Reading, PA Used Pickups Under $40,000 |with Payments|

2025 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 5,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$36,988
Est. Payment:	$674.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,962
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,227.32
Avg. DMV Fee	87.00
Cash Sale Price	$39,436.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,436.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Off-Road

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This low mileage preowned 2023 Toyota Tacoma TRD Off-Road 4X4 pickup under 19,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,500
Est. Payment:	$684.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,322
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,258.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,979.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,979.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

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This low mileage preowned 2022 Ram 1500 Lone Star 4X4 pickup below 42,000 miles, a transmission, and 25 MPG, 5.7L gas engine is for sale right now under $36K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$35,500
Est. Payment:	$647.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,514
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,138.04
Avg. DMV Fee	87.00
Cash Sale Price	$37,859.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,859.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$647.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4X4 pickup under 36,000 miles, a transmission, and 25 MPG, 3.5L hybrid engine is for sale right now under $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$38,000
Est. Payment:	$693.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,616
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,288.04
Avg. DMV Fee	87.00
Cash Sale Price	$40,509.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,509.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$693.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4X2 pickup under 50,000 miles, a transmission, and 25 MPG, 5.0L gas engine is for sale right now under $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,500
Est. Payment:	$734.03 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,262
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,258.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,979.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,979.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$734.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$36,405
Est. Payment:	$664.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,405.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,192.34
Avg. DMV Fee	87.00
Cash Sale Price	$38,818.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,818.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,940
Est. Payment:	$655.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,940.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,164.44
Avg. DMV Fee	87.00
Cash Sale Price	$38,325.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,325.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$655.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,910
Est. Payment:	$655.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,910.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,162.64
Avg. DMV Fee	87.00
Cash Sale Price	$38,293.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,293.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$655.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $38K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$37,670
Est. Payment:	$687.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,670.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,268.24
Avg. DMV Fee	87.00
Cash Sale Price	$40,159.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,159.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,670.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup below 0,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,940
Est. Payment:	$655.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,940.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,164.44
Avg. DMV Fee	87.00
Cash Sale Price	$38,325.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,325.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$655.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

2023 Toyota Tacoma TRD Off-Road

2022 Ram 1500 Lone Star

2022 Ford F-150 XLT

2024 Ford F-150 XLT

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

Used Pickups under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Pickups Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2023 Toyota Tacoma TRD Off-Road Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

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