Metro Houston, TX Area Used Cars Under $400 a Month

2023 Buick Encore GX Preferred

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This low mileage preowned 2023 Buick Encore GX Preferred FWD SUV under 31,000 miles, cvt transmission, and 32 MPG, 1.2L gas engine is for sale right now below $21K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$20,988
Est. Payment:	$393.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,734
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,743.89
Avg. DMV Fee	94.00
Cash Sale Price	$22,975.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,975.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$393.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai ELANTRA Value Edition

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This average mileage used 2020 Hyundai ELANTRA Value Edition FWD sedan below 87,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $15K at Wiesner Hyundai in Conroe, TX. ...View More Details

Sales Price:	$14,999
Est. Payment:	$395.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,109
Location:	Conroe, TX

Item	Amount
Used Car Price⁽¹⁾	$14,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,249.79
Avg. DMV Fee	94.00
Cash Sale Price	$16,492.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,492.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$395.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SV

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This low mileage used 2022 Nissan Altima 2.5 SV FWD sedan under 57,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at Cavender Ford in Columbus, TX. ...View More Details

Sales Price:	$19,202
Est. Payment:	$386.35 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,345
Location:	Columbus, TX

Item	Amount
Used Car Price⁽¹⁾	$19,202.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,596.54
Avg. DMV Fee	94.00
Cash Sale Price	$21,042.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,042.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$386.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,202.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LS

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This low mileage second hand 2025 Chevrolet Trax LS FWD SUV below 34,000 miles, automatic transmission, and 32 MPG, 1.2L gas engine is for sale right now under $20K at Mac Haik Ford of Pasadena in Pasadena, TX. ...View More Details

Sales Price:	$19,225
Est. Payment:	$360.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,314
Location:	Pasadena, TX

Item	Amount
Used Car Price⁽¹⁾	$19,225.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,598.44
Avg. DMV Fee	94.00
Cash Sale Price	$21,067.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,067.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$360.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Passat SE

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This average mileage second hand 2021 Volkswagen Passat SE FWD sedan below 85,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $15K at Randall Reed's Planet Ford in Humble, TX. ...View More Details

Sales Price:	$14,974
Est. Payment:	$395.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,000
Location:	Humble, TX

Item	Amount
Used Car Price⁽¹⁾	$14,974.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,247.73
Avg. DMV Fee	94.00
Cash Sale Price	$16,465.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,465.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$395.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This below average mileage used 2024 Chevrolet Malibu LT FWD sedan under 65,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $19K at Cook Ford in Texas City, TX. ...View More Details

Sales Price:	$18,125
Est. Payment:	$394.80 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,337
Location:	Texas City, TX

Item	Amount
Used Car Price⁽¹⁾	$18,125.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,507.69
Avg. DMV Fee	94.00
Cash Sale Price	$19,876.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,876.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$394.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Acadia SLT-1

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This low mileage preowned 2018 GMC Acadia SLT-1 FWD SUV below 39,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $20K at Gabriel/Jordan Ford in Livingston, TX. ...View More Details

Sales Price:	$19,501
Est. Payment:	$365.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,813
Location:	Livingston, TX

Item	Amount
Used Car Price⁽¹⁾	$19,501.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,621.21
Avg. DMV Fee	94.00
Cash Sale Price	$21,366.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,366.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$365.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,501.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Trax LS

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This low mileage preowned 2022 Chevrolet Trax LS FWD SUV below 11,000 miles, automatic transmission, and 32 MPG, 1.4L gas engine is for sale right now under $20K at Gullo Ford of Conroe in Conroe, TX. ...View More Details

Sales Price:	$19,444
Est. Payment:	$364.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,741
Location:	Conroe, TX

Item	Amount
Used Car Price⁽¹⁾	$19,444.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,616.51
Avg. DMV Fee	94.00
Cash Sale Price	$21,304.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$364.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte GT-Line

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This low mileage used 2024 Kia Forte GT-Line FWD sedan under 38,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $21K at Mcree Ford in Dickinson, TX. ...View More Details

Sales Price:	$20,208
Est. Payment:	$378.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,470
Location:	Dickinson, TX

Item	Amount
Used Car Price⁽¹⁾	$20,208.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,679.54
Avg. DMV Fee	94.00
Cash Sale Price	$22,131.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,131.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$378.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,208.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Nissan Sentra S

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This high mileage second hand 2015 Nissan Sentra S FWD sedan below 143,000 miles, manual transmission, and 32 MPG, 1.8L gas engine is for sale right now below $7K at Planet Ford in Spring, TX. ...View More Details

Sales Price:	$6,999
Est. Payment:	$285.83 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	142,617
Location:	Spring, TX

Item	Amount
Used Car Price⁽¹⁾	$6,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	589.79
Avg. DMV Fee	94.00
Cash Sale Price	$7,832.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$7,832.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$285.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $6,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Houston Area

Metro Houston Secondhand Used Vehicles with Payments Under $400 / Month

2023 Buick Encore GX Preferred

2020 Hyundai ELANTRA Value Edition

2022 Nissan Altima 2.5 SV

2025 Chevrolet Trax LS

2021 Volkswagen Passat SE

2024 Chevrolet Malibu LT

2018 GMC Acadia SLT-1

2022 Chevrolet Trax LS

2024 Kia Forte GT-Line

2015 Nissan Sentra S

Greater Houston Area Cities with Used Cars for Sale Below $400 / Month

Metro Houston Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Houston Area

Metro Houston Secondhand Used Vehicles with Payments Under $400 / Month

2023 Buick Encore GX Preferred

Buick Encore GX Preferred

2023 Buick Encore GX Preferred Car Loan Estimate

2020 Hyundai ELANTRA Value Edition

Hyundai ELANTRA Value Edition

2020 Hyundai ELANTRA Value Edition Car Loan Estimate

2022 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2022 Nissan Altima 2.5 SV Car Loan Estimate

2025 Chevrolet Trax LS

Chevrolet Trax LS

2025 Chevrolet Trax LS Car Loan Estimate

2021 Volkswagen Passat SE

Volkswagen Passat SE

2021 Volkswagen Passat SE Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2018 GMC Acadia SLT-1

GMC Acadia SLT-1

2018 GMC Acadia SLT-1 Car Loan Estimate

2022 Chevrolet Trax LS

Chevrolet Trax LS

2022 Chevrolet Trax LS Car Loan Estimate

2024 Kia Forte GT-Line

Kia Forte GT-Line

2024 Kia Forte GT-Line Car Loan Estimate

2015 Nissan Sentra S

Nissan Sentra S

2015 Nissan Sentra S Car Loan Estimate

Greater Houston Area Cities with Used Cars for Sale Below $400 / Month

Metro Houston Area Counties with Used Cars for Sale Below $400 / Month

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