Reading, PA Used Cars Under $40,000 |with Payments|

2024 Hyundai PALISADE Limited

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This low mileage certified second hand 2024 Hyundai PALISADE Limited AWD SUV under 45,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $37K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$36,855
Est. Payment:	$672.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,943
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,855.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,219.34
Avg. DMV Fee	87.00
Cash Sale Price	$39,295.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,295.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified used 2025 Hyundai TUCSON Limited AWD SUV under 2,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now under $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,988
Est. Payment:	$729.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,076
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,407.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,616.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Plug-In Hybrid Limited

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This low mileage second hand 2023 Chrysler Pacifica Plug-In Hybrid Limited FWD minivan below 30,000 miles, automatic transmission, and 19 MPG, 3.6L hybrid engine is for sale right now below $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,998
Est. Payment:	$656.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,731
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,167.92
Avg. DMV Fee	87.00
Cash Sale Price	$38,386.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,386.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Limited AWD SUV under 4,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now below $37K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$36,988
Est. Payment:	$674.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,217
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,227.32
Avg. DMV Fee	87.00
Cash Sale Price	$39,436.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,436.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

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This low mileage certified preowned 2023 Hyundai PALISADE XRT AWD SUV under 12,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now below $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,888
Est. Payment:	$727.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,721
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,401.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,510.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,510.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$727.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

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This low mileage second hand 2022 Ram 1500 Lone Star 4x4 pickup below 5,000 miles, automatic transmission, and 19 MPG, 5.7L gas engine is for sale right now under $40K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$39,500
Est. Payment:	$720.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,118
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,378.04
Avg. DMV Fee	87.00
Cash Sale Price	$42,099.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,099.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage second hand 2023 Ford Explorer Timberline AWD SUV below 29,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $39K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$38,494
Est. Payment:	$702.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,731
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,494.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,317.68
Avg. DMV Fee	87.00
Cash Sale Price	$41,032.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,032.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT4 Sport

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This low mileage second hand 2024 Cadillac XT4 Sport FWD SUV under 9,000 miles, automatic transmission, and 19 MPG, 2.0L gas engine is for sale right now below $39K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$702.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,077
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,318.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,039.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,039.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

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This low mileage used 2024 Ford Bronco Big Bend 4x4 SUV under 15,000 miles, transmission, and 19 MPG, 2.3L gas engine is for sale right now under $40K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$729.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,098
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,408.04
Avg. DMV Fee	87.00
Cash Sale Price	$42,629.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

⇩ View Seller Description

This low mileage used 2024 Chevrolet Colorado Z71 4x4 pickup under 21,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $39K at Tom Masano Ford Lincoln in Reading, PA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$702.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,655
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,318.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,039.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,039.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

2025 Hyundai TUCSON Limited

2023 Chrysler Pacifica Plug-In Hybrid Limited

2025 Hyundai TUCSON Limited

2023 Hyundai PALISADE XRT

2022 Ram 1500 Lone Star

2023 Ford Explorer Timberline

2024 Cadillac XT4 Sport

2024 Ford Bronco Big Bend

2024 Chevrolet Colorado Z71

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2023 Chrysler Pacifica Plug-In Hybrid Limited

Chrysler Pacifica Plug-In Hybrid Limited

2023 Chrysler Pacifica Plug-In Hybrid Limited Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2024 Cadillac XT4 Sport

Cadillac XT4 Sport

2024 Cadillac XT4 Sport Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

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