Gainesville, TX Used Cars Under $40,000 |with Payments|

2025 Chevrolet Silverado 2500HD Work Truck

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This low mileage used 2025 Chevrolet Silverado 2500HD Work Truck RWD pickup below 17,000 miles, automatic transmission, and 18 MPG, 6.6L gas engine is for sale right now below $40K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$40,000
Est. Payment:	$745.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,904
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.38
Avg. DMV Fee	94.00
Cash Sale Price	$43,556.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,556.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$745.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Limited

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This high mileage second hand 2021 Ford F-150 Limited 4x4 pickup below 108,000 miles, automatic transmission, and 18 MPG, 3.5L hybrid engine is for sale right now below $38K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$37,500
Est. Payment:	$1263.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,463
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,106.13
Avg. DMV Fee	94.00
Cash Sale Price	$40,850.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,850.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1263.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sahara

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This low mileage second hand 2024 Jeep Wrangler Sahara 4x4 SUV under 41,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $35K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$35,000
Est. Payment:	$652.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,144
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,899.88
Avg. DMV Fee	94.00
Cash Sale Price	$38,143.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,143.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited

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This average mileage second hand 2022 Ram 1500 Limited RWD pickup under 70,000 miles, automatic transmission, and 18 MPG, 3.0L diesel engine is for sale right now under $38K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$37,500
Est. Payment:	$886.55 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,330
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,106.13
Avg. DMV Fee	94.00
Cash Sale Price	$40,850.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,850.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$886.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Corsair Premiere

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This low mileage second hand 2025 Lincoln Corsair Premiere FWD SUV below 14,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $36K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$35,500
Est. Payment:	$661.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,998
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,941.13
Avg. DMV Fee	94.00
Cash Sale Price	$38,685.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,685.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This low mileage preowned 2023 Ram 1500 Laramie 4x4 pickup under 59,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $40K at Glenn Polk Ford in Gainesville, TX. ...View More Details

Sales Price:	$39,250
Est. Payment:	$784.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,279
Location:	Gainesville, TX

Item	Amount
Used Car Price⁽¹⁾	$39,250.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,250.50
Avg. DMV Fee	94.00
Cash Sale Price	$42,744.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,744.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$784.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Gainesville, TX