Rapid City, SD Area Used Cars Under $40,000

2025 Hyundai PALISADE XRT

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This low mileage used 2025 Hyundai PALISADE XRT AWD SUV under 9,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $39K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$38,999
Est. Payment:	$713.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,905
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,543.32
Avg. DMV Fee	48.00
Cash Sale Price	$41,719.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,719.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage preowned 2023 Hyundai PALISADE Calligraphy AWD SUV below 42,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $37K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$36,999
Est. Payment:	$677.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,700
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,413.32
Avg. DMV Fee	48.00
Cash Sale Price	$39,589.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,589.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage preowned 2026 Hyundai TUCSON Hybrid SEL Convenience AWD SUV under 21,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $36K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$35,504
Est. Payment:	$650.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,936
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$35,504.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,316.15
Avg. DMV Fee	48.00
Cash Sale Price	$37,997.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,997.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,504.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup below 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$36,999
Est. Payment:	$677.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,694
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,413.32
Avg. DMV Fee	48.00
Cash Sale Price	$39,589.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,589.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$677.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage preowned 2025 Hyundai PALISADE SEL Premium AWD SUV below 17,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $38K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$37,999
Est. Payment:	$695.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,883
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,478.32
Avg. DMV Fee	48.00
Cash Sale Price	$40,654.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,654.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This average mileage used 2021 Ram 1500 Laramie 4x4 pickup below 74,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $36K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$35,499
Est. Payment:	$824.52 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,167
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$35,499.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,315.82
Avg. DMV Fee	48.00
Cash Sale Price	$37,991.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,991.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$824.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner SR5 Premium

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This average mileage second hand 2021 Toyota 4Runner SR5 Premium 4x4 SUV under 79,000 miles, automatic transmission, and 24 MPG, 4.0L gas engine is for sale right now under $36K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$35,999
Est. Payment:	$836.07 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,699
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,348.32
Avg. DMV Fee	48.00
Cash Sale Price	$38,524.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,524.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$836.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Mojave

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This low mileage used 2023 Jeep Gladiator Mojave 4x4 pickup below 50,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$35,999
Est. Payment:	$707.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,001
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,348.32
Avg. DMV Fee	48.00
Cash Sale Price	$38,524.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,524.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$707.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 42,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $39K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$38,499
Est. Payment:	$704.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,425
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,510.82
Avg. DMV Fee	48.00
Cash Sale Price	$41,186.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,186.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LTZ

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This below average mileage second hand 2022 Chevrolet Silverado 1500 Limited LTZ 4x4 pickup below 63,000 miles, automatic transmission, and 24 MPG, 3.0L diesel engine is for sale right now below $39K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$38,999
Est. Payment:	$828.65 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,831
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	129.00
SD Sales Tax (6.5%)	2,543.32
Avg. DMV Fee	48.00
Cash Sale Price	$41,719.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,719.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$828.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rapid City Area

Metro Rapid City Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE XRT

2023 Hyundai PALISADE Calligraphy

2026 Hyundai TUCSON Hybrid SEL Convenience

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai PALISADE SEL Premium

2021 Ram 1500 Laramie

2021 Toyota 4Runner SR5 Premium

2023 Jeep Gladiator Mojave

2023 Ford F-150 XLT

2022 Chevrolet Silverado 1500 Limited LTZ

Greater Rapid City Area Cities with Used Cars for Sale Below $40K

Metro Rapid City Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rapid City Area

Metro Rapid City Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2026 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2021 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2021 Toyota 4Runner SR5 Premium Car Loan Estimate

2023 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2023 Jeep Gladiator Mojave Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited LTZ

Chevrolet Silverado 1500 Limited LTZ

2022 Chevrolet Silverado 1500 Limited LTZ Car Loan Estimate

Greater Rapid City Area Cities with Used Cars for Sale Below $40K

Metro Rapid City Area Counties with Used Cars for Sale Below $40,000

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