Rockwall, TX Used Cars Under $40,000 |with Payments|

2022 Ram 2500 Big Horn

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This high mileage second hand 2022 Ram 2500 Big Horn 4x4 pickup below 105,000 miles, automatic transmission, and 18 MPG, 6.7L diesel engine is for sale right now under $39K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$38,469
Est. Payment:	$1296.21 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,074
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$38,469.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,186.07
Avg. DMV Fee	94.00
Cash Sale Price	$41,899.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,899.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1296.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

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This average mileage used 2024 Ford Expedition XLT RWD SUV below 89,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $39K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$38,995
Est. Payment:	$1019.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,208
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.46
Avg. DMV Fee	94.00
Cash Sale Price	$42,468.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,468.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1019.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara

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This low mileage used 2025 Jeep Wrangler Sahara 4x4 SUV under 12,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now below $39K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$38,321
Est. Payment:	$714.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,690
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$38,321.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,173.86
Avg. DMV Fee	94.00
Cash Sale Price	$41,738.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,738.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,321.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage certified used 2023 Ford Ranger XLT 4x4 pickup under 15,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $36K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$35,209
Est. Payment:	$656.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,914
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$35,209.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,917.12
Avg. DMV Fee	94.00
Cash Sale Price	$38,370.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,370.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,209.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend Advanced

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This high mileage used 2023 Ford Bronco Big Bend Advanced 4x4 SUV under 108,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $38K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$37,259
Est. Payment:	$1255.69 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,300
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$37,259.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,086.24
Avg. DMV Fee	94.00
Cash Sale Price	$40,589.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,589.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1255.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner Nightshade Edition

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This above average mileage preowned 2021 Toyota 4Runner Nightshade Edition RWD SUV below 96,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now under $37K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$36,034
Est. Payment:	$1059.09 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,465
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$36,034.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,985.18
Avg. DMV Fee	94.00
Cash Sale Price	$39,263.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,263.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1059.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,034.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 55,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $39K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$38,533
Est. Payment:	$770.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,819
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$38,533.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,191.35
Avg. DMV Fee	94.00
Cash Sale Price	$41,968.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,968.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$770.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,533.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL RWD pickup under 28,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now below $39K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$38,991
Est. Payment:	$726.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,155
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.13
Avg. DMV Fee	94.00
Cash Sale Price	$42,464.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,464.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series II

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This low mileage used 2022 Jeep Wagoneer Series II RWD SUV below 52,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $40K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$39,549
Est. Payment:	$790.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,487
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$39,549.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,275.17
Avg. DMV Fee	94.00
Cash Sale Price	$43,068.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,068.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$790.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage preowned 2023 Dodge Durango R/T AWD SUV under 53,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $40K at Group 1 Ford of Rockwall in Rockwall, TX. ...View More Details

Sales Price:	$39,995
Est. Payment:	$799.61 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,309
Location:	Rockwall, TX

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.96
Avg. DMV Fee	94.00
Cash Sale Price	$43,550.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,550.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$799.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rockwall, TX

Rockwall, TX Secondhand Used Vehicles Priced Below $40,000

2022 Ram 2500 Big Horn

2024 Ford Expedition XLT

2025 Jeep Wrangler Sahara

2023 Ford Ranger XLT

2023 Ford Bronco Big Bend Advanced

2021 Toyota 4Runner Nightshade Edition

2022 Ford F-150 XL

2023 Ford F-150 XL

2022 Jeep Wagoneer Series II

2023 Dodge Durango R/T

Used Cars under $40,000 for Sale in Rockwall, TX

Rockwall, TX Secondhand Used Vehicles Priced Below $40,000

2022 Ram 2500 Big Horn

Ram 2500 Big Horn

2022 Ram 2500 Big Horn Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2025 Jeep Wrangler Sahara

Jeep Wrangler Sahara

2025 Jeep Wrangler Sahara Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2023 Ford Bronco Big Bend Advanced

Ford Bronco Big Bend Advanced

2023 Ford Bronco Big Bend Advanced Car Loan Estimate

2021 Toyota 4Runner Nightshade Edition

Toyota 4Runner Nightshade Edition

2021 Toyota 4Runner Nightshade Edition Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2022 Jeep Wagoneer Series II Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

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