Reading, PA Used Pickups Under $40,000 |with Payments|

2024 GMC Sierra 1500 Elevation Standard

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This low mileage used 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup below 33,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $39K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$39,000
Est. Payment:	$711.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,263
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,348.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,569.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,569.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$711.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator Big Bear

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This low mileage preowned 2025 Jeep Gladiator Big Bear 4x4 pickup under 4,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $40K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$39,500
Est. Payment:	$720.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,889
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,378.04
Avg. DMV Fee	87.00
Cash Sale Price	$42,099.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,099.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

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This low mileage preowned 2022 Ram 1500 Lone Star 4x4 pickup under 5,000 miles, automatic transmission, and 25 MPG, 5.7L gas engine is for sale right now under $40K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$39,500
Est. Payment:	$720.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,118
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,378.04
Avg. DMV Fee	87.00
Cash Sale Price	$42,099.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,099.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.38

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

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This below average mileage second hand 2021 GMC Sierra 1500 AT4 4x4 pickup below 65,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now under $39K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$815.14 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,954
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,318.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,039.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,039.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$815.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage preowned 2024 Chevrolet Colorado Z71 4x4 pickup under 21,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $39K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$702.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,655
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,318.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,039.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,039.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 24,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $37K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$36,500
Est. Payment:	$665.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,064
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,198.04
Avg. DMV Fee	87.00
Cash Sale Price	$38,919.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,919.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage preowned 2022 Ford F-150 Platinum 4x4 pickup under 36,000 miles, automatic transmission, and 25 MPG, 3.5L hybrid engine is for sale right now under $40K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$729.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,616
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,408.04
Avg. DMV Fee	87.00
Cash Sale Price	$42,629.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,945
Est. Payment:	$655.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,945.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,164.74
Avg. DMV Fee	87.00
Cash Sale Price	$38,330.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,330.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$655.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,945.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage preowned 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,940
Est. Payment:	$655.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,940.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,164.44
Avg. DMV Fee	87.00
Cash Sale Price	$38,325.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,325.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$655.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup under 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $38K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$37,670
Est. Payment:	$687.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,670.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,268.24
Avg. DMV Fee	87.00
Cash Sale Price	$40,159.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,159.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,670.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Pickups Priced Below $40,000

2024 GMC Sierra 1500 Elevation Standard

2025 Jeep Gladiator Big Bear

2022 Ram 1500 Lone Star

2021 GMC Sierra 1500 AT4

2024 Chevrolet Colorado Z71

2023 Ford F-150 XL

2022 Ford F-150 Platinum

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL

Used Pickups under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Pickups Priced Below $40,000

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2025 Jeep Gladiator Big Bear

Jeep Gladiator Big Bear

2025 Jeep Gladiator Big Bear Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

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