Nashville, TN Area Used Cars Under $40,000

2021 Ford F-150 Platinum

⇩ View Seller Description

This high mileage preowned 2021 Ford F-150 Platinum 4X4 pickup under 116,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $39K at Town and Country Ford-Nashville in Madison, TN. ...View More Details

Sales Price:	$38,864
Est. Payment:	$1340.65 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,618
Location:	Madison, TN

Item	Amount
Used Car Price⁽¹⁾	$38,864.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,936.40
Avg. DMV Fee	35.00
Cash Sale Price	$43,335.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,335.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1340.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,864.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty XL

⇩ View Seller Description

This above average mileage used 2024 Ford F-350 Super Duty XL 4X4 pickup under 99,000 miles, a transmission, and 25 MPG, 7.3L gas engine is for sale right now under $38K at Hunt Ford Inc in Franklin, KY. ...View More Details

Sales Price:	$37,995
Est. Payment:	$1143.15 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,486
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,849.50
Avg. DMV Fee	35.00
Cash Sale Price	$42,379.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,379.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1143.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sport

⇩ View Seller Description

This low mileage used 2023 Jeep Wrangler Sport 4X4 SUV under 41,000 miles, transmission, and 25 MPG, 3.6L gas engine is for sale right now below $40K at Pennyrile Ford in Hopkinsville, KY. ...View More Details

Sales Price:	$39,190
Est. Payment:	$747.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,827
Location:	Hopkinsville, KY

Item	Amount
Used Car Price⁽¹⁾	$39,190.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,969.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,694.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,694.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer XLT AWD SUV under 20,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $39K at Pennyrile Ford in Hopkinsville, KY. ...View More Details

Sales Price:	$38,724
Est. Payment:	$738.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,290
Location:	Hopkinsville, KY

Item	Amount
Used Car Price⁽¹⁾	$38,724.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,922.40
Avg. DMV Fee	35.00
Cash Sale Price	$43,181.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,181.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Escape Hybrid Platinum

⇩ View Seller Description

This low mileage second hand 2026 Ford Escape Hybrid Platinum AWD SUV below 1,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now under $40K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$39,587
Est. Payment:	$755.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	967
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$39,587.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,008.70
Avg. DMV Fee	35.00
Cash Sale Price	$44,130.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,130.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$755.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

⇩ View Seller Description

This low mileage second hand 2025 Jeep Wrangler Sahara 4X4 SUV under 31,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at Hunt Ford Inc in Franklin, KY. ...View More Details

Sales Price:	$35,765
Est. Payment:	$683.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,041
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$35,765.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,626.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,926.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,926.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series 430i

⇩ View Seller Description

This low mileage used 2024 BMW 4 Series 430i RWD convertible under 52,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at Town and Country Ford-Nashville in Madison, TN. ...View More Details

Sales Price:	$35,105
Est. Payment:	$719.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,034
Location:	Madison, TN

Item	Amount
Used Car Price⁽¹⁾	$35,105.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,560.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,200.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,200.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$719.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,105.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride SX X-Line

⇩ View Seller Description

This low mileage second hand 2023 Kia Telluride SX X-Line AWD SUV below 29,000 miles, a transmission, and 25 MPG, 3.8L gas engine is for sale right now under $39K at Bates Ford in Lebanon, TN. ...View More Details

Sales Price:	$38,987
Est. Payment:	$743.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,662
Location:	Lebanon, TN

Item	Amount
Used Car Price⁽¹⁾	$38,987.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,948.70
Avg. DMV Fee	35.00
Cash Sale Price	$43,470.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,470.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$743.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series 430i

⇩ View Seller Description

This low mileage preowned 2024 BMW 4 Series 430i RWD convertible under 42,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at Golden Circle Ford, Parsons in Parsons, TN. ...View More Details

Sales Price:	$35,188
Est. Payment:	$672.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,708
Location:	Parsons, TN

Item	Amount
Used Car Price⁽¹⁾	$35,188.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,568.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,291.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,291.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,188.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo XC60 B5 Plus Dark Theme

⇩ View Seller Description

This low mileage second hand 2024 Volvo XC60 B5 Plus Dark Theme AWD SUV below 12,000 miles, a transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $40K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$39,162
Est. Payment:	$747.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,799
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$39,162.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,966.20
Avg. DMV Fee	35.00
Cash Sale Price	$43,663.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,663.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,162.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 Platinum

2024 Ford F-350 Super Duty XL

2023 Jeep Wrangler Sport

2024 Ford Explorer XLT

2026 Ford Escape Hybrid Platinum

2025 Jeep Wrangler Sahara

2024 BMW 4 Series 430i

2023 Kia Telluride SX X-Line

2024 BMW 4 Series 430i

2024 Volvo XC60 B5 Plus Dark Theme

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2021 Ford F-150 Platinum

Ford F-150 Platinum

2021 Ford F-150 Platinum Car Loan Estimate

2024 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2024 Ford F-350 Super Duty XL Car Loan Estimate

2023 Jeep Wrangler Sport

Jeep Wrangler Sport

2023 Jeep Wrangler Sport Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2026 Ford Escape Hybrid Platinum

Ford Escape Hybrid Platinum

2026 Ford Escape Hybrid Platinum Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2024 BMW 4 Series 430i

BMW 4 Series 430i

2024 BMW 4 Series 430i Car Loan Estimate

2023 Kia Telluride SX X-Line

Kia Telluride SX X-Line

2023 Kia Telluride SX X-Line Car Loan Estimate

2024 BMW 4 Series 430i

BMW 4 Series 430i

2024 BMW 4 Series 430i Car Loan Estimate

2024 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2024 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments