Reading, PA Used Cars Under $40,000 |with Payments|

2025 Hyundai TUCSON Limited

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This low mileage certified used 2025 Hyundai TUCSON Limited AWD SUV below 4,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$36,988
Est. Payment:	$674.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,215
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,227.32
Avg. DMV Fee	87.00
Cash Sale Price	$39,436.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,436.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

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This low mileage certified used 2023 Hyundai PALISADE XRT AWD SUV under 12,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,888
Est. Payment:	$727.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,721
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,401.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,510.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,510.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Limited AWD SUV under 2,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,988
Est. Payment:	$729.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,077
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,407.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,616.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 27,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $40K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$40,000
Est. Payment:	$729.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,664
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,408.04
Avg. DMV Fee	87.00
Cash Sale Price	$42,629.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage preowned 2022 Ford Explorer ST AWD SUV under 34,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $39K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$39,000
Est. Payment:	$711.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,864
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,348.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,569.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,569.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation Standard

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This low mileage second hand 2024 GMC Sierra 1500 Elevation Standard 4x4 pickup below 33,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $40K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$39,800
Est. Payment:	$725.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,263
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,800.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,396.04
Avg. DMV Fee	87.00
Cash Sale Price	$42,417.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,417.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage second hand 2024 Chevrolet Colorado Z71 4x4 pickup under 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$702.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,655
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,318.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,039.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,039.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 35,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$36,000
Est. Payment:	$656.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,583
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,168.04
Avg. DMV Fee	87.00
Cash Sale Price	$38,389.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,389.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$656.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 29,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$39,000
Est. Payment:	$711.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,984
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,348.04
Avg. DMV Fee	87.00
Cash Sale Price	$41,569.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,569.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$711.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 48,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,000
Est. Payment:	$675.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,722
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,228.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,449.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,449.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Limited

2023 Hyundai PALISADE XRT

2025 Hyundai TUCSON Limited

2025 Ford Explorer ST-Line

2022 Ford Explorer ST

2024 GMC Sierra 1500 Elevation Standard

2024 Chevrolet Colorado Z71

2023 Ford F-150 XLT

2023 Ford F-150 XL

2023 Ford F-150 XL

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2024 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2024 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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