Orem, UT Used Cars Under $40,000 |with Payments|

2024 Toyota Venza LE

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This low mileage preowned 2024 Toyota Venza LE AWD SUV below 14,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,227
Est. Payment:	$718.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,317
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,227.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,313.24
Avg. DMV Fee	154.00
Cash Sale Price	$41,993.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,993.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 TRD Off-Road

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This average mileage certified second hand 2024 Toyota RAV4 TRD Off-Road AWD SUV below 78,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,084
Est. Payment:	$907.99 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,979
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,084.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,300.94
Avg. DMV Fee	154.00
Cash Sale Price	$41,837.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,837.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$907.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage used 2025 Toyota Tacoma SR5 4x4 pickup below 15,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,634
Est. Payment:	$744.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,015
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,634.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,434.24
Avg. DMV Fee	154.00
Cash Sale Price	$43,521.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,521.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,634.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 Hybrid XSE

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This low mileage certified used 2022 Toyota RAV4 Hybrid XSE AWD SUV below 57,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $37K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$36,164
Est. Payment:	$729.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,402
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$36,164.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,135.82
Avg. DMV Fee	154.00
Cash Sale Price	$39,752.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,752.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$729.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,164.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid Limited

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This above average mileage certified second hand 2024 Toyota RAV4 Hybrid Limited AWD SUV under 90,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,048
Est. Payment:	$1098.19 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,185
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,048.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,211.84
Avg. DMV Fee	154.00
Cash Sale Price	$40,712.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,712.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1098.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,048.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 Plug-in Hybrid Preferred

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This low mileage second hand 2025 Mazda CX-90 Plug-in Hybrid Preferred AWD SUV under 25,000 miles, automatic transmission, and 2.5L hybrid engine is for sale right now under $36K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$35,678
Est. Payment:	$671.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,962
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$35,678.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,094.02
Avg. DMV Fee	154.00
Cash Sale Price	$39,225.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,225.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,678.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport

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This low mileage used 2024 Toyota Tacoma TRD Sport 4x4 pickup under 32,000 miles, automatic transmission, and 2.4L gas engine is for sale right now under $40K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$39,771
Est. Payment:	$747.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,314
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$39,771.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,446.02
Avg. DMV Fee	154.00
Cash Sale Price	$43,670.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,670.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota RAV4 Prime XSE

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This low mileage certified preowned 2021 Toyota RAV4 Prime XSE AWD SUV below 53,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now below $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,540
Est. Payment:	$757.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,900
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,540.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,254.15
Avg. DMV Fee	154.00
Cash Sale Price	$41,247.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,247.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$757.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Sienna LE 8-Passenger

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This average mileage second hand 2022 Toyota Sienna LE 8-Passenger FWD minivan under 77,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $36K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$35,203
Est. Payment:	$840.08 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,517
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$35,203.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,053.17
Avg. DMV Fee	154.00
Cash Sale Price	$38,709.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,709.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$840.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,203.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Silverado 3500HD LTZ

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This high mileage second hand 2019 Chevrolet Silverado 3500HD LTZ 4x4 pickup below 148,000 miles, automatic transmission, and 6.6L diesel engine is for sale right now under $38K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$37,283
Est. Payment:	$1494.97 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	148,307
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$37,283.00
Avg. Dealer Doc Fee	299.00
UT Sales Tax (8.6%)	3,232.05
Avg. DMV Fee	154.00
Cash Sale Price	$40,968.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,968.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1494.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,283.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Orem, UT

Orem, UT Secondhand Used Vehicles Priced Below $40,000

2024 Toyota Venza LE

2024 Toyota RAV4 TRD Off-Road

2025 Toyota Tacoma SR5

2022 Toyota RAV4 Hybrid XSE

2024 Toyota RAV4 Hybrid Limited

2025 Mazda CX-90 Plug-in Hybrid Preferred

2024 Toyota Tacoma TRD Sport

2021 Toyota RAV4 Prime XSE

2022 Toyota Sienna LE 8-Passenger

2019 Chevrolet Silverado 3500HD LTZ

Used Cars under $40,000 for Sale in Orem, UT

Orem, UT Secondhand Used Vehicles Priced Below $40,000

2024 Toyota Venza LE

Toyota Venza LE

2024 Toyota Venza LE Car Loan Estimate

2024 Toyota RAV4 TRD Off-Road

Toyota RAV4 TRD Off-Road

2024 Toyota RAV4 TRD Off-Road Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2022 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2022 Toyota RAV4 Hybrid XSE Car Loan Estimate

2024 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2024 Toyota RAV4 Hybrid Limited Car Loan Estimate

2025 Mazda CX-90 Plug-in Hybrid Preferred

Mazda CX-90 Plug-in Hybrid Preferred

2025 Mazda CX-90 Plug-in Hybrid Preferred Car Loan Estimate

2024 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2024 Toyota Tacoma TRD Sport Car Loan Estimate

2021 Toyota RAV4 Prime XSE

Toyota RAV4 Prime XSE

2021 Toyota RAV4 Prime XSE Car Loan Estimate

2022 Toyota Sienna LE 8-Passenger

Toyota Sienna LE 8-Passenger

2022 Toyota Sienna LE 8-Passenger Car Loan Estimate

2019 Chevrolet Silverado 3500HD LTZ

Chevrolet Silverado 3500HD LTZ

2019 Chevrolet Silverado 3500HD LTZ Car Loan Estimate

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