Reading, PA Used Cars Under $40,000 |with Payments|

2025 Hyundai SANTA CRUZ XRT

⇩ View Seller Description

This low mileage second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup under 5,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now below $37K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$36,988
Est. Payment:	$674.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,962
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,227.32
Avg. DMV Fee	87.00
Cash Sale Price	$39,436.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,436.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$674.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage used 2023 Hyundai PALISADE XRT AWD SUV below 12,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now under $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,888
Est. Payment:	$727.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,722
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,888.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,401.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,510.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,510.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage second hand 2025 Hyundai TUCSON Limited AWD SUV below 4,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now below $36K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$35,888
Est. Payment:	$654.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,217
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,161.32
Avg. DMV Fee	87.00
Cash Sale Price	$38,270.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,270.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage used 2025 Hyundai TUCSON Limited AWD SUV under 2,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now under $40K at Seidel Hyundai in Reading, PA. ...View More Details

Sales Price:	$39,988
Est. Payment:	$729.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,078
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,407.32
Avg. DMV Fee	87.00
Cash Sale Price	$42,616.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,616.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4X2 pickup under 50,000 miles, a transmission, and 18 MPG, 5.0L gas engine is for sale right now below $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,500
Est. Payment:	$734.03 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,262
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,258.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,979.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,979.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$734.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage used 2023 Ford Mustang Mach-E GT AWD SUV under 17,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$37,500
Est. Payment:	$684.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,015
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,258.04
Avg. DMV Fee	87.00
Cash Sale Price	$39,979.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,979.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2022 Ford F-150 XLT 4X4 pickup under 36,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $38K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$38,000
Est. Payment:	$693.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,616
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,288.04
Avg. DMV Fee	87.00
Cash Sale Price	$40,509.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,509.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$693.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Luxe

⇩ View Seller Description

This low mileage preowned 2023 INFINITI QX60 Luxe AWD SUV below 30,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now below $36K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$35,500
Est. Payment:	$647.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,916
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,138.04
Avg. DMV Fee	87.00
Cash Sale Price	$37,859.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,859.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage preowned 2023 Ford Bronco Big Bend 4X4 SUV below 37,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $37K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$36,500
Est. Payment:	$665.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,106
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,198.04
Avg. DMV Fee	87.00
Cash Sale Price	$38,919.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,919.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$665.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Lone Star

⇩ View Seller Description

This low mileage preowned 2022 Ram 1500 Lone Star 4X4 pickup under 42,000 miles, a transmission, and 18 MPG, 5.7L gas engine is for sale right now below $36K at Tom Masano Ford in Reading, PA. ...View More Details

Sales Price:	$35,500
Est. Payment:	$647.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,514
Location:	Reading, PA

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,138.04
Avg. DMV Fee	87.00
Cash Sale Price	$37,859.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,859.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$647.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

2023 Hyundai PALISADE XRT

2025 Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited

2024 Ford F-150 XLT

2023 Ford Mustang Mach-E GT

2022 Ford F-150 XLT

2023 INFINITI QX60 Luxe

2023 Ford Bronco Big Bend

2022 Ram 1500 Lone Star

Used Cars under $40,000 for Sale in Reading, PA

Reading, PA Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 INFINITI QX60 Luxe

INFINITI QX60 Luxe

2023 INFINITI QX60 Luxe Car Loan Estimate

2023 Ford Bronco Big Bend

Ford Bronco Big Bend

2023 Ford Bronco Big Bend Car Loan Estimate

2022 Ram 1500 Lone Star

Ram 1500 Lone Star

2022 Ram 1500 Lone Star Car Loan Estimate

Customize Payments

Find Financing

Customize Payments