Layton, UT Used Cars Under $40,000 |with Payments|

2022 Ford F-150 Platinum

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This average mileage used 2022 Ford F-150 Platinum 4x4 pickup below 77,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $38K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$37,306
Est. Payment:	$889.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,656
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$37,306.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,234.03
Avg. DMV Fee	154.00
Cash Sale Price	$40,993.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,993.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$889.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,306.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Touring Hybrid

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This low mileage preowned 2025 Subaru Forester Touring Hybrid AWD SUV under 37,000 miles, cvt transmission, and 19 MPG, 2.5L hybrid engine is for sale right now under $39K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$38,231
Est. Payment:	$718.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,588
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$38,231.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,313.58
Avg. DMV Fee	154.00
Cash Sale Price	$41,997.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,997.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,231.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner TRD Off-Road

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This low mileage used 2021 Toyota 4Runner TRD Off-Road 4x4 SUV below 57,000 miles, automatic transmission, and 19 MPG, 4.0L gas engine is for sale right now under $38K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$37,995
Est. Payment:	$766.39 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,287
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,293.28
Avg. DMV Fee	154.00
Cash Sale Price	$41,741.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,741.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$766.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV below 11,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now under $40K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$39,995
Est. Payment:	$751.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,233
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,465.28
Avg. DMV Fee	154.00
Cash Sale Price	$43,913.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,913.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$751.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Denali

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This above average mileage used 2021 GMC Sierra 1500 Denali 4x4 pickup below 90,000 miles, automatic transmission, and 19 MPG, 3.0L diesel engine is for sale right now below $37K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$36,995
Est. Payment:	$1096.64 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,253
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,207.28
Avg. DMV Fee	154.00
Cash Sale Price	$40,655.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,655.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1096.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage preowned 2022 Ford F-150 XL 4x4 pickup below 80,000 miles, automatic transmission, and 19 MPG, 3.5L hybrid engine is for sale right now under $40K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1054.21 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,475
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,465.28
Avg. DMV Fee	154.00
Cash Sale Price	$43,913.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,913.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1054.21

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Summit

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This low mileage second hand 2023 Jeep Grand Cherokee L Summit 4x4 SUV under 31,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $40K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$39,949
Est. Payment:	$750.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,203
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$39,949.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,461.33
Avg. DMV Fee	154.00
Cash Sale Price	$43,863.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,863.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$750.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Big Horn

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This average mileage preowned 2022 Ram 2500 Big Horn 4x4 pickup under 81,000 miles, automatic transmission, and 19 MPG, 6.7L diesel engine is for sale right now under $40K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1054.21 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,127
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,465.28
Avg. DMV Fee	154.00
Cash Sale Price	$43,913.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,913.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1054.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This average mileage used 2020 GMC Sierra 1500 AT4 4x4 pickup below 76,000 miles, automatic transmission, and 19 MPG, 6.2L gas engine is for sale right now below $38K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$37,991
Est. Payment:	$905.79 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,345
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,292.94
Avg. DMV Fee	154.00
Cash Sale Price	$41,736.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,736.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$905.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

⇩ View Seller Description

This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 49,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $40K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$39,995
Est. Payment:	$751.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,846
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,465.28
Avg. DMV Fee	154.00
Cash Sale Price	$43,913.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,913.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$751.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Layton, UT

Layton, UT Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Platinum

2025 Subaru Forester Touring Hybrid

2021 Toyota 4Runner TRD Off-Road

2024 Hyundai SANTA FE Calligraphy

2021 GMC Sierra 1500 Denali

2022 Ford F-150 XL

2023 Jeep Grand Cherokee L Summit

2022 Ram 2500 Big Horn

2020 GMC Sierra 1500 AT4

2022 Ford F-150 XL

Used Cars under $40,000 for Sale in Layton, UT

Layton, UT Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

2025 Subaru Forester Touring Hybrid

Subaru Forester Touring Hybrid

2025 Subaru Forester Touring Hybrid Car Loan Estimate

2021 Toyota 4Runner TRD Off-Road

Toyota 4Runner TRD Off-Road

2021 Toyota 4Runner TRD Off-Road Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Jeep Grand Cherokee L Summit

Jeep Grand Cherokee L Summit

2023 Jeep Grand Cherokee L Summit Car Loan Estimate

2022 Ram 2500 Big Horn

Ram 2500 Big Horn

2022 Ram 2500 Big Horn Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

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