Hutto, TX Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV under 6,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,903
Est. Payment:	$724.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,873
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,903.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,221.87
Avg. DMV Fee	94.00
Cash Sale Price	$42,368.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,368.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Dodge Durango GT Plus America250 Edition

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This low mileage used 2026 Dodge Durango GT Plus America250 Edition AWD SUV under 8,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,905
Est. Payment:	$725.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,344
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,905.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,222.04
Avg. DMV Fee	94.00
Cash Sale Price	$42,371.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,371.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LTZ

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This average mileage used 2022 Chevrolet Silverado 1500 LTZ 4x4 pickup below 70,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,410
Est. Payment:	$907.93 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,474
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,410.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,181.20
Avg. DMV Fee	94.00
Cash Sale Price	$41,835.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,835.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$907.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5 Premium

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This below average mileage second hand 2022 Toyota 4Runner SR5 Premium 4x4 SUV under 67,000 miles, automatic transmission, and 21 MPG, 4.0L gas engine is for sale right now under $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,610
Est. Payment:	$835.26 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,943
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,610.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,197.70
Avg. DMV Fee	94.00
Cash Sale Price	$42,051.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,051.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$835.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage used 2022 Ram 1500 Laramie 4x4 pickup under 38,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now below $40K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$39,310
Est. Payment:	$732.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,991
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$39,310.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,255.45
Avg. DMV Fee	94.00
Cash Sale Price	$42,809.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,809.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,310.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This average mileage second hand 2023 Ford F-150 Lariat 4x4 pickup under 71,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $36K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,910
Est. Payment:	$849.19 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,130
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,910.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,974.95
Avg. DMV Fee	94.00
Cash Sale Price	$39,128.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,128.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$849.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Mustang GT

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This low mileage used 2018 Ford Mustang GT RWD coupe below 46,000 miles, transmission, and 21 MPG, 5.0L gas engine is for sale right now under $39K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$38,922
Est. Payment:	$725.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,036
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$38,922.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,223.44
Avg. DMV Fee	94.00
Cash Sale Price	$42,389.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,389.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz C-Class C 300 4MATIC

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This low mileage preowned 2023 Mercedes-Benz C-Class C 300 4MATIC AWD sedan below 30,000 miles, automatic transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $37K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$36,910
Est. Payment:	$688.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,846
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$36,910.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,057.45
Avg. DMV Fee	94.00
Cash Sale Price	$40,211.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,211.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This average mileage second hand 2021 Ram 1500 Laramie 4x4 pickup below 83,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now under $36K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,908
Est. Payment:	$939.30 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,782
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,908.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,974.79
Avg. DMV Fee	94.00
Cash Sale Price	$39,126.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,126.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$939.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This low mileage used 2021 Ford Explorer ST AWD SUV below 51,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $35K at Covert Ford of Hutto in Hutto, TX. ...View More Details

Sales Price:	$35,000
Est. Payment:	$700.34 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,674
Location:	Hutto, TX

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,899.88
Avg. DMV Fee	94.00
Cash Sale Price	$38,143.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,143.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$700.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Hutto, TX

Hutto, TX Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE XRT

2026 Dodge Durango GT Plus America250 Edition

2022 Chevrolet Silverado 1500 LTZ

2022 Toyota 4Runner SR5 Premium

2022 Ram 1500 Laramie

2023 Ford F-150 Lariat

2018 Ford Mustang GT

2023 Mercedes-Benz C-Class C 300 4MATIC

2021 Ram 1500 Laramie

2021 Ford Explorer ST

Used Cars under $40,000 for Sale in Hutto, TX

Hutto, TX Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Dodge Durango GT Plus America250 Edition

Dodge Durango GT Plus America250 Edition

2026 Dodge Durango GT Plus America250 Edition Car Loan Estimate

2022 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2022 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2022 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2022 Toyota 4Runner SR5 Premium Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2018 Ford Mustang GT

Ford Mustang GT

2018 Ford Mustang GT Car Loan Estimate

2023 Mercedes-Benz C-Class C 300 4MATIC

Mercedes-Benz C-Class C 300 4MATIC

2023 Mercedes-Benz C-Class C 300 4MATIC Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

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