Orem, UT Used Cars Under $40,000 |with Payments|

2023 Toyota RAV4 Hybrid XSE

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This average mileage certified used 2023 Toyota RAV4 Hybrid XSE AWD SUV under 78,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,598
Est. Payment:	$896.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,220
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,598.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,259.14
Avg. DMV Fee	154.00
Cash Sale Price	$41,310.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,310.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$896.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota RAV4 Prime XSE

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This low mileage certified preowned 2021 Toyota RAV4 Prime XSE AWD SUV below 53,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,540
Est. Payment:	$757.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,900
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,540.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,254.15
Avg. DMV Fee	154.00
Cash Sale Price	$41,247.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,247.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$757.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Touring XT

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This low mileage second hand 2025 Subaru Outback Touring XT AWD SUV below 3,000 miles, cvt transmission, and 40 MPG, 2.4L gas engine is for sale right now under $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,998
Est. Payment:	$732.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,200
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,379.54
Avg. DMV Fee	154.00
Cash Sale Price	$42,830.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,830.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid XSE

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This average mileage certified second hand 2023 Toyota RAV4 Hybrid XSE AWD SUV under 78,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,788
Est. Payment:	$901.01 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,018
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,788.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,275.48
Avg. DMV Fee	154.00
Cash Sale Price	$41,516.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,516.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$901.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport

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This low mileage used 2024 Toyota Tacoma TRD Sport 4x4 pickup under 32,000 miles, automatic transmission, and 40 MPG, 2.4L gas engine is for sale right now under $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,771
Est. Payment:	$747.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,314
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,771.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,446.02
Avg. DMV Fee	154.00
Cash Sale Price	$43,670.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,670.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage certified second hand 2024 Toyota Tacoma SR5 4x4 pickup below 26,000 miles, automatic transmission, and 40 MPG, 2.4L gas engine is for sale right now below $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,221
Est. Payment:	$737.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,217
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,221.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,398.72
Avg. DMV Fee	154.00
Cash Sale Price	$43,072.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,072.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$737.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR5

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This below average mileage used 2023 Toyota Tundra SR5 4x4 pickup below 64,000 miles, automatic transmission, and 40 MPG, 3.4L gas engine is for sale right now below $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,198
Est. Payment:	$855.04 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,065
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,198.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,396.74
Avg. DMV Fee	154.00
Cash Sale Price	$43,047.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,047.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$855.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Hybrid XLE

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This below average mileage certified preowned 2021 Toyota Highlander Hybrid XLE AWD SUV below 60,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,358
Est. Payment:	$836.92 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,475
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,358.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,324.50
Avg. DMV Fee	154.00
Cash Sale Price	$42,135.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,135.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$836.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 TRD Off-Road

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This average mileage certified preowned 2024 Toyota RAV4 TRD Off-Road AWD SUV under 78,000 miles, automatic transmission, and 40 MPG, 2.5L gas engine is for sale right now under $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,084
Est. Payment:	$907.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,979
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,084.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,300.94
Avg. DMV Fee	154.00
Cash Sale Price	$41,837.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,837.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$907.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid LE

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This low mileage preowned 2024 Toyota RAV4 Hybrid LE AWD SUV under 28,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,340
Est. Payment:	$702.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,608
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,340.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,236.95
Avg. DMV Fee	154.00
Cash Sale Price	$41,029.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,029.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Orem, UT

Orem, UT Secondhand Used Vehicles Priced Below $40,000

2023 Toyota RAV4 Hybrid XSE

2021 Toyota RAV4 Prime XSE

2025 Subaru Outback Touring XT

2023 Toyota RAV4 Hybrid XSE

2024 Toyota Tacoma TRD Sport

2024 Toyota Tacoma SR5

2023 Toyota Tundra SR5

2021 Toyota Highlander Hybrid XLE

2024 Toyota RAV4 TRD Off-Road

2024 Toyota RAV4 Hybrid LE

Used Cars under $40,000 for Sale in Orem, UT

Orem, UT Secondhand Used Vehicles Priced Below $40,000

2023 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2023 Toyota RAV4 Hybrid XSE Car Loan Estimate

2021 Toyota RAV4 Prime XSE

Toyota RAV4 Prime XSE

2021 Toyota RAV4 Prime XSE Car Loan Estimate

2025 Subaru Outback Touring XT

Subaru Outback Touring XT

2025 Subaru Outback Touring XT Car Loan Estimate

2023 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2023 Toyota RAV4 Hybrid XSE Car Loan Estimate

2024 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2024 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2023 Toyota Tundra SR5

Toyota Tundra SR5

2023 Toyota Tundra SR5 Car Loan Estimate

2021 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2021 Toyota Highlander Hybrid XLE Car Loan Estimate

2024 Toyota RAV4 TRD Off-Road

Toyota RAV4 TRD Off-Road

2024 Toyota RAV4 TRD Off-Road Car Loan Estimate

2024 Toyota RAV4 Hybrid LE

Toyota RAV4 Hybrid LE

2024 Toyota RAV4 Hybrid LE Car Loan Estimate

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