Nashville, TN Area Used Cars Under $40,000

2025 Ford Transit 250

⇩ View Seller Description

This low mileage used 2025 Ford Transit 250 RWD van below 10,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $38K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$37,675
Est. Payment:	$719.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,830
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$37,675.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,817.50
Avg. DMV Fee	35.00
Cash Sale Price	$42,027.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,027.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$719.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Mustang EcoBoost Premium

⇩ View Seller Description

This low mileage preowned 2026 Ford Mustang EcoBoost Premium RWD coupe below 7,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $37K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$36,587
Est. Payment:	$698.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,401
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$36,587.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,708.70
Avg. DMV Fee	35.00
Cash Sale Price	$40,830.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,830.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$698.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This high mileage preowned 2022 Ford F-150 XL 4x4 pickup below 119,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $37K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$36,598
Est. Payment:	$1263.54 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,757
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$36,598.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,709.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,842.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,842.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1263.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus NX 250 Base

⇩ View Seller Description

This low mileage used 2024 Lexus NX 250 Base FWD wagon below 41,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $36K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$35,928
Est. Payment:	$686.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,611
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$35,928.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,642.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,105.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,105.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Laramie Longhorn

⇩ View Seller Description

This average mileage second hand 2020 Ram 1500 Laramie Longhorn 4x4 pickup under 83,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $37K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$36,518
Est. Payment:	$978.38 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,677
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$36,518.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,701.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,754.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,754.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$978.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,518.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Limited

⇩ View Seller Description

This average mileage preowned 2021 Ford Expedition Limited 4x4 SUV below 73,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $38K at Two Rivers Ford in Mount Juliet, TN. ...View More Details

Sales Price:	$37,950
Est. Payment:	$918.66 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,050
Location:	Mount Juliet, TN

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,845.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,330.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,330.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$918.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier S

⇩ View Seller Description

This low mileage used 2023 Nissan Frontier S 4x4 pickup below 38,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $37K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$36,421
Est. Payment:	$695.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,652
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,421.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,692.10
Avg. DMV Fee	35.00
Cash Sale Price	$40,648.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,648.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,421.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 HD

⇩ View Seller Description

This low mileage preowned 2023 Ford Transit 350 HD RWD van under 22,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $39K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$38,998
Est. Payment:	$744.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,236
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,949.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,482.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,482.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus NX 350 Premium

⇩ View Seller Description

This low mileage preowned 2022 Lexus NX 350 Premium AWD wagon under 56,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $37K at Ford of Murfreesboro in Murfreesboro, TN. ...View More Details

Sales Price:	$36,521
Est. Payment:	$748.34 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,705
Location:	Murfreesboro, TN

Item	Amount
Used Car Price⁽¹⁾	$36,521.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,702.10
Avg. DMV Fee	35.00
Cash Sale Price	$40,758.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,758.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$748.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD LTZ

⇩ View Seller Description

This high mileage preowned 2020 Chevrolet Silverado 2500HD LTZ 4x4 pickup below 126,000 miles, automatic transmission, and 6.6L gas engine is for sale right now below $39K at Golden Circle Ford Parsons in Parsons, TN. ...View More Details

Sales Price:	$38,108
Est. Payment:	$1551.01 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,025
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$38,108.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,860.80
Avg. DMV Fee	35.00
Cash Sale Price	$42,503.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,503.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1551.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,108.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Ford Transit 250

2026 Ford Mustang EcoBoost Premium

2022 Ford F-150 XL

2024 Lexus NX 250 Base

2020 Ram 1500 Laramie Longhorn

2021 Ford Expedition Limited

2023 Nissan Frontier S

2023 Ford Transit 350 HD

2022 Lexus NX 350 Premium

2020 Chevrolet Silverado 2500HD LTZ

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2026 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2026 Ford Mustang EcoBoost Premium Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Lexus NX 250 Base

Lexus NX 250 Base

2024 Lexus NX 250 Base Car Loan Estimate

2020 Ram 1500 Laramie Longhorn

Ram 1500 Laramie Longhorn

2020 Ram 1500 Laramie Longhorn Car Loan Estimate

2021 Ford Expedition Limited

Ford Expedition Limited

2021 Ford Expedition Limited Car Loan Estimate

2023 Nissan Frontier S

Nissan Frontier S

2023 Nissan Frontier S Car Loan Estimate

2023 Ford Transit 350 HD

Ford Transit 350 HD

2023 Ford Transit 350 HD Car Loan Estimate

2022 Lexus NX 350 Premium

Lexus NX 350 Premium

2022 Lexus NX 350 Premium Car Loan Estimate

2020 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2020 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments