Jackson, TN Used Cars Under $40,000 |with Payments|

2026 GMC Terrain Denali

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This low mileage preowned 2026 GMC Terrain Denali 4x4 SUV under 8,000 miles, automatic transmission, and 18 MPG, 1.5L gas engine is for sale right now under $40K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$39,718
Est. Payment:	$757.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,305
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,718.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,021.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,274.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,274.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,718.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus NX 250 Base

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This low mileage second hand 2024 Lexus NX 250 Base FWD wagon under 41,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $37K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$36,618
Est. Payment:	$699.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,601
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$36,618.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,711.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,864.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,864.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,618.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This average mileage second hand 2023 Ford F-150 XL 4x4 pickup below 76,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now below $38K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$37,428
Est. Payment:	$906.20 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,791
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$37,428.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,792.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,755.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,755.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$906.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 2500HD Work Truck

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This high mileage preowned 2024 Chevrolet Silverado 2500HD Work Truck 4x4 pickup below 101,000 miles, automatic transmission, and 18 MPG, 6.6L gas engine is for sale right now below $38K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$37,188
Est. Payment:	$1283.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,190
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$37,188.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,768.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,491.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,491.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1283.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,188.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Armada SV

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This low mileage used 2023 Nissan Armada SV 4x4 SUV below 26,000 miles, automatic transmission, and 18 MPG, 5.6L gas engine is for sale right now below $39K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$38,688
Est. Payment:	$738.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,482
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$38,688.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,918.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,141.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,141.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage used 2025 Genesis GV70 2.5T Standard AWD SUV under 30,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $37K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$36,998
Est. Payment:	$706.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,854
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,282.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,282.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage used 2022 Ram 1500 Big Horn 4x4 pickup below 23,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $40K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$39,545
Est. Payment:	$754.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,054
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,545.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,004.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,084.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,084.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$754.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LTZ

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This average mileage used 2023 Chevrolet Silverado 1500 LTZ 4x4 pickup below 88,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $38K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$37,648
Est. Payment:	$1008.22 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,000
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$37,648.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,814.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,997.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,997.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1008.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,648.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Armada SV

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This low mileage second hand 2024 Nissan Armada SV 4x4 SUV under 30,000 miles, automatic transmission, and 18 MPG, 5.6L gas engine is for sale right now under $40K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$39,238
Est. Payment:	$748.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,731
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,238.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,973.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,746.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,746.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,238.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited

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This average mileage second hand 2022 Ram 1500 Limited 4x4 pickup under 83,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $40K at Golden Circle Ford in Jackson, TN. ...View More Details

Sales Price:	$39,648
Est. Payment:	$1061.04 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,263
Location:	Jackson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,648.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,014.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,197.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,197.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1061.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,648.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Jackson, TN

Jackson, TN Secondhand Used Vehicles Priced Below $40,000

2026 GMC Terrain Denali

2024 Lexus NX 250 Base

2023 Ford F-150 XL

2024 Chevrolet Silverado 2500HD Work Truck

2023 Nissan Armada SV

2025 Genesis GV70 2.5T Standard

2022 Ram 1500 Big Horn

2023 Chevrolet Silverado 1500 LTZ

2024 Nissan Armada SV

2022 Ram 1500 Limited

Used Cars under $40,000 for Sale in Jackson, TN

Jackson, TN Secondhand Used Vehicles Priced Below $40,000

2026 GMC Terrain Denali

GMC Terrain Denali

2026 GMC Terrain Denali Car Loan Estimate

2024 Lexus NX 250 Base

Lexus NX 250 Base

2024 Lexus NX 250 Base Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2024 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2023 Nissan Armada SV

Nissan Armada SV

2023 Nissan Armada SV Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2023 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2023 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2024 Nissan Armada SV

Nissan Armada SV

2024 Nissan Armada SV Car Loan Estimate

2022 Ram 1500 Limited

Ram 1500 Limited

2022 Ram 1500 Limited Car Loan Estimate

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