Orem, UT Used Cars Under $40,000 |with Payments|

2025 Mazda CX-90 Plug-in Hybrid Preferred

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This low mileage preowned 2025 Mazda CX-90 Plug-in Hybrid Preferred AWD SUV below 25,000 miles, automatic transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $36K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$35,678
Est. Payment:	$671.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,962
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$35,678.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,094.02
Avg. DMV Fee	154.00
Cash Sale Price	$39,225.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,225.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,678.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 TRD Off-Road

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This average mileage certified second hand 2024 Toyota RAV4 TRD Off-Road AWD SUV under 78,000 miles, automatic transmission, and 40 MPG, 2.5L gas engine is for sale right now under $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,084
Est. Payment:	$907.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,979
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,084.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,300.94
Avg. DMV Fee	154.00
Cash Sale Price	$41,837.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,837.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$907.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 3500HD LTZ

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This high mileage used 2019 Chevrolet Silverado 3500HD LTZ 4x4 pickup under 148,000 miles, automatic transmission, and 40 MPG, 6.6L diesel engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,283
Est. Payment:	$1494.97 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	148,307
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,283.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,232.05
Avg. DMV Fee	154.00
Cash Sale Price	$40,968.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,968.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$1494.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,283.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage preowned 2025 Toyota Tacoma SR5 4x4 pickup under 15,000 miles, automatic transmission, and 40 MPG, 2.4L gas engine is for sale right now below $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,634
Est. Payment:	$744.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,015
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,634.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,434.24
Avg. DMV Fee	154.00
Cash Sale Price	$43,521.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,521.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,634.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Touring XT

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This low mileage used 2025 Subaru Outback Touring XT AWD SUV below 3,000 miles, cvt transmission, and 40 MPG, 2.4L gas engine is for sale right now below $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,998
Est. Payment:	$732.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,200
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,379.54
Avg. DMV Fee	154.00
Cash Sale Price	$42,830.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,830.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport

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This low mileage preowned 2024 Toyota Tacoma TRD Sport 4x4 pickup under 32,000 miles, automatic transmission, and 40 MPG, 2.4L gas engine is for sale right now below $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,771
Est. Payment:	$747.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,314
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,771.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,446.02
Avg. DMV Fee	154.00
Cash Sale Price	$43,670.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,670.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage certified second hand 2024 Toyota Tacoma SR5 4x4 pickup under 26,000 miles, automatic transmission, and 40 MPG, 2.4L gas engine is for sale right now under $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,221
Est. Payment:	$737.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,217
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,221.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,398.72
Avg. DMV Fee	154.00
Cash Sale Price	$43,072.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,072.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$737.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Tahoe Premier

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This average mileage second hand 2020 Chevrolet Tahoe Premier 4x4 SUV under 85,000 miles, automatic transmission, and 40 MPG, 6.2L gas engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,656
Est. Payment:	$993.23 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,629
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,656.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,264.13
Avg. DMV Fee	154.00
Cash Sale Price	$41,373.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,373.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$993.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,656.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid LE

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This low mileage second hand 2024 Toyota RAV4 Hybrid LE AWD SUV below 30,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,175
Est. Payment:	$699.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,639
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,175.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,222.76
Avg. DMV Fee	154.00
Cash Sale Price	$40,850.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,850.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid XSE

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This average mileage certified preowned 2023 Toyota RAV4 Hybrid XSE AWD SUV below 78,000 miles, cvt transmission, and 40 MPG, 2.5L hybrid engine is for sale right now below $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,788
Est. Payment:	$901.01 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,018
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,788.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,275.48
Avg. DMV Fee	154.00
Cash Sale Price	$41,516.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,516.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$901.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Orem, UT