Pennsylvania Used Cars Under $40,000 |with Payments|

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup below 28,000 miles, automatic transmission, and 40 MPG, 5.7L hybrid engine is for sale right now under $39K at Diehl Hyundai in Sharon, PA. ...View More Details

Sales Price:	$38,858
Est. Payment:	$708.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,017
Location:	Sharon, PA

Item	Amount
Used Car Price⁽¹⁾	$38,858.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,339.52
Avg. DMV Fee	87.00
Cash Sale Price	$41,418.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,418.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,858.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon

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This low mileage used 2025 Jeep Wrangler Rubicon 4x4 SUV under 31,000 miles, automatic transmission, and 40 MPG, 2.0L gas engine is for sale right now under $38K at Faulkner Hyundai in Philadelphia, PA. ...View More Details

Sales Price:	$37,800
Est. Payment:	$689.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,052
Location:	Philadelphia, PA

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,276.04
Avg. DMV Fee	87.00
Cash Sale Price	$40,297.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,297.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 6 SEL

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This low mileage used 2024 Hyundai IONIQ 6 SEL AWD sedan below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $38K at Brown-Daub Hyundai in Easton, PA. ...View More Details

Sales Price:	$37,998
Est. Payment:	$693.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Easton, PA

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,287.92
Avg. DMV Fee	87.00
Cash Sale Price	$40,506.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,506.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride SX

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This low mileage second hand 2022 Kia Telluride SX AWD SUV below 60,000 miles, automatic transmission, and 40 MPG, 3.8L gas engine is for sale right now below $36K at Mike Kelly Hyundai in Butler, PA. ...View More Details

Sales Price:	$35,201
Est. Payment:	$689.29 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,627
Location:	Butler, PA

Item	Amount
Used Car Price⁽¹⁾	$35,201.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,120.10
Avg. DMV Fee	87.00
Cash Sale Price	$37,542.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,542.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$689.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,201.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV below 16,000 miles, automatic transmission, and 40 MPG, 2.5L gas engine is for sale right now under $36K at Conicelli Hyundai in Conshohocken, PA. ...View More Details

Sales Price:	$35,995
Est. Payment:	$656.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,397
Location:	Conshohocken, PA

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,167.74
Avg. DMV Fee	87.00
Cash Sale Price	$38,383.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,383.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2023 Hyundai PALISADE Calligraphy AWD SUV under 37,000 miles, automatic transmission, and 40 MPG, 3.8L gas engine is for sale right now below $38K at Lehigh Valley Hyundai in Emmaus, PA. ...View More Details

Sales Price:	$37,495
Est. Payment:	$684.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,935
Location:	Emmaus, PA

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,257.74
Avg. DMV Fee	87.00
Cash Sale Price	$39,973.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,973.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 2,000 miles, automatic transmission, and 40 MPG, 2.5L gas engine is for sale right now under $40K at Wright Hyundai in Wexford, PA. ...View More Details

Sales Price:	$39,775
Est. Payment:	$725.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,454
Location:	Wexford, PA

Item	Amount
Used Car Price⁽¹⁾	$39,775.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,394.54
Avg. DMV Fee	87.00
Cash Sale Price	$42,390.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,390.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage certified second hand 2024 Hyundai PALISADE SEL AWD SUV under 11,000 miles, automatic transmission, and 40 MPG, 3.8L gas engine is for sale right now below $37K at Faulkner Hyundai in Harrisburg, PA. ...View More Details

Sales Price:	$36,899
Est. Payment:	$673.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,566
Location:	Harrisburg, PA

Item	Amount
Used Car Price⁽¹⁾	$36,899.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,221.98
Avg. DMV Fee	87.00
Cash Sale Price	$39,341.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,341.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV below 20,000 miles, automatic transmission, and 40 MPG, 2.5L gas engine is for sale right now under $36K at Sunbury Motors Hyundai in Sunbury, PA. ...View More Details

Sales Price:	$35,796
Est. Payment:	$653.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,694
Location:	Sunbury, PA

Item	Amount
Used Car Price⁽¹⁾	$35,796.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,155.80
Avg. DMV Fee	87.00
Cash Sale Price	$38,172.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,172.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$653.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,796.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid XSE

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This low mileage second hand 2024 Toyota RAV4 Hybrid XSE AWD SUV under 31,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $39K at Bowser Hyundai in Beaver Falls, PA. ...View More Details

Sales Price:	$38,678
Est. Payment:	$705.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,421
Location:	Beaver Falls, PA

Item	Amount
Used Car Price⁽¹⁾	$38,678.00
Avg. Dealer Doc Fee	134.00
PA Sales Tax (6%)	2,328.72
Avg. DMV Fee	87.00
Cash Sale Price	$41,227.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,227.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,678.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Pennsylvania

Pennsylvania Secondhand Used Vehicles Priced Below $40,000

2023 Ram 1500 Big Horn

2025 Jeep Wrangler Rubicon

2024 Hyundai IONIQ 6 SEL

2022 Kia Telluride SX

2026 Hyundai SANTA FE SEL

2023 Hyundai PALISADE Calligraphy

2026 Hyundai SANTA FE SEL

2024 Hyundai PALISADE SEL

2026 Hyundai SANTA FE SEL

2024 Toyota RAV4 Hybrid XSE

Pennsylvania Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Pennsylvania

Pennsylvania Secondhand Used Vehicles Priced Below $40,000

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2025 Jeep Wrangler Rubicon Car Loan Estimate

2024 Hyundai IONIQ 6 SEL

Hyundai IONIQ 6 SEL

2024 Hyundai IONIQ 6 SEL Car Loan Estimate

2022 Kia Telluride SX

Kia Telluride SX

2022 Kia Telluride SX Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2024 Toyota RAV4 Hybrid XSE Car Loan Estimate

Pennsylvania Areas with Used Cars for Sale Below $40,000

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