Rhode Island Used Cars Under $550 a Month. Finance Payments Below $550

2025 Hyundai SONATA SEL Convenience

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This low mileage certified used 2025 Hyundai SONATA SEL Convenience FWD sedan below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $29K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$28,810
Est. Payment:	$532.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$28,810.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	2,032.10
Avg. DMV Fee	32.00
Cash Sale Price	$31,094.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,094.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$532.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,810.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage X-Pro

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This low mileage preowned 2023 Kia Sportage X-Pro AWD SUV under 56,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $26K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$25,900
Est. Payment:	$513.73 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,539
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$25,900.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	1,828.40
Avg. DMV Fee	32.00
Cash Sale Price	$27,980.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,980.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$513.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SE

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This low mileage certified preowned 2026 Hyundai SONATA SE FWD sedan under 4,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $28K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$27,795
Est. Payment:	$513.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,412
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$27,795.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	1,961.05
Avg. DMV Fee	32.00
Cash Sale Price	$30,008.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,008.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$513.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ Limited

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This low mileage certified preowned 2023 Hyundai SANTA CRUZ Limited AWD pickup below 41,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $29K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$28,590
Est. Payment:	$528.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,158
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$28,590.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	2,016.70
Avg. DMV Fee	32.00
Cash Sale Price	$30,858.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,858.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$528.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SEL Sport

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This low mileage certified second hand 2026 Hyundai SONATA SEL Sport FWD sedan below 3,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $30K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$29,795
Est. Payment:	$550.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,265
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$29,795.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	2,101.05
Avg. DMV Fee	32.00
Cash Sale Price	$32,148.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,148.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$550.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Lincoln MKX Reserve

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This high mileage preowned 2017 Lincoln MKX Reserve AWD SUV under 101,000 miles, automatic transmission, and 22 MPG, 3.7L gas engine is for sale right now below $16K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$15,900
Est. Payment:	$534.60 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,830
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$15,900.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	1,128.40
Avg. DMV Fee	32.00
Cash Sale Price	$17,280.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,280.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$534.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SE

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This low mileage certified preowned 2026 Hyundai SONATA SE FWD sedan under 3,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $30K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$29,715
Est. Payment:	$548.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,448
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$29,715.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	2,095.45
Avg. DMV Fee	32.00
Cash Sale Price	$32,062.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,062.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$548.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,715.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SEL Premium

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This low mileage certified preowned 2026 Hyundai KONA SEL Premium AWD SUV under 4,000 miles, automatic transmission, and 22 MPG, 1.6L gas engine is for sale right now under $30K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$29,795
Est. Payment:	$550.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,049
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$29,795.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	2,101.05
Avg. DMV Fee	32.00
Cash Sale Price	$32,148.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,148.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$550.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This average mileage preowned 2025 Kia K4 LXS FWD sedan under 84,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now below $20K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$19,900
Est. Payment:	$517.59 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,611
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	1,408.40
Avg. DMV Fee	32.00
Cash Sale Price	$21,560.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,560.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$517.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE SEL

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This average mileage preowned 2021 Hyundai PALISADE SEL AWD SUV under 85,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $20K at Hyundai of Newport in Middletown, RI. ...View More Details

Sales Price:	$19,795
Est. Payment:	$514.89 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,844
Location:	Middletown, RI

Item	Amount
Used Car Price⁽¹⁾	$19,795.00
Avg. Dealer Doc Fee	220.00
RI Sales Tax (7%)	1,401.05
Avg. DMV Fee	32.00
Cash Sale Price	$21,448.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,448.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$514.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Rhode Island

Rhode Island Secondhand Used Vehicles with Payments Below $550 / Month

2025 Hyundai SONATA SEL Convenience

2023 Kia Sportage X-Pro

2026 Hyundai SONATA SE

2023 Hyundai SANTA CRUZ Limited

2026 Hyundai SONATA SEL Sport

2017 Lincoln MKX Reserve

2026 Hyundai SONATA SE

2026 Hyundai KONA SEL Premium

2025 Kia K4 LXS

2021 Hyundai PALISADE SEL

Rhode Island Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Rhode Island

Rhode Island Secondhand Used Vehicles with Payments Below $550 / Month

2025 Hyundai SONATA SEL Convenience

Hyundai SONATA SEL Convenience

2025 Hyundai SONATA SEL Convenience Car Loan Estimate

2023 Kia Sportage X-Pro

Kia Sportage X-Pro

2023 Kia Sportage X-Pro Car Loan Estimate

2026 Hyundai SONATA SE

Hyundai SONATA SE

2026 Hyundai SONATA SE Car Loan Estimate

2023 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2023 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SONATA SEL Sport

Hyundai SONATA SEL Sport

2026 Hyundai SONATA SEL Sport Car Loan Estimate

2017 Lincoln MKX Reserve

Lincoln MKX Reserve

2017 Lincoln MKX Reserve Car Loan Estimate

2026 Hyundai SONATA SE

Hyundai SONATA SE

2026 Hyundai SONATA SE Car Loan Estimate

2026 Hyundai KONA SEL Premium

Hyundai KONA SEL Premium

2026 Hyundai KONA SEL Premium Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2021 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2021 Hyundai PALISADE SEL Car Loan Estimate

Rhode Island Areas with Used Cars for Sale Below $550 / Month

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