Nashville, TN Area Used Cars Under $40,000

2026 Ford Mustang EcoBoost Premium

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This low mileage preowned 2026 Ford Mustang EcoBoost Premium RWD coupe under 7,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $37K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$36,587
Est. Payment:	$698.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,401
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$36,587.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,708.70
Avg. DMV Fee	35.00
Cash Sale Price	$40,830.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,830.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2024 Hyundai SANTA FE Calligraphy FWD SUV below 16,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $39K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$38,770
Est. Payment:	$739.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,102
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,770.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,927.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,232.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,232.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This average mileage preowned 2024 Jeep Wagoneer Series II RWD SUV under 74,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $36K at Al White Motors in Manchester, TN. ...View More Details

Sales Price:	$35,995
Est. Payment:	$871.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,986
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.50
Avg. DMV Fee	35.00
Cash Sale Price	$40,179.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,179.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$871.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This average mileage preowned 2024 Jeep Wagoneer L Series II 4x4 SUV under 75,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $39K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$38,198
Est. Payment:	$924.58 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,261
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$38,198.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,869.80
Avg. DMV Fee	35.00
Cash Sale Price	$42,602.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,602.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$924.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Armada SV

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This low mileage used 2024 Nissan Armada SV 4x4 SUV below 30,000 miles, automatic transmission, and 5.6L gas engine is for sale right now below $38K at Golden Circle Ford Parsons in Parsons, TN. ...View More Details

Sales Price:	$37,228
Est. Payment:	$710.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,731
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$37,228.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,772.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,535.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,535.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,228.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This low mileage preowned 2024 Ram 1500 Big Horn 4x4 pickup below 41,000 miles, automatic transmission, and 3.6L hybrid engine is for sale right now under $38K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$37,787
Est. Payment:	$721.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,159
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$37,787.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,828.70
Avg. DMV Fee	35.00
Cash Sale Price	$42,150.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,150.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,787.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 RST

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This low mileage second hand 2021 Chevrolet Silverado 1500 RST 4x4 pickup below 59,000 miles, automatic transmission, and 3.0L diesel engine is for sale right now below $40K at Golden Circle Ford Parsons in Parsons, TN. ...View More Details

Sales Price:	$39,538
Est. Payment:	$809.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,624
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$39,538.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,003.80
Avg. DMV Fee	35.00
Cash Sale Price	$44,076.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,076.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$809.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,538.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty Lariat

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This average mileage preowned 2023 Ford F-250 Super Duty Lariat 4x4 pickup under 74,000 miles, automatic transmission, and 7.3L gas engine is for sale right now under $40K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$39,995
Est. Payment:	$967.48 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,115
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$967.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-250 Super Duty King Ranch

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This high mileage preowned 2018 Ford F-250 Super Duty King Ranch 4x4 pickup below 154,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $40K at Joe Mahan Ford in Paris, TN. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1626.75 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	153,746
Location:	Paris, TN

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1626.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Express 3500

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This low mileage used 2022 Chevrolet Express 3500 RWD van under 58,000 miles, automatic transmission, and 6.6L gas engine is for sale right now below $39K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$38,487
Est. Payment:	$788.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,992
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$38,487.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,898.70
Avg. DMV Fee	35.00
Cash Sale Price	$42,920.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,920.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$788.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2026 Ford Mustang EcoBoost Premium

2024 Hyundai SANTA FE Calligraphy

2024 Jeep Wagoneer Series II

2024 Jeep Wagoneer L Series II

2024 Nissan Armada SV

2024 Ram 1500 Big Horn

2021 Chevrolet Silverado 1500 RST

2023 Ford F-250 Super Duty Lariat

2018 Ford F-250 Super Duty King Ranch

2022 Chevrolet Express 3500

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2026 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2026 Ford Mustang EcoBoost Premium Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2024 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2024 Jeep Wagoneer L Series II Car Loan Estimate

2024 Nissan Armada SV

Nissan Armada SV

2024 Nissan Armada SV Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

2021 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2021 Chevrolet Silverado 1500 RST Car Loan Estimate

2023 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2023 Ford F-250 Super Duty Lariat Car Loan Estimate

2018 Ford F-250 Super Duty King Ranch

Ford F-250 Super Duty King Ranch

2018 Ford F-250 Super Duty King Ranch Car Loan Estimate

2022 Chevrolet Express 3500

Chevrolet Express 3500

2022 Chevrolet Express 3500 Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

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