Ardmore, OK Used Cars Under $40,000 |with Payments|

2021 Chevrolet Suburban Premier

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This high mileage preowned 2021 Chevrolet Suburban Premier 4x4 SUV below 109,000 miles, automatic transmission, and 18 MPG, 3.0L diesel engine is for sale right now under $37K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$36,995
Est. Payment:	$1289.74 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,964
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,288.81
Avg. DMV Fee	107.00
Cash Sale Price	$41,689.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,689.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1289.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage certified used 2021 Ford F-150 XL RWD pickup below 36,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $38K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$37,495
Est. Payment:	$722.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,013
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,346.31
Avg. DMV Fee	107.00
Cash Sale Price	$42,247.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,247.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sahara

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This low mileage second hand 2024 Jeep Wrangler Sahara 4x4 SUV below 13,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now below $38K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$37,995
Est. Payment:	$732.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,131
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,403.81
Avg. DMV Fee	107.00
Cash Sale Price	$42,804.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,804.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage certified used 2025 Ford Explorer ST-Line RWD SUV below 37,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $38K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$37,495
Est. Payment:	$722.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,954
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,346.31
Avg. DMV Fee	107.00
Cash Sale Price	$42,247.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,247.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot TrailSport

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This low mileage used 2024 Honda Pilot TrailSport AWD SUV below 38,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $39K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$38,295
Est. Payment:	$738.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,688
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$38,295.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,438.31
Avg. DMV Fee	107.00
Cash Sale Price	$43,139.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,139.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$738.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage used 2023 Ford F-150 XL 4x4 pickup under 86,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now under $36K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$35,998
Est. Payment:	$974.14 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,561
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,174.16
Avg. DMV Fee	107.00
Cash Sale Price	$40,578.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,578.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$974.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage certified used 2024 Ford F-150 STX RWD pickup under 31,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $36K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$35,495
Est. Payment:	$684.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,286
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$35,495.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,116.31
Avg. DMV Fee	107.00
Cash Sale Price	$40,017.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,017.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This average mileage certified used 2022 Ford F-150 Lariat 4x4 pickup below 77,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $38K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$37,998
Est. Payment:	$929.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,379
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,404.16
Avg. DMV Fee	107.00
Cash Sale Price	$42,808.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,808.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$929.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota 4Runner SR5

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This low mileage used 2024 Toyota 4Runner SR5 RWD SUV under 36,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now under $36K at Billingsley Ford of Ardmore in Ardmore, OK. ...View More Details

Sales Price:	$35,998
Est. Payment:	$694.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,143
Location:	Ardmore, OK

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,174.16
Avg. DMV Fee	107.00
Cash Sale Price	$40,578.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,578.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$694.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Ardmore, OK

Ardmore, OK Secondhand Used Vehicles Priced Below $40,000

2021 Chevrolet Suburban Premier

2021 Ford F-150 XL

2024 Jeep Wrangler Sahara

2025 Ford Explorer ST-Line

2024 Honda Pilot TrailSport

2023 Ford F-150 XL

2024 Ford F-150 STX

2022 Ford F-150 Lariat

2024 Toyota 4Runner SR5

Used Cars under $40,000 for Sale in Ardmore, OK

Ardmore, OK Secondhand Used Vehicles Priced Below $40,000

2021 Chevrolet Suburban Premier

Chevrolet Suburban Premier

2021 Chevrolet Suburban Premier Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2024 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2024 Jeep Wrangler Sahara Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Honda Pilot TrailSport

Honda Pilot TrailSport

2024 Honda Pilot TrailSport Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2024 Toyota 4Runner SR5

Toyota 4Runner SR5

2024 Toyota 4Runner SR5 Car Loan Estimate

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