Amarillo, TX Area Used Cars Under $40,000

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 43,000 miles, a transmission, and 27 MPG, 3.5L gas engine is for sale right now under $38K at Hamilton Ford in Clovis, NM. ...View More Details

Sales Price:	$37,987
Est. Payment:	$956.65 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	42,788
Location:	Clovis, NM
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,987.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.30
Avg. DMV Fee	94.00
Cash Sale Price	$41,377.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,063.95
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$956.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 35,000 miles, a transmission, and 27 MPG, 2.7L gas engine is for sale right now below $39K at Group 1 Ford of Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$38,991
Est. Payment:	$981.94 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	35,465
Location:	Amarillo, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.13
Avg. DMV Fee	94.00
Cash Sale Price	$42,464.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,149.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$981.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Bronco Base Advanced

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This average mileage preowned 2022 Ford Bronco Base Advanced 4X4 SUV under 77,000 miles, a transmission, and 27 MPG, 2.7L gas engine is for sale right now under $39K at Hamilton Ford in Clovis, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$1,163.95 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	77,200
Location:	Clovis, NM
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.46
Avg. DMV Fee	94.00
Cash Sale Price	$42,468.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,153.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$1,163.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 3500HD Work Truck

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This low mileage used 2022 Chevrolet Silverado 3500HD Work Truck 4X2 pickup under 46,000 miles, a transmission, and 27 MPG, 6.6L gas engine is for sale right now below $38K at Whiteface Ford in Hereford, TX. ...View More Details

Sales Price:	$37,999
Est. Payment:	$956.95 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	46,000
Location:	Hereford, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,147.29
Avg. DMV Fee	94.00
Cash Sale Price	$41,390.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,076.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$956.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Toyota RAV4 Hybrid XLE

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This low mileage preowned 2025 Toyota RAV4 Hybrid XLE AWD SUV under 34,000 miles, cvt transmission, and 27 MPG, 2.5L hybrid engine is for sale right now below $38K at Hamilton Ford in Clovis, NM. ...View More Details

Sales Price:	$37,995
Est. Payment:	$956.85 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,004
Location:	Clovis, NM
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.96
Avg. DMV Fee	94.00
Cash Sale Price	$41,385.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,072.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$956.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Chevrolet Colorado ZR2

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This low mileage used 2020 Chevrolet Colorado ZR2 4X4 pickup under 58,000 miles, a transmission, and 27 MPG, 3.6L gas engine is for sale right now below $36K at Hamilton Ford in Clovis, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$951.50 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	57,695
Location:	Clovis, NM
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,220.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$38,910.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$951.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 34,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now under $40K at Group 1 Ford of Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1,007.12 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,045
Location:	Amarillo, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.63
Avg. DMV Fee	94.00
Cash Sale Price	$43,546.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$43,230.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,007.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ram 1500 Lone Star

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This low mileage preowned 2023 Ram 1500 Lone Star 4X4 pickup under 30,000 miles, a transmission, and 27 MPG, 3.6L hybrid engine is for sale right now below $37K at Hamilton Ford in Clovis, NM. ...View More Details

Sales Price:	$36,737
Est. Payment:	$925.17 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	30,127
Location:	Clovis, NM
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,737.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,043.18
Avg. DMV Fee	94.00
Cash Sale Price	$40,024.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,712.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$925.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,737.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 GMC Canyon AT4X

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This below average mileage second hand 2024 GMC Canyon AT4X 4X4 pickup below 69,000 miles, a transmission, and 27 MPG, 2.7L gas engine is for sale right now below $40K at Group 1 Ford of Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1,118.09 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,549
Location:	Amarillo, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.63
Avg. DMV Fee	94.00
Cash Sale Price	$43,546.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$43,230.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$1,118.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Lexus ES 350 Base

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This low mileage preowned 2023 Lexus ES 350 Base FWD sedan below 39,000 miles, a transmission, and 27 MPG, 3.5L gas engine is for sale right now under $40K at Group 1 Ford of Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1,007.12 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	38,597
Location:	Amarillo, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.63
Avg. DMV Fee	94.00
Cash Sale Price	$43,546.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$43,230.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,007.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Amarillo Area

Metro Amarillo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2022 Ford Bronco Base Advanced

2022 Chevrolet Silverado 3500HD Work Truck

2025 Toyota RAV4 Hybrid XLE

2020 Chevrolet Colorado ZR2

2025 Ford Explorer ST-Line

2023 Ram 1500 Lone Star

2024 GMC Canyon AT4X

2023 Lexus ES 350 Base

Greater Amarillo Area Cities with Used Cars for Sale Below $40K

Metro Amarillo Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Amarillo Area

Metro Amarillo Secondhand Used Vehicles Priced Below $40,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Finance Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Poor Credit Auto Loan Estimate

2022 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2022 Ford Bronco Base Advanced Poor Credit Car Loan Estimate

2022 Chevrolet Silverado 3500HD Work Truck

Chevrolet Silverado 3500HD Work Truck

2022 Chevrolet Silverado 3500HD Work Truck Poor Credit Car Finance Estimate

2025 Toyota RAV4 Hybrid XLE

Toyota RAV4 Hybrid XLE

2025 Toyota RAV4 Hybrid XLE Poor Credit Car Finance Estimate

2020 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2020 Chevrolet Colorado ZR2 Poor Credit Car Finance Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Poor Credit Car Loan Estimate

2023 Ram 1500 Lone Star

Ram 1500 Lone Star

2023 Ram 1500 Lone Star Poor Credit Auto Finance Estimate

2024 GMC Canyon AT4X

GMC Canyon AT4X

2024 GMC Canyon AT4X Poor Credit Auto Loan Estimate

2023 Lexus ES 350 Base

Lexus ES 350 Base

2023 Lexus ES 350 Base Poor Credit Auto Finance Estimate

Greater Amarillo Area Cities with Used Cars for Sale Below $40K

Metro Amarillo Area Counties with Used Cars for Sale Below $40,000

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