	$662.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,522
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,549.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,863.92
Avg. DMV Fee	39.00
Cash Sale Price	$38,701.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,701.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$662.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Aviator Black Label

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This low mileage used 2020 Lincoln Aviator Black Label AWD SUV below 50,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now under $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,546
Est. Payment:	$680.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,533
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,546.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,943.68
Avg. DMV Fee	39.00
Cash Sale Price	$39,778.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,778.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,546.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 RST

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This low mileage used 2022 Chevrolet Silverado 1500 RST 4X4 pickup under 46,000 miles, a transmission, and 21 MPG, 5.3L gas engine is for sale right now below $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,437
Est. Payment:	$734.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,946
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,437.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,174.96
Avg. DMV Fee	39.00
Cash Sale Price	$42,900.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,900.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,437.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

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This low mileage used 2025 Audi A5 Sportback quattro S line Premium 45 TFSI AWD sedan under 29,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,641
Est. Payment:	$719.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,819
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,641.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,111.28
Avg. DMV Fee	39.00
Cash Sale Price	$42,041.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,041.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,641.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This below average mileage used 2024 Ford Transit 350 XL RWD full-size under 61,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,300
Est. Payment:	$763.38 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,880
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,844.00
Avg. DMV Fee	39.00
Cash Sale Price	$38,433.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,433.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$763.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 INFINITI QX60 Autograph

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This low mileage preowned 2024 INFINITI QX60 Autograph AWD SUV under 57,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$39,600
Est. Payment:	$790.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,740
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$39,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,188.00
Avg. DMV Fee	39.00
Cash Sale Price	$43,077.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,077.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$790.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-250 Super Duty Lariat

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This above average mileage used 2017 Ford F-250 Super Duty Lariat 4X4 pickup below 95,000 miles, a transmission, and 21 MPG, 6.2L flexible engine is for sale right now below $37K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$36,600
Est. Payment:	$1074.57 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,814
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$36,600.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,948.00
Avg. DMV Fee	39.00
Cash Sale Price	$39,837.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,837.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1074.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT

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This low mileage second hand 2022 Ford Mustang GT RWD coupe under 8,000 miles, transmission, and 21 MPG, 5.0L gas engine is for sale right now under $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,587
Est. Payment:	$718.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,502
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,587.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,106.96
Avg. DMV Fee	39.00
Cash Sale Price	$41,982.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,982.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage second hand 2025 GMC Canyon Elevation 4X4 pickup under 9,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $39K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$38,772
Est. Payment:	$721.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,936
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$38,772.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,121.76
Avg. DMV Fee	39.00
Cash Sale Price	$42,182.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,182.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,772.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage second hand 2022 Ford Explorer ST AWD SUV under 44,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now below $36K at Reineke Ford of Findlay in Findlay, OH. ...View More Details

Sales Price:	$35,849
Est. Payment:	$667.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,446
Location:	Findlay, OH

Item	Amount
Used Car Price⁽¹⁾	$35,849.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,887.92
Avg. DMV Fee	39.00
Cash Sale Price	$39,025.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,025.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$667.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Findlay, OH

Findlay, OH Secondhand Used Vehicles Priced Below $40,000

2024 GMC Sierra 1500 Elevation Standard

2020 Lincoln Aviator Black Label

2022 Chevrolet Silverado 1500 RST

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

2024 Ford Transit 350 XL

2024 INFINITI QX60 Autograph

2017 Ford F-250 Super Duty Lariat

2022 Ford Mustang GT

2025 GMC Canyon Elevation

2022 Ford Explorer ST

Used Cars under $40,000 for Sale in Findlay, OH

Findlay, OH Secondhand Used Vehicles Priced Below $40,000

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2020 Lincoln Aviator Black Label

Lincoln Aviator Black Label

2020 Lincoln Aviator Black Label Car Loan Estimate

2022 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2022 Chevrolet Silverado 1500 RST Car Loan Estimate

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

Audi A5 Sportback quattro S line Premium 45 TFSI

2025 Audi A5 Sportback quattro S line Premium 45 TFSI Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2024 INFINITI QX60 Autograph

INFINITI QX60 Autograph

2024 INFINITI QX60 Autograph Car Loan Estimate

2017 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2017 Ford F-250 Super Duty Lariat Car Loan Estimate

2022 Ford Mustang GT

Ford Mustang GT

2022 Ford Mustang GT Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

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