Gainesville, TX Used Cars Under $40,000 |with Payments|

2022 Ram 1500 Limited

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This average mileage used 2022 Ram 1500 Limited RWD pickup below 70,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now below $36K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$35,750
Est. Payment:	$845.43 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,330
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,961.75
Avg. DMV Fee	94.00
Cash Sale Price	$38,955.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,955.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$845.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This high mileage second hand 2021 Ford F-150 Limited 4x4 pickup under 124,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$36,500
Est. Payment:	$1451.16 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	123,642
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,023.63
Avg. DMV Fee	94.00
Cash Sale Price	$39,767.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,767.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1451.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sport S

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This low mileage used 2024 Jeep Wrangler Sport S 4x4 SUV under 4,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now under $36K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$36,000
Est. Payment:	$671.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,904
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.38
Avg. DMV Fee	94.00
Cash Sale Price	$39,226.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,226.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage used 2025 Chevrolet Traverse LT FWD SUV below 16,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $37K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$36,500
Est. Payment:	$680.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,519
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,023.63
Avg. DMV Fee	94.00
Cash Sale Price	$39,767.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,767.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$680.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 2500 Tradesman

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This low mileage used 2019 Ram 2500 Tradesman RWD pickup under 30,000 miles, automatic transmission, and 23 MPG, 6.7L diesel engine is for sale right now below $36K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$35,250
Est. Payment:	$657.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,333
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,920.50
Avg. DMV Fee	94.00
Cash Sale Price	$38,414.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,414.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner TRD Off-Road

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This below average mileage preowned 2022 Toyota 4Runner TRD Off-Road 4x4 SUV below 66,000 miles, automatic transmission, and 23 MPG, 4.0L gas engine is for sale right now below $38K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$37,750
Est. Payment:	$816.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,661
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$37,750.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,126.75
Avg. DMV Fee	94.00
Cash Sale Price	$41,120.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,120.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$816.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 2500HD Work Truck

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This low mileage used 2025 Chevrolet Silverado 2500HD Work Truck RWD pickup below 17,000 miles, automatic transmission, and 23 MPG, 6.6L gas engine is for sale right now under $39K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$38,500
Est. Payment:	$717.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,904
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.63
Avg. DMV Fee	94.00
Cash Sale Price	$41,932.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,932.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$717.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage second hand 2023 Chevrolet Traverse High Country 4x4 SUV under 44,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $39K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$38,500
Est. Payment:	$717.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,769
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.63
Avg. DMV Fee	94.00
Cash Sale Price	$41,932.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,932.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$717.53

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Rubicon

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This low mileage second hand 2022 Jeep Gladiator Rubicon 4x4 pickup under 46,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now under $40K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$40,000
Est. Payment:	$745.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,517
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.38
Avg. DMV Fee	94.00
Cash Sale Price	$43,556.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,556.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 51,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $40K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$39,250
Est. Payment:	$784.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,120
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$39,250.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,250.50
Avg. DMV Fee	94.00
Cash Sale Price	$42,744.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,744.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$784.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Gainesville, TX

Gainesville, TX Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Limited

2021 Ford F-150 Limited

2024 Jeep Wrangler Sport S

2025 Chevrolet Traverse LT

2019 Ram 2500 Tradesman

2022 Toyota 4Runner TRD Off-Road

2025 Chevrolet Silverado 2500HD Work Truck

2023 Chevrolet Traverse High Country

2022 Jeep Gladiator Rubicon

2024 Ford F-150 XLT

Used Cars under $40,000 for Sale in Gainesville, TX

Gainesville, TX Secondhand Used Vehicles Priced Below $40,000

2022 Ram 1500 Limited

Ram 1500 Limited

2022 Ram 1500 Limited Car Loan Estimate

2021 Ford F-150 Limited

Ford F-150 Limited

2021 Ford F-150 Limited Car Loan Estimate

2024 Jeep Wrangler Sport S

Jeep Wrangler Sport S

2024 Jeep Wrangler Sport S Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2019 Ram 2500 Tradesman

Ram 2500 Tradesman

2019 Ram 2500 Tradesman Car Loan Estimate

2022 Toyota 4Runner TRD Off-Road

Toyota 4Runner TRD Off-Road

2022 Toyota 4Runner TRD Off-Road Car Loan Estimate

2025 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2025 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2022 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2022 Jeep Gladiator Rubicon Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

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