Layton, UT Used Cars Under $40,000 |with Payments|

2025 Subaru Forester Touring Hybrid

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This low mileage used 2025 Subaru Forester Touring Hybrid AWD SUV under 37,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $39K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$38,995
Est. Payment:	$732.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,584
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,379.28
Avg. DMV Fee	154.00
Cash Sale Price	$42,827.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,827.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This average mileage preowned 2020 GMC Sierra 1500 AT4 4x4 pickup below 76,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $39K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$38,911
Est. Payment:	$927.48 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,345
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$38,911.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,372.06
Avg. DMV Fee	154.00
Cash Sale Price	$42,736.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,736.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$927.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,911.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage second hand 2022 Ford F-150 XL 4x4 pickup below 71,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$39,995
Est. Payment:	$953.03 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,163
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,465.28
Avg. DMV Fee	154.00
Cash Sale Price	$43,913.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,913.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$953.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This average mileage preowned 2022 Ford F-150 XL 4x4 pickup under 77,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $38K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$37,995
Est. Payment:	$905.89 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,629
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,293.28
Avg. DMV Fee	154.00
Cash Sale Price	$41,741.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,741.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$905.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This below average mileage used 2023 Ford F-150 King Ranch 4x4 pickup below 62,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Ed Kenley Ford in Layton, UT. ...View More Details

Sales Price:	$38,995
Est. Payment:	$850.66 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,046
Location:	Layton, UT

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,379.28
Avg. DMV Fee	154.00
Cash Sale Price	$42,827.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,827.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$850.66

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Layton, UT

Layton, UT Secondhand Used Vehicles Priced Below $40,000

2025 Subaru Forester Touring Hybrid

2020 GMC Sierra 1500 AT4

2022 Ford F-150 XL

2022 Ford F-150 XL

2023 Ford F-150 King Ranch

Used Cars under $40,000 for Sale in Layton, UT

Layton, UT Secondhand Used Vehicles Priced Below $40,000

2025 Subaru Forester Touring Hybrid

Subaru Forester Touring Hybrid

2025 Subaru Forester Touring Hybrid Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

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