Pharr, TX Used Cars Under $45,000 |with Payments|

2025 BMW 3 Series 330i

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This low mileage used 2025 BMW 3 Series 330i RWD sedan below 13,000 miles, automatic transmission, and 115 MPG, 2.0L hybrid engine is for sale right now under $44K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$43,837
Est. Payment:	$816.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,029
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$43,837.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,628.93
Avg. DMV Fee	94.00
Cash Sale Price	$47,709.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,709.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$816.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 4,000 miles, transmission, and 115 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$41,898
Est. Payment:	$780.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,049
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$41,898.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,468.96
Avg. DMV Fee	94.00
Cash Sale Price	$45,610.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,610.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$780.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV under 15,000 miles, transmission, and 115 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,455
Est. Payment:	$753.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,902
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,455.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,349.91
Avg. DMV Fee	94.00
Cash Sale Price	$44,048.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,048.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage second hand 2024 BMW X3 sDrive30i RWD SUV under 16,000 miles, automatic transmission, and 115 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,767
Est. Payment:	$759.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,117
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,767.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,375.65
Avg. DMV Fee	94.00
Cash Sale Price	$44,386.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,386.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$759.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,767.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X4 xDrive30i

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This low mileage preowned 2023 BMW X4 xDrive30i AWD SUV below 32,000 miles, automatic transmission, and 115 MPG, 2.0L gas engine is for sale right now below $45K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$44,358
Est. Payment:	$826.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,560
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$44,358.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,671.91
Avg. DMV Fee	94.00
Cash Sale Price	$48,273.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,273.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$826.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage preowned 2024 BMW X3 sDrive30i RWD SUV below 11,000 miles, automatic transmission, and 115 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$41,171
Est. Payment:	$767.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,051
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$41,171.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,408.98
Avg. DMV Fee	94.00
Cash Sale Price	$44,823.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,823.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$767.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,171.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SE

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This low mileage preowned 2026 Hyundai PALISADE SE FWD SUV under 0,000 miles, automatic transmission, and 115 MPG, 3.5L gas engine is for sale right now below $42K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$41,375
Est. Payment:	$770.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$41,375.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,425.81
Avg. DMV Fee	94.00
Cash Sale Price	$45,044.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,044.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$770.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage used 2026 Hyundai PALISADE SEL FWD SUV under 0,000 miles, automatic transmission, and 115 MPG, 3.5L gas engine is for sale right now below $43K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$42,196
Est. Payment:	$785.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$42,196.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,493.55
Avg. DMV Fee	94.00
Cash Sale Price	$45,933.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,933.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,196.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage preowned 2026 Hyundai PALISADE SEL FWD SUV below 0,000 miles, automatic transmission, and 115 MPG, 3.5L gas engine is for sale right now below $44K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$43,435
Est. Payment:	$808.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$43,435.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,595.76
Avg. DMV Fee	94.00
Cash Sale Price	$47,274.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,274.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$808.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,435.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai IONIQ 5 Limited

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This low mileage second hand 2026 Hyundai IONIQ 5 Limited RWD hatchback below 0,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $41K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$40,540
Est. Payment:	$755.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,540.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,356.93
Avg. DMV Fee	94.00
Cash Sale Price	$44,140.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,140.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$755.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Pharr, TX

Pharr, TX Secondhand Used Vehicles Priced Below $45,000

2025 BMW 3 Series 330i

2025 BMW X1 xDrive28i

2025 BMW X1 xDrive28i

2024 BMW X3 sDrive30i

2023 BMW X4 xDrive30i

2024 BMW X3 sDrive30i

2026 Hyundai PALISADE SE

2026 Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL

2026 Hyundai IONIQ 5 Limited

Used Cars under $45,000 for Sale in Pharr, TX

Pharr, TX Secondhand Used Vehicles Priced Below $45,000

2025 BMW 3 Series 330i

BMW 3 Series 330i

2025 BMW 3 Series 330i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Car Loan Estimate

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Car Loan Estimate

2026 Hyundai PALISADE SE

Hyundai PALISADE SE

2026 Hyundai PALISADE SE Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2026 Hyundai IONIQ 5 Limited Car Loan Estimate

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