Garland, TX Used Cars Under $40,000 |with Payments|

2024 Ford Expedition MAX XLT

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This average mileage certified used 2024 Ford Expedition MAX XLT RWD SUV under 72,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$38,524
Est. Payment:	$910.60 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,517
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$38,524.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,190.61
Avg. DMV Fee	94.00
Cash Sale Price	$41,958.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,958.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$910.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This below average mileage second hand 2024 Jeep Wagoneer Series II RWD SUV under 66,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $37K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$36,827
Est. Payment:	$796.92 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,495
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$36,827.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,050.60
Avg. DMV Fee	94.00
Cash Sale Price	$40,121.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,121.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$796.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,827.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage certified used 2023 Ford F-150 Platinum 4x4 pickup under 43,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $38K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$37,646
Est. Payment:	$701.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,383
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$37,646.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,118.17
Avg. DMV Fee	94.00
Cash Sale Price	$41,008.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,008.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,646.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Gladiator Rubicon

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This low mileage second hand 2020 Jeep Gladiator Rubicon 4x4 pickup below 20,000 miles, transmission, and 21 MPG, 3.6L gas engine is for sale right now below $36K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$35,992
Est. Payment:	$671.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,082
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$35,992.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.72
Avg. DMV Fee	94.00
Cash Sale Price	$39,217.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,217.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This average mileage preowned 2022 Ford F-150 Limited 4x4 pickup under 89,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now below $39K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$38,131
Est. Payment:	$997.07 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,874
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$38,131.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,158.18
Avg. DMV Fee	94.00
Cash Sale Price	$41,533.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,533.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$997.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,131.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified second hand 2023 Ford F-150 XL RWD pickup under 38,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $36K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$35,895
Est. Payment:	$669.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,325
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$35,895.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,973.71
Avg. DMV Fee	94.00
Cash Sale Price	$39,112.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,112.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage certified second hand 2025 Ford F-150 XLT RWD pickup under 27,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $39K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$38,277
Est. Payment:	$713.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,022
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$38,277.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,170.23
Avg. DMV Fee	94.00
Cash Sale Price	$41,691.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,691.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage certified preowned 2025 Ford F-150 STX RWD pickup below 14,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $40K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$39,821
Est. Payment:	$742.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,655
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$39,821.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,297.61
Avg. DMV Fee	94.00
Cash Sale Price	$43,362.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,362.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,821.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lincoln Navigator Black Label

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This high mileage preowned 2021 Lincoln Navigator Black Label 4x4 SUV below 129,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $36K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$35,698
Est. Payment:	$1419.48 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	129,315
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$35,698.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,957.46
Avg. DMV Fee	94.00
Cash Sale Price	$38,899.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,899.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1419.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified used 2023 Ford F-150 XL RWD pickup below 19,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at Randall Reed's Planet Ford 635 in Garland, TX. ...View More Details

Sales Price:	$39,885
Est. Payment:	$743.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,744
Location:	Garland, TX

Item	Amount
Used Car Price⁽¹⁾	$39,885.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,302.89
Avg. DMV Fee	94.00
Cash Sale Price	$43,431.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,431.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$743.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Garland, TX

Garland, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford Expedition MAX XLT

2024 Jeep Wagoneer Series II

2023 Ford F-150 Platinum

2020 Jeep Gladiator Rubicon

2022 Ford F-150 Limited

2023 Ford F-150 XL

2025 Ford F-150 XLT

2025 Ford F-150 STX

2021 Lincoln Navigator Black Label

2023 Ford F-150 XL

Used Cars under $40,000 for Sale in Garland, TX

Garland, TX Secondhand Used Vehicles Priced Below $40,000

2024 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2024 Ford Expedition MAX XLT Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2020 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2020 Jeep Gladiator Rubicon Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2021 Lincoln Navigator Black Label

Lincoln Navigator Black Label

2021 Lincoln Navigator Black Label Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

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