Smith County, TX Used Cars Under $40,000

2023 Lincoln Nautilus Reserve

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This low mileage certified preowned 2023 Lincoln Nautilus Reserve AWD SUV below 27,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $38K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$37,980
Est. Payment:	$707.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,143
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$37,980.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,145.73
Avg. DMV Fee	94.00
Cash Sale Price	$41,369.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,369.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Canyon Elevation

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This low mileage used 2024 GMC Canyon Elevation RWD pickup under 20,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $36K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$35,480
Est. Payment:	$661.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,965
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$35,480.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,939.48
Avg. DMV Fee	94.00
Cash Sale Price	$38,663.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,663.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This below average mileage second hand 2022 Ram 1500 Laramie 4x4 pickup below 64,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now under $39K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$38,980
Est. Payment:	$843.21 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,900
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$38,980.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,228.23
Avg. DMV Fee	94.00
Cash Sale Price	$42,452.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,452.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$843.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Enclave Sport Touring

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This low mileage used 2025 Buick Enclave Sport Touring FWD SUV below 35,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $39K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$38,780
Est. Payment:	$722.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,001
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$38,780.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,211.73
Avg. DMV Fee	94.00
Cash Sale Price	$42,235.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,235.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda CR-V Hybrid Sport-L

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This low mileage certified preowned 2025 Honda CR-V Hybrid Sport-L FWD SUV below 21,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $36K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$35,880
Est. Payment:	$669.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,497
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$35,880.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,972.48
Avg. DMV Fee	94.00
Cash Sale Price	$39,096.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,096.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$669.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda CR-V Hybrid Sport-L

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This low mileage certified second hand 2026 Honda CR-V Hybrid Sport-L FWD SUV under 4,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $37K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$36,480
Est. Payment:	$680.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,640
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$36,480.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,021.98
Avg. DMV Fee	94.00
Cash Sale Price	$39,745.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,745.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Ridgeline RTL

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This low mileage certified second hand 2025 Honda Ridgeline RTL AWD pickup under 7,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $37K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$36,980
Est. Payment:	$689.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,532
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$36,980.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,063.23
Avg. DMV Fee	94.00
Cash Sale Price	$40,287.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,287.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda CR-V Hybrid Sport-L

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This low mileage certified preowned 2025 Honda CR-V Hybrid Sport-L FWD SUV under 16,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $37K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$36,180
Est. Payment:	$674.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,462
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$36,180.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,997.23
Avg. DMV Fee	94.00
Cash Sale Price	$39,421.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,421.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$674.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage preowned 2022 Ram 1500 Big Horn 4x4 pickup under 34,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now under $37K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$36,980
Est. Payment:	$689.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,382
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$36,980.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,063.23
Avg. DMV Fee	94.00
Cash Sale Price	$40,287.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,287.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Land Rover Range Rover Velar P340 R-Dynamic S

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This low mileage preowned 2023 Land Rover Range Rover Velar P340 R-Dynamic S AWD SUV below 43,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $40K at Jack O Diamonds in Tyler, TX. ...View More Details

Sales Price:	$39,980
Est. Payment:	$744.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,163
Location:	Tyler, TX

Item	Amount
Used Car Price⁽¹⁾	$39,980.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,310.73
Avg. DMV Fee	94.00
Cash Sale Price	$43,534.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,534.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Smith County, TX

Smith County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

2024 GMC Canyon Elevation

2022 Ram 1500 Laramie

2025 Buick Enclave Sport Touring

2025 Honda CR-V Hybrid Sport-L

2026 Honda CR-V Hybrid Sport-L

2025 Honda Ridgeline RTL

2025 Honda CR-V Hybrid Sport-L

2022 Ram 1500 Big Horn

2023 Land Rover Range Rover Velar P340 R-Dynamic S

Smith County Cities with Used Cars for Sale Below $40K

Used Cars under $40,000 for Sale in Smith County, TX

Smith County, TX Secondhand Used Vehicles Priced Below $40,000

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2024 GMC Canyon Elevation

GMC Canyon Elevation

2024 GMC Canyon Elevation Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Buick Enclave Sport Touring

Buick Enclave Sport Touring

2025 Buick Enclave Sport Touring Car Loan Estimate

2025 Honda CR-V Hybrid Sport-L

Honda CR-V Hybrid Sport-L

2025 Honda CR-V Hybrid Sport-L Car Loan Estimate

2026 Honda CR-V Hybrid Sport-L

Honda CR-V Hybrid Sport-L

2026 Honda CR-V Hybrid Sport-L Car Loan Estimate

2025 Honda Ridgeline RTL

Honda Ridgeline RTL

2025 Honda Ridgeline RTL Car Loan Estimate

2025 Honda CR-V Hybrid Sport-L

Honda CR-V Hybrid Sport-L

2025 Honda CR-V Hybrid Sport-L Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2023 Land Rover Range Rover Velar P340 R-Dynamic S

Land Rover Range Rover Velar P340 R-Dynamic S

2023 Land Rover Range Rover Velar P340 R-Dynamic S Car Loan Estimate

Smith County Cities with Used Cars for Sale Below $40K

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