Reading, PA Used Cars Under $40,000 |with Payments|

2025 Hyundai TUCSON Limited

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This low mileage used 2025 Hyundai TUCSON Limited AWD SUV below 2,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,988
Est. Payment:	$729.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,078
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,407.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,616.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup below 5,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$36,988
Est. Payment:	$674.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,962
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,227.32
Avg. DMV Fee	87.00
Cash Sale Price	$39,436.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,436.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage preowned 2025 Hyundai TUCSON Limited AWD SUV under 4,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,888
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,217
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,161.32
Avg. DMV Fee	87.00
Cash Sale Price	$38,270.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

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This low mileage used 2023 Hyundai PALISADE XRT AWD SUV under 12,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,888
Est. Payment:	$727.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,722
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,401.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,510.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,510.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$727.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage second hand 2022 Lincoln Aviator Reserve AWD SUV below 57,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $36K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$36,000
Est. Payment:	$704.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,485
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,168.04
Avg. DMV Fee	87.00
Cash Sale Price	$38,389.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,389.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$704.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC60 B5 Plus Dark Theme

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This low mileage used 2025 Volvo XC60 B5 Plus Dark Theme AWD SUV under 20,000 miles, a transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $37K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,000
Est. Payment:	$675.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,984
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,228.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,449.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,449.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$675.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/A-SPEC

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This low mileage preowned 2023 Acura RDX SH-AWD w/A-SPEC AWD SUV under 14,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $39K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$39,000
Est. Payment:	$711.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,712
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,348.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,569.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,569.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

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This low mileage used 2023 Ford Mustang Mach-E GT AWD SUV under 17,000 miles, a transmission, and 0.0L electric engine is for sale right now below $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,500
Est. Payment:	$684.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,015
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,258.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,979.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,979.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival EX

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This low mileage preowned 2025 Kia Carnival EX FWD mini-van under 27,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$35,500
Est. Payment:	$647.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,011
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,138.04
Avg. DMV Fee	87.00
Cash Sale Price	$37,859.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,859.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$647.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Off-Road

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This low mileage used 2023 Toyota Tacoma TRD Off-Road 4X4 pickup under 19,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,500
Est. Payment:	$684.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,322
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,258.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,979.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,979.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.10

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Limited

2025 Hyundai SANTA CRUZ XRT

2025 Hyundai TUCSON Limited

2023 Hyundai PALISADE XRT

2022 Lincoln Aviator Reserve

2025 Volvo XC60 B5 Plus Dark Theme

2023 Acura RDX SH-AWD w/A-SPEC

2023 Ford Mustang Mach-E GT

2025 Kia Carnival EX

2023 Toyota Tacoma TRD Off-Road

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2025 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2025 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2023 Acura RDX SH-AWD w/A-SPEC

Acura RDX SH-AWD w/A-SPEC

2023 Acura RDX SH-AWD w/A-SPEC Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2025 Kia Carnival EX

Kia Carnival EX

2025 Kia Carnival EX Car Loan Estimate

2023 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2023 Toyota Tacoma TRD Off-Road Car Loan Estimate

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