Pharr, TX Used Cars Under $45,000 |with Payments|

2023 BMW X4 xDrive30i

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This low mileage used 2023 BMW X4 xDrive30i AWD SUV below 32,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now under $45K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$44,358
Est. Payment:	$826.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,560
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$44,358.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,671.91
Avg. DMV Fee	94.00
Cash Sale Price	$48,273.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,273.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$826.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage second hand 2024 BMW X3 sDrive30i RWD SUV under 16,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,767
Est. Payment:	$759.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,117
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,767.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,375.65
Avg. DMV Fee	94.00
Cash Sale Price	$44,386.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,386.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,767.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV below 15,000 miles, transmission, and 35 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,455
Est. Payment:	$753.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,902
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,455.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,349.91
Avg. DMV Fee	94.00
Cash Sale Price	$44,048.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,048.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$753.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i

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This low mileage used 2025 BMW 3 Series 330i RWD sedan below 13,000 miles, automatic transmission, and 35 MPG, 2.0L hybrid engine is for sale right now under $44K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$43,837
Est. Payment:	$816.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,029
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$43,837.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,628.93
Avg. DMV Fee	94.00
Cash Sale Price	$47,709.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,709.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$816.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV below 4,000 miles, transmission, and 35 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$41,898
Est. Payment:	$780.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,049
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$41,898.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,468.96
Avg. DMV Fee	94.00
Cash Sale Price	$45,610.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,610.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$780.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage preowned 2024 BMW X3 sDrive30i RWD SUV below 11,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$41,171
Est. Payment:	$767.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,051
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$41,171.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,408.98
Avg. DMV Fee	94.00
Cash Sale Price	$44,823.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,823.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$767.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,171.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage used 2026 Hyundai SANTA CRUZ XRT AWD pickup below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $43K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$42,799
Est. Payment:	$797.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$42,799.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,543.29
Avg. DMV Fee	94.00
Cash Sale Price	$46,586.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,586.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$797.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $42K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$41,600
Est. Payment:	$774.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$41,600.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,444.38
Avg. DMV Fee	94.00
Cash Sale Price	$45,288.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,288.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$774.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage preowned 2026 Hyundai SANTA FE Limited FWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $45K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$44,785
Est. Payment:	$833.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$44,785.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,707.14
Avg. DMV Fee	94.00
Cash Sale Price	$48,736.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,736.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $41K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$40,600
Est. Payment:	$756.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,600.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,361.88
Avg. DMV Fee	94.00
Cash Sale Price	$44,205.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,205.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$756.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Pharr, TX

Pharr, TX Secondhand Used Vehicles Priced Below $45,000

2023 BMW X4 xDrive30i

2024 BMW X3 sDrive30i

2025 BMW X1 xDrive28i

2025 BMW 3 Series 330i

2025 BMW X1 xDrive28i

2024 BMW X3 sDrive30i

2026 Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Hybrid SEL

Used Cars under $45,000 for Sale in Pharr, TX

Pharr, TX Secondhand Used Vehicles Priced Below $45,000

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2025 BMW 3 Series 330i

BMW 3 Series 330i

2025 BMW 3 Series 330i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

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