Metro Houston, TX Area Used Cars Under $400 a Month

2023 Buick Encore GX Preferred

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This low mileage preowned 2023 Buick Encore GX Preferred FWD SUV below 31,000 miles, cvt transmission, and 33 MPG, 1.2L gas engine is for sale right now below $20K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$19,989
Est. Payment:	$374.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,734
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$19,989.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,661.47
Avg. DMV Fee	94.00
Cash Sale Price	$21,894.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,894.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$374.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox LT

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This below average mileage second hand 2020 Chevrolet Equinox LT FWD SUV below 67,000 miles, automatic transmission, and 33 MPG, 1.5L gas engine is for sale right now under $18K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$17,988
Est. Payment:	$391.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,465
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$17,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,496.39
Avg. DMV Fee	94.00
Cash Sale Price	$19,728.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,728.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$391.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan under 33,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now under $21K at Doggett Ford South Loop in Houston, TX. ...View More Details

Sales Price:	$20,492
Est. Payment:	$383.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,401
Location:	Houston, TX

Item	Amount
Used Car Price⁽¹⁾	$20,492.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,702.97
Avg. DMV Fee	94.00
Cash Sale Price	$22,438.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,438.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$383.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Rogue SV

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This low mileage used 2025 Nissan Rogue SV FWD SUV below 47,000 miles, cvt transmission, and 33 MPG, 1.5L gas engine is for sale right now under $21K at Cavender Ford in Columbus, TX. ...View More Details

Sales Price:	$20,647
Est. Payment:	$386.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,746
Location:	Columbus, TX

Item	Amount
Used Car Price⁽¹⁾	$20,647.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,715.75
Avg. DMV Fee	94.00
Cash Sale Price	$22,606.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,606.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$386.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,647.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Toyota Camry SE

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This high mileage preowned 2012 Toyota Camry SE FWD sedan below 111,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now under $12K at Classic Ford in Galveston, TX. ...View More Details

Sales Price:	$11,255
Est. Payment:	$384.85 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,811
Location:	Galveston, TX

Item	Amount
Used Car Price⁽¹⁾	$11,255.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	940.91
Avg. DMV Fee	94.00
Cash Sale Price	$12,439.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,439.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$384.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Jetta Sport

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This low mileage preowned 2023 Volkswagen Jetta Sport FWD sedan under 20,000 miles, automatic transmission, and 33 MPG, 1.5L gas engine is for sale right now under $20K at Classic Ford in Galveston, TX. ...View More Details

Sales Price:	$19,889
Est. Payment:	$372.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,467
Location:	Galveston, TX

Item	Amount
Used Car Price⁽¹⁾	$19,889.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,653.22
Avg. DMV Fee	94.00
Cash Sale Price	$21,786.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,786.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$372.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage used 2022 Ford Escape SE FWD SUV under 48,000 miles, automatic transmission, and 33 MPG, 1.5L gas engine is for sale right now below $19K at Vonderau Ford in El Campo, TX. ...View More Details

Sales Price:	$18,995
Est. Payment:	$356.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,508
Location:	El Campo, TX

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,579.46
Avg. DMV Fee	94.00
Cash Sale Price	$20,818.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,818.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$356.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE FWD SUV below 34,000 miles, automatic transmission, and 33 MPG, 1.5L gas engine is for sale right now under $21K at Planet Ford in Spring, TX. ...View More Details

Sales Price:	$20,499
Est. Payment:	$384.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,313
Location:	Spring, TX

Item	Amount
Used Car Price⁽¹⁾	$20,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,703.54
Avg. DMV Fee	94.00
Cash Sale Price	$22,446.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,446.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$384.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Rogue S

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This average mileage preowned 2019 Nissan Rogue S FWD SUV under 89,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now under $14K at Cook Ford in Texas City, TX. ...View More Details

Sales Price:	$13,225
Est. Payment:	$349.83 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,486
Location:	Texas City, TX

Item	Amount
Used Car Price⁽¹⁾	$13,225.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,103.44
Avg. DMV Fee	94.00
Cash Sale Price	$14,572.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,572.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$349.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This low mileage used 2024 Nissan Altima 2.5 SV FWD sedan under 58,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now under $20K at Legacy Ford of Rosenberg in Rosenberg, TX. ...View More Details

Sales Price:	$19,425
Est. Payment:	$390.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,376
Location:	Rosenberg, TX

Item	Amount
Used Car Price⁽¹⁾	$19,425.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,614.94
Avg. DMV Fee	94.00
Cash Sale Price	$21,283.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,283.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$390.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Houston Area

Metro Houston Secondhand Used Vehicles with Payments Under $400 / Month

2023 Buick Encore GX Preferred

2020 Chevrolet Equinox LT

2025 Nissan Altima 2.5 SV

2025 Nissan Rogue SV

2012 Toyota Camry SE

2023 Volkswagen Jetta Sport

2022 Ford Escape SE

2022 Ford Escape SE

2019 Nissan Rogue S

2024 Nissan Altima 2.5 SV

Greater Houston Area Cities with Used Cars for Sale Below $400 / Month

Metro Houston Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Houston Area

Metro Houston Secondhand Used Vehicles with Payments Under $400 / Month

2023 Buick Encore GX Preferred

Buick Encore GX Preferred

2023 Buick Encore GX Preferred Car Loan Estimate

2020 Chevrolet Equinox LT

Chevrolet Equinox LT

2020 Chevrolet Equinox LT Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Nissan Rogue SV

Nissan Rogue SV

2025 Nissan Rogue SV Car Loan Estimate

2012 Toyota Camry SE

Toyota Camry SE

2012 Toyota Camry SE Car Loan Estimate

2023 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2023 Volkswagen Jetta Sport Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Nissan Rogue S

Nissan Rogue S

2019 Nissan Rogue S Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

Greater Houston Area Cities with Used Cars for Sale Below $400 / Month

Metro Houston Area Counties with Used Cars for Sale Below $400 / Month

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