Nashville, TN Area Used Cars Under $40,000

2026 Ford Mustang EcoBoost Premium

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This low mileage preowned 2026 Ford Mustang EcoBoost Premium RWD coupe under 7,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $37K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$36,587
Est. Payment:	$698.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,401
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$36,587.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,708.70
Avg. DMV Fee	35.00
Cash Sale Price	$40,830.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,830.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This below average mileage preowned 2023 Ford F-150 XL 4x4 pickup below 60,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $36K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$35,458
Est. Payment:	$786.34 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,423
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$35,458.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,595.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,588.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,588.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$786.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,458.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage used 2025 Ford Bronco Big Bend 4x4 SUV below 28,000 miles, transmission, and 2.3L gas engine is for sale right now below $38K at Reddick Brown Ford in Morrison, TN. ...View More Details

Sales Price:	$37,490
Est. Payment:	$715.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,121
Location:	Morrison, TN

Item	Amount
Used Car Price⁽¹⁾	$37,490.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,799.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,824.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,824.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Sport

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This low mileage second hand 2023 Jeep Gladiator Sport 4x4 pickup under 23,000 miles, transmission, and 3.6L gas engine is for sale right now below $36K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$35,787
Est. Payment:	$683.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,592
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$35,787.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,628.70
Avg. DMV Fee	35.00
Cash Sale Price	$39,950.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,950.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,787.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage second hand 2022 Lincoln Aviator Reserve AWD SUV under 51,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $40K at Al White Motors in Manchester, TN. ...View More Details

Sales Price:	$39,995
Est. Payment:	$818.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,052
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$818.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Tundra SR5

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This low mileage used 2018 Toyota Tundra SR5 4x4 pickup below 58,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $36K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$35,998
Est. Payment:	$737.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,713
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,182.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,182.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$737.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This average mileage second hand 2023 Lincoln Aviator Reserve AWD SUV below 80,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $39K at Sharp Motor Company in Pulaski, TN. ...View More Details

Sales Price:	$38,987
Est. Payment:	$1043.58 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,488
Location:	Pulaski, TN

Item	Amount
Used Car Price⁽¹⁾	$38,987.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,948.70
Avg. DMV Fee	35.00
Cash Sale Price	$43,470.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,470.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1043.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo XC60 B5 Plus Dark Theme

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This low mileage preowned 2024 Volvo XC60 B5 Plus Dark Theme AWD SUV below 12,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $40K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$39,162
Est. Payment:	$747.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,799
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$39,162.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,966.20
Avg. DMV Fee	35.00
Cash Sale Price	$43,663.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,663.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,162.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Aviator Reserve

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This average mileage used 2023 Lincoln Aviator Reserve AWD SUV under 74,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $40K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$39,568
Est. Payment:	$957.29 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,052
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$39,568.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,006.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,109.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,109.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$957.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,568.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

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This low mileage preowned 2023 Ford Transit 350 XL RWD van below 45,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $38K at Russell Barnett Ford in Winchester, TN. ...View More Details

Sales Price:	$37,289
Est. Payment:	$711.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,374
Location:	Winchester, TN

Item	Amount
Used Car Price⁽¹⁾	$37,289.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,778.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,602.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,602.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$711.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,289.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2026 Ford Mustang EcoBoost Premium

2023 Ford F-150 XL

2025 Ford Bronco Big Bend

2023 Jeep Gladiator Sport

2022 Lincoln Aviator Reserve

2018 Toyota Tundra SR5

2023 Lincoln Aviator Reserve

2024 Volvo XC60 B5 Plus Dark Theme

2023 Lincoln Aviator Reserve

2023 Ford Transit 350 XL

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2026 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2026 Ford Mustang EcoBoost Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2023 Jeep Gladiator Sport

Jeep Gladiator Sport

2023 Jeep Gladiator Sport Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2018 Toyota Tundra SR5

Toyota Tundra SR5

2018 Toyota Tundra SR5 Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2024 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2024 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2023 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2023 Lincoln Aviator Reserve Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

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