Nashville, TN Area Used Cars Under $40,000

2022 Ford Expedition XLT

⇩ View Seller Description

This below average mileage preowned 2022 Ford Expedition XLT 4x4 SUV below 69,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $39K at Reddick Brown Ford in Morrison, TN. ...View More Details

Sales Price:	$38,720
Est. Payment:	$857.61 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,233
Location:	Morrison, TN

Item	Amount
Used Car Price⁽¹⁾	$38,720.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,922.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,177.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,177.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$857.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5

⇩ View Seller Description

This low mileage used 2023 Toyota 4Runner SR5 RWD SUV below 54,000 miles, automatic transmission, and 19 MPG, 4.0L gas engine is for sale right now under $37K at Al White Motors in Manchester, TN. ...View More Details

Sales Price:	$36,767
Est. Payment:	$753.30 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,289
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$36,767.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,726.70
Avg. DMV Fee	35.00
Cash Sale Price	$41,028.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,028.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$753.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,767.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner SR5

⇩ View Seller Description

This below average mileage second hand 2021 Toyota 4Runner SR5 4x4 SUV under 63,000 miles, automatic transmission, and 19 MPG, 4.0L gas engine is for sale right now below $36K at Pennyrile Ford in Hopkinsville, KY. ...View More Details

Sales Price:	$35,884
Est. Payment:	$795.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,334
Location:	Hopkinsville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,884.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,638.40
Avg. DMV Fee	35.00
Cash Sale Price	$40,057.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,057.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$795.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner SR5

⇩ View Seller Description

This low mileage second hand 2021 Toyota 4Runner SR5 4x4 SUV under 22,000 miles, automatic transmission, and 19 MPG, 4.0L gas engine is for sale right now under $39K at Ford of Murfreesboro in Murfreesboro, TN. ...View More Details

Sales Price:	$38,664
Est. Payment:	$737.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,987
Location:	Murfreesboro, TN

Item	Amount
Used Car Price⁽¹⁾	$38,664.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,916.40
Avg. DMV Fee	35.00
Cash Sale Price	$43,115.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,115.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

⇩ View Seller Description

This low mileage preowned 2021 Ford F-150 Limited 4x4 pickup below 51,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $36K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$35,998
Est. Payment:	$737.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,377
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,182.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,182.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$737.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer Active RWD SUV below 26,000 miles, automatic transmission, and 19 MPG, 2.3L gas engine is for sale right now below $37K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$36,975
Est. Payment:	$705.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,739
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$36,975.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,747.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,257.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,257.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 HFE

⇩ View Seller Description

This low mileage used 2025 Ram 1500 HFE RWD pickup under 5,000 miles, automatic transmission, and 19 MPG, 3.6L hybrid engine is for sale right now below $40K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$39,745
Est. Payment:	$758.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,710
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$39,745.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,024.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,304.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,304.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$758.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,745.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage preowned 2024 Ford Bronco Big Bend 4x4 SUV under 20,000 miles, transmission, and 19 MPG, 2.3L gas engine is for sale right now below $39K at Sharp Motor Company in Pulaski, TN. ...View More Details

Sales Price:	$38,987
Est. Payment:	$743.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,872
Location:	Pulaski, TN

Item	Amount
Used Car Price⁽¹⁾	$38,987.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,948.70
Avg. DMV Fee	35.00
Cash Sale Price	$43,470.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,470.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

⇩ View Seller Description

This low mileage certified used 2025 Ford Transit 250 RWD van below 12,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $39K at Two Rivers Ford in Mount Juliet, TN. ...View More Details

Sales Price:	$38,550
Est. Payment:	$735.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,924
Location:	Mount Juliet, TN

Item	Amount
Used Car Price⁽¹⁾	$38,550.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,905.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,990.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,990.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

⇩ View Seller Description

This high mileage used 2022 Ford F-150 Platinum 4x4 pickup below 118,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $37K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$36,698
Est. Payment:	$1266.94 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,796
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$36,698.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,719.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,952.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,952.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1266.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2022 Ford Expedition XLT

2023 Toyota 4Runner SR5

2021 Toyota 4Runner SR5

2021 Toyota 4Runner SR5

2021 Ford F-150 Limited

2025 Ford Explorer Active

2025 Ram 1500 HFE

2024 Ford Bronco Big Bend

2025 Ford Transit 250

2022 Ford F-150 Platinum

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2022 Ford Expedition XLT

Ford Expedition XLT

2022 Ford Expedition XLT Car Loan Estimate

2023 Toyota 4Runner SR5

Toyota 4Runner SR5

2023 Toyota 4Runner SR5 Car Loan Estimate

2021 Toyota 4Runner SR5

Toyota 4Runner SR5

2021 Toyota 4Runner SR5 Car Loan Estimate

2021 Toyota 4Runner SR5

Toyota 4Runner SR5

2021 Toyota 4Runner SR5 Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Ram 1500 HFE

Ram 1500 HFE

2025 Ram 1500 HFE Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments