Wichita Falls - Lawton, OK Area Used Cars Under $40,000

2026 Ford Mustang EcoBoost Premium

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This low mileage preowned 2026 Ford Mustang EcoBoost Premium RWD coupe below 1,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $36K at Pruitt Ford in Burkburnett, TX. ...View More Details

Sales Price:	$35,950
Est. Payment:	$693.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,151
Location:	Burkburnett, TX

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,168.64
Avg. DMV Fee	107.00
Cash Sale Price	$40,524.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,524.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$693.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lariat

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This low mileage preowned 2026 Ford Maverick Lariat AWD pickup below 4,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $38K at Vernon Ford in Vernon, TX. ...View More Details

Sales Price:	$37,915
Est. Payment:	$730.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,216
Location:	Vernon, TX

Item	Amount
Used Car Price⁽¹⁾	$37,915.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,394.61
Avg. DMV Fee	107.00
Cash Sale Price	$42,715.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,715.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$730.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,915.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 Custom

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This low mileage preowned 2024 Chevrolet Silverado 1500 Custom RWD pickup under 11,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $37K at Wichita Falls Ford in Wichita Falls, TX. ...View More Details

Sales Price:	$36,947
Est. Payment:	$712.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,275
Location:	Wichita Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$36,947.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,283.29
Avg. DMV Fee	107.00
Cash Sale Price	$41,636.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,636.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XLT

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This high mileage used 2021 Ford F-250 Super Duty XLT 4x4 pickup below 124,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $40K at Wichita Falls Ford in Wichita Falls, TX. ...View More Details

Sales Price:	$39,381
Est. Payment:	$1618.39 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	123,526
Location:	Wichita Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$39,381.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,563.20
Avg. DMV Fee	107.00
Cash Sale Price	$44,350.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,350.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1618.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,381.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage preowned 2025 Toyota Tacoma SR5 4x4 pickup under 11,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $40K at Wichita Falls Ford in Wichita Falls, TX. ...View More Details

Sales Price:	$39,943
Est. Payment:	$769.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,647
Location:	Wichita Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$39,943.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,627.83
Avg. DMV Fee	107.00
Cash Sale Price	$44,976.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,976.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Expedition XLT

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This average mileage preowned 2023 Ford Expedition XLT RWD SUV below 72,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $37K at Wichita Falls Ford in Wichita Falls, TX. ...View More Details

Sales Price:	$36,550
Est. Payment:	$894.00 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,249
Location:	Wichita Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,237.64
Avg. DMV Fee	107.00
Cash Sale Price	$41,193.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,193.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$894.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV below 35,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $37K at Wichita Falls Ford in Wichita Falls, TX. ...View More Details

Sales Price:	$36,550
Est. Payment:	$704.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,225
Location:	Wichita Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,237.64
Avg. DMV Fee	107.00
Cash Sale Price	$41,193.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,193.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Big Horn

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This average mileage preowned 2024 Ram 3500 Big Horn RWD pickup under 71,000 miles, transmission, and 6.7L diesel engine is for sale right now under $40K at Vernon Ford in Vernon, TX. ...View More Details

Sales Price:	$39,999
Est. Payment:	$977.46 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,230
Location:	Vernon, TX

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,634.27
Avg. DMV Fee	107.00
Cash Sale Price	$45,039.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,039.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$977.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This above average mileage used 2022 Ford F-150 XL 4x4 pickup below 93,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $36K at Vernon Ford in Vernon, TX. ...View More Details

Sales Price:	$35,999
Est. Payment:	$1094.59 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,000
Location:	Vernon, TX

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,174.27
Avg. DMV Fee	107.00
Cash Sale Price	$40,579.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,579.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1094.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This low mileage second hand 2024 Ford Transit 350 XL RWD van under 56,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $39K at Wichita Falls Ford in Wichita Falls, TX. ...View More Details

Sales Price:	$38,551
Est. Payment:	$797.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,290
Location:	Wichita Falls, TX

Item	Amount
Used Car Price⁽¹⁾	$38,551.00
Avg. Dealer Doc Fee	299.00
OK Sales Tax (11.5%)	4,467.75
Avg. DMV Fee	107.00
Cash Sale Price	$43,424.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,424.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$797.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,551.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Wichita Falls - Lawton Area

Metro Wichita Falls - Lawton Secondhand Used Vehicles Priced Below $40,000

2026 Ford Mustang EcoBoost Premium

2026 Ford Maverick Lariat

2024 Chevrolet Silverado 1500 Custom

2021 Ford F-250 Super Duty XLT

2025 Toyota Tacoma SR5

2023 Ford Expedition XLT

2025 Kia Telluride S

2024 Ram 3500 Big Horn

2022 Ford F-150 XL

2024 Ford Transit 350 XL

Greater Wichita Falls - Lawton Area Cities with Used Cars for Sale Below $40K

Metro Wichita Falls - Lawton Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Wichita Falls - Lawton Area

Metro Wichita Falls - Lawton Secondhand Used Vehicles Priced Below $40,000

2026 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2026 Ford Mustang EcoBoost Premium Car Loan Estimate

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Car Loan Estimate

2024 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2024 Chevrolet Silverado 1500 Custom Car Loan Estimate

2021 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2021 Ford F-250 Super Duty XLT Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2023 Ford Expedition XLT

Ford Expedition XLT

2023 Ford Expedition XLT Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2024 Ram 3500 Big Horn

Ram 3500 Big Horn

2024 Ram 3500 Big Horn Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

Greater Wichita Falls - Lawton Area Cities with Used Cars for Sale Below $40K

Metro Wichita Falls - Lawton Area Counties with Used Cars for Sale Below $40,000

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