Nashville, TN Area Used Cars Under $40,000

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup below 12,000 miles, a transmission, and 3.6L hybrid engine is for sale right now below $39K at Hunt Ford Inc in Franklin, KY. ...View More Details

Sales Price:	$38,765
Est. Payment:	$739.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,584
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$38,765.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,926.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,226.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,226.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Gladiator Rubicon

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This below average mileage second hand 2021 Jeep Gladiator Rubicon 4X4 pickup below 70,000 miles, transmission, and 3.6L gas engine is for sale right now below $36K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$35,787
Est. Payment:	$793.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,641
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$35,787.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,628.70
Avg. DMV Fee	35.00
Cash Sale Price	$39,950.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,950.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$793.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,787.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost Premium

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This low mileage preowned 2025 Ford Mustang EcoBoost Premium RWD coupe below 5,000 miles, a transmission, and 2.3L gas engine is for sale right now under $39K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$38,479
Est. Payment:	$734.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,160
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,479.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,897.90
Avg. DMV Fee	35.00
Cash Sale Price	$42,911.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,911.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 48,000 miles, a transmission, and 2.7L gas engine is for sale right now under $40K at Russell Barnett Ford, Inc. in Winchester, TN. ...View More Details

Sales Price:	$39,488
Est. Payment:	$753.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,965
Location:	Winchester, TN

Item	Amount
Used Car Price⁽¹⁾	$39,488.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,998.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,021.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,021.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Pilot EX-L

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This average mileage preowned 2025 Honda Pilot EX-L FWD SUV below 84,000 miles, a transmission, and 3.5L gas engine is for sale right now under $37K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$36,380
Est. Payment:	$974.74 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,685
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,380.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,688.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,603.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,603.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$974.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,380.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 HD

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This low mileage used 2023 Ford Transit 350 HD RWD full-size under 22,000 miles, a transmission, and 3.5L flexible engine is for sale right now below $39K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$38,998
Est. Payment:	$744.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,236
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,949.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,482.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,482.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5

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This low mileage used 2023 Toyota 4Runner SR5 4X2 SUV under 54,000 miles, a transmission, and 4.0L gas engine is for sale right now under $37K at Al White Motors, Inc. in Manchester, TN. ...View More Details

Sales Price:	$36,767
Est. Payment:	$753.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,289
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$36,767.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,726.70
Avg. DMV Fee	35.00
Cash Sale Price	$41,028.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,028.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$753.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,767.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This average mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 75,000 miles, a transmission, and 3.5L gas engine is for sale right now below $38K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$37,195
Est. Payment:	$900.64 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,464
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,195.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,769.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,499.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,499.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$900.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

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This average mileage second hand 2021 GMC Sierra 1500 AT4 4X4 pickup below 90,000 miles, a transmission, and 5.3L gas engine is for sale right now under $37K at Ford of Murfreesboro in Murfreesboro, TN. ...View More Details

Sales Price:	$36,549
Est. Payment:	$979.20 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,918
Location:	Murfreesboro, TN

Item	Amount
Used Car Price⁽¹⁾	$36,549.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,704.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,788.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,788.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$979.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 2500HD Pro

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This average mileage second hand 2024 GMC Sierra 2500HD Pro 4X4 pickup below 85,000 miles, a transmission, and 6.6L gas engine is for sale right now under $40K at Two Rivers Ford Inc in Mount Juliet, TN. ...View More Details

Sales Price:	$39,688
Est. Payment:	$1062.10 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,201
Location:	Mount Juliet, TN

Item	Amount
Used Car Price⁽¹⁾	$39,688.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,018.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,241.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,241.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1062.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

2021 Jeep Gladiator Rubicon

2025 Ford Mustang EcoBoost Premium

2023 Ford F-150 XLT

2025 Honda Pilot EX-L

2023 Ford Transit 350 HD

2023 Toyota 4Runner SR5

2023 Ford F-150 XLT

2021 GMC Sierra 1500 AT4

2024 GMC Sierra 2500HD Pro

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2021 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2021 Jeep Gladiator Rubicon Car Loan Estimate

2025 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2025 Ford Mustang EcoBoost Premium Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Honda Pilot EX-L

Honda Pilot EX-L

2025 Honda Pilot EX-L Car Loan Estimate

2023 Ford Transit 350 HD

Ford Transit 350 HD

2023 Ford Transit 350 HD Car Loan Estimate

2023 Toyota 4Runner SR5

Toyota 4Runner SR5

2023 Toyota 4Runner SR5 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2024 GMC Sierra 2500HD Pro

GMC Sierra 2500HD Pro

2024 GMC Sierra 2500HD Pro Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

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