Nashville, TN Area Used Cars Under $40,000

2025 Nissan Frontier PRO-4X

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This low mileage preowned 2025 Nissan Frontier PRO-4X 4X4 pickup under 24,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now under $39K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$38,923
Est. Payment:	$742.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,185
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$38,923.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,942.30
Avg. DMV Fee	35.00
Cash Sale Price	$43,400.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,400.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This average mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 75,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now under $38K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$37,195
Est. Payment:	$900.64 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,464
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,195.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,769.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,499.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,499.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$900.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru WRX Limited

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This low mileage second hand 2026 Subaru WRX Limited AWD sedan under 0,000 miles, m transmission, and 18 MPG, 2.4L gas engine is for sale right now under $38K at Town and Country Ford-Nashville in Madison, TN. ...View More Details

Sales Price:	$37,826
Est. Payment:	$722.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	491
Location:	Madison, TN

Item	Amount
Used Car Price⁽¹⁾	$37,826.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,832.60
Avg. DMV Fee	35.00
Cash Sale Price	$42,193.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,193.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,826.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Frontier S

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This low mileage used 2025 Nissan Frontier S 4X4 pickup under 9,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now below $38K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$37,770
Est. Payment:	$720.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,810
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,770.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,827.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,132.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,132.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$720.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus RX 350 Base

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This above average mileage second hand 2022 Lexus RX 350 Base FWD SUV under 97,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now under $36K at Ford of Murfreesboro in Murfreesboro, TN. ...View More Details

Sales Price:	$35,713
Est. Payment:	$1075.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,116
Location:	Murfreesboro, TN

Item	Amount
Used Car Price⁽¹⁾	$35,713.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,621.30
Avg. DMV Fee	35.00
Cash Sale Price	$39,869.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,869.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1075.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,713.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage used 2025 Hyundai SANTA FE Calligraphy FWD SUV below 10,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now under $40K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$39,482
Est. Payment:	$753.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,590
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,482.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,998.20
Avg. DMV Fee	35.00
Cash Sale Price	$44,015.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,015.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,482.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup below 12,000 miles, a transmission, and 18 MPG, 3.6L hybrid engine is for sale right now under $39K at Hunt Ford Inc in Franklin, KY. ...View More Details

Sales Price:	$38,765
Est. Payment:	$739.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,584
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$38,765.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,926.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,226.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,226.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$739.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Navigator L Reserve

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This average mileage second hand 2020 Lincoln Navigator L Reserve 4X4 SUV under 84,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now below $36K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$35,848
Est. Payment:	$960.69 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,215
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$35,848.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,634.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,017.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,017.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$960.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 HD

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This low mileage used 2023 Ford Transit 350 HD RWD full-size below 22,000 miles, a transmission, and 18 MPG, 3.5L flexible engine is for sale right now under $39K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$38,998
Est. Payment:	$744.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,236
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,949.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,482.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,482.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner SR5

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This below average mileage second hand 2021 Toyota 4Runner SR5 4X4 SUV under 63,000 miles, a transmission, and 18 MPG, 4.0L gas engine is for sale right now below $36K at Pennyrile Ford in Hopkinsville, KY. ...View More Details

Sales Price:	$35,884
Est. Payment:	$795.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,334
Location:	Hopkinsville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,884.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,638.40
Avg. DMV Fee	35.00
Cash Sale Price	$40,057.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,057.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$795.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Nissan Frontier PRO-4X

2023 Ford F-150 XLT

2026 Subaru WRX Limited

2025 Nissan Frontier S

2022 Lexus RX 350 Base

2025 Hyundai SANTA FE Calligraphy

2025 Ram 1500 Big Horn

2020 Lincoln Navigator L Reserve

2023 Ford Transit 350 HD

2021 Toyota 4Runner SR5

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2025 Nissan Frontier PRO-4X Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2026 Subaru WRX Limited

Subaru WRX Limited

2026 Subaru WRX Limited Car Loan Estimate

2025 Nissan Frontier S

Nissan Frontier S

2025 Nissan Frontier S Car Loan Estimate

2022 Lexus RX 350 Base

Lexus RX 350 Base

2022 Lexus RX 350 Base Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2020 Lincoln Navigator L Reserve

Lincoln Navigator L Reserve

2020 Lincoln Navigator L Reserve Car Loan Estimate

2023 Ford Transit 350 HD

Ford Transit 350 HD

2023 Ford Transit 350 HD Car Loan Estimate

2021 Toyota 4Runner SR5

Toyota 4Runner SR5

2021 Toyota 4Runner SR5 Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

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