Nashville, TN Area Used Cars Under $40,000

2025 Chevrolet Express 2500

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This low mileage second hand 2025 Chevrolet Express 2500 RWD van below 14,000 miles, automatic transmission, and 20 MPG, 4.3L gas engine is for sale right now under $36K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$35,765
Est. Payment:	$683.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,189
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$35,765.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,626.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,926.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,926.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,765.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volvo XC60 B5 Plus Dark Theme

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This low mileage preowned 2024 Volvo XC60 B5 Plus Dark Theme AWD SUV below 12,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $40K at Russell Barnett Ford of Tullahoma in Tullahoma, TN. ...View More Details

Sales Price:	$39,162
Est. Payment:	$747.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,799
Location:	Tullahoma, TN

Item	Amount
Used Car Price⁽¹⁾	$39,162.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,966.20
Avg. DMV Fee	35.00
Cash Sale Price	$43,663.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,663.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,162.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty Lariat

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This average mileage second hand 2023 Ford F-250 Super Duty Lariat 4x4 pickup below 74,000 miles, automatic transmission, and 20 MPG, 7.3L gas engine is for sale right now under $40K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$39,995
Est. Payment:	$967.48 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,115
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$967.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner SR5

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This below average mileage used 2021 Toyota 4Runner SR5 4x4 SUV under 63,000 miles, automatic transmission, and 20 MPG, 4.0L gas engine is for sale right now under $36K at Pennyrile Ford in Hopkinsville, KY. ...View More Details

Sales Price:	$35,884
Est. Payment:	$795.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,334
Location:	Hopkinsville, KY

Item	Amount
Used Car Price⁽¹⁾	$35,884.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,638.40
Avg. DMV Fee	35.00
Cash Sale Price	$40,057.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,057.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$795.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Titan Platinum Reserve

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This below average mileage used 2024 Nissan Titan Platinum Reserve 4x4 pickup under 64,000 miles, automatic transmission, and 20 MPG, 5.6L gas engine is for sale right now under $39K at Jenkins & Wynne Ford in Clarksville, TN. ...View More Details

Sales Price:	$38,669
Est. Payment:	$856.49 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,818
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,669.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,916.90
Avg. DMV Fee	35.00
Cash Sale Price	$43,120.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,120.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$856.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,669.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup under 47,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Al White Motors in Manchester, TN. ...View More Details

Sales Price:	$38,967
Est. Payment:	$743.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,168
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$38,967.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,946.70
Avg. DMV Fee	35.00
Cash Sale Price	$43,448.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,448.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active RWD SUV below 26,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $37K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$36,975
Est. Payment:	$705.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,739
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$36,975.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,747.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,257.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,257.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage used 2022 Lincoln Aviator Reserve AWD SUV below 51,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now below $40K at Al White Motors in Manchester, TN. ...View More Details

Sales Price:	$39,995
Est. Payment:	$818.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,052
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$818.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage second hand 2025 Ford Transit 250 RWD van below 11,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Hunt Ford Chrysler in Franklin, KY. ...View More Details

Sales Price:	$37,675
Est. Payment:	$719.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,326
Location:	Franklin, KY

Item	Amount
Used Car Price⁽¹⁾	$37,675.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,817.50
Avg. DMV Fee	35.00
Cash Sale Price	$42,027.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,027.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$719.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 26,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Al White Motors in Manchester, TN. ...View More Details

Sales Price:	$38,767
Est. Payment:	$739.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,506
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$38,767.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,926.70
Avg. DMV Fee	35.00
Cash Sale Price	$43,228.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,228.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,767.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Express 2500

2024 Volvo XC60 B5 Plus Dark Theme

2023 Ford F-250 Super Duty Lariat

2021 Toyota 4Runner SR5

2024 Nissan Titan Platinum Reserve

2023 Ford F-150 Lariat

2025 Ford Explorer Active

2022 Lincoln Aviator Reserve

2025 Ford Transit 250

2023 Ford F-150 XL

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Nashville Area

Metro Nashville Secondhand Used Vehicles Priced Below $40,000

2025 Chevrolet Express 2500

Chevrolet Express 2500

2025 Chevrolet Express 2500 Car Loan Estimate

2024 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2024 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2023 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2023 Ford F-250 Super Duty Lariat Car Loan Estimate

2021 Toyota 4Runner SR5

Toyota 4Runner SR5

2021 Toyota 4Runner SR5 Car Loan Estimate

2024 Nissan Titan Platinum Reserve

Nissan Titan Platinum Reserve

2024 Nissan Titan Platinum Reserve Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Nashville Area Cities with Used Cars for Sale Below $40K

Metro Nashville Area Counties with Used Cars for Sale Below $40,000

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