State College, PA Used Cars Under $40,000 |with Payments|

2026 Ford Escape ST-Line Elite

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This low mileage second hand 2026 Ford Escape ST-Line Elite AWD SUV below 5,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now under $37K at State College Ford in State College, PA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$674.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,522
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,227.44
Avg. DMV Fee	87.00
Cash Sale Price	$39,438.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,438.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV under 16,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $36K at State College Ford in State College, PA. ...View More Details

Sales Price:	$35,900
Est. Payment:	$655.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,266
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,162.04
Avg. DMV Fee	87.00
Cash Sale Price	$38,283.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,283.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$655.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

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This low mileage preowned 2022 Ford Explorer Timberline AWD SUV under 31,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $38K at State College Ford in State College, PA. ...View More Details

Sales Price:	$37,980
Est. Payment:	$692.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,965
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$37,980.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,286.84
Avg. DMV Fee	87.00
Cash Sale Price	$40,487.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,487.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4X4 pickup below 27,000 miles, a transmission, and 27 MPG, 2.7L gas engine is for sale right now under $40K at State College Ford in State College, PA. ...View More Details

Sales Price:	$39,980
Est. Payment:	$729.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,859
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$39,980.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,406.84
Avg. DMV Fee	87.00
Cash Sale Price	$42,607.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,607.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Tremor

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This low mileage second hand 2025 Ford Maverick Tremor AWD pickup below 12,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now under $39K at State College Ford in State College, PA. ...View More Details

Sales Price:	$38,495
Est. Payment:	$702.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,239
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$38,495.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,317.74
Avg. DMV Fee	87.00
Cash Sale Price	$41,033.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,033.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV under 22,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $39K at State College Ford in State College, PA. ...View More Details

Sales Price:	$38,780
Est. Payment:	$707.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,137
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$38,780.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,334.84
Avg. DMV Fee	87.00
Cash Sale Price	$41,335.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,335.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This average mileage preowned 2022 Ford F-150 XLT 4X4 pickup below 75,000 miles, a transmission, and 27 MPG, 5.0L flexible engine is for sale right now under $36K at State College Ford in State College, PA. ...View More Details

Sales Price:	$35,590
Est. Payment:	$823.70 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,329
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$35,590.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,143.44
Avg. DMV Fee	87.00
Cash Sale Price	$37,954.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,954.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$823.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This low mileage preowned 2020 Ford F-150 XLT 4X4 pickup under 55,000 miles, a transmission, and 27 MPG, 2.7L gas engine is for sale right now below $37K at State College Ford in State College, PA. ...View More Details

Sales Price:	$36,495
Est. Payment:	$714.47 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,970
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,197.74
Avg. DMV Fee	87.00
Cash Sale Price	$38,913.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,913.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$714.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage preowned 2025 Hyundai TUCSON Hybrid SEL Convenience AWD SUV below 0,000 miles, a transmission, and 27 MPG, 1.6L hybrid engine is for sale right now below $38K at Blaise Alexander Hyundai in State College, PA. ...View More Details

Sales Price:	$37,638
Est. Payment:	$686.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$37,638.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,266.32
Avg. DMV Fee	87.00
Cash Sale Price	$40,125.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,125.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$686.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,638.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Mazda CX-50 2.5 S Premium

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This low mileage second hand 2026 Mazda CX-50 2.5 S Premium AWD SUV under 0,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $36K at Blaise Alexander Mazda in State College, PA. ...View More Details

Sales Price:	$35,154
Est. Payment:	$641.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	State College, PA

Item	Amount
Used Car Price⁽¹⁾	$35,154.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,117.28
Avg. DMV Fee	87.00
Cash Sale Price	$37,492.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,492.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$641.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,154.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in State College, PA

State College, PA Secondhand Used Vehicles Priced Below $40,000

2026 Ford Escape ST-Line Elite

2025 Ford Bronco Sport Badlands

2022 Ford Explorer Timberline

2022 Ford F-150 XLT

2025 Ford Maverick Tremor

2025 Ford Explorer Active

2022 Ford F-150 XLT

2020 Ford F-150 XLT

2025 Hyundai TUCSON Hybrid SEL Convenience

2026 Mazda CX-50 2.5 S Premium

Used Cars under $40,000 for Sale in State College, PA

State College, PA Secondhand Used Vehicles Priced Below $40,000

2026 Ford Escape ST-Line Elite

Ford Escape ST-Line Elite

2026 Ford Escape ST-Line Elite Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford Maverick Tremor

Ford Maverick Tremor

2025 Ford Maverick Tremor Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2025 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2025 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2026 Mazda CX-50 2.5 S Premium

Mazda CX-50 2.5 S Premium

2026 Mazda CX-50 2.5 S Premium Car Loan Estimate

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