Frederick County, VA Used Cars Under $650 a Month

2026 Hyundai SONATA Hybrid Limited

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This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan under 5,000 miles, a transmission, and 2.0L hybrid engine is for sale right now below $36K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$35,237
Est. Payment:	$657.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,553
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$35,237.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,508.52
Avg. DMV Fee	53.00
Cash Sale Price	$38,397.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,397.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This high mileage used 2024 Hyundai ELANTRA SEL FWD sedan below 107,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $19K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$18,042
Est. Payment:	$618.70 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,695
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$18,042.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,304.87
Avg. DMV Fee	53.00
Cash Sale Price	$19,998.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,998.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$618.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,042.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage second hand 2021 Ford Explorer XLT AWD SUV under 72,000 miles, a transmission, and 2.3L gas engine is for sale right now under $27K at Malloy Ford in Winchester, VA. ...View More Details

Sales Price:	$26,988
Est. Payment:	$641.76 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,565
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$26,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,931.09
Avg. DMV Fee	53.00
Cash Sale Price	$29,571.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,571.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$641.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Limited

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This low mileage used 2025 Subaru Outback Limited AWD wagon under 16,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $33K at The Frederick Motor Co in Frederick, MD. ...View More Details

Sales Price:	$33,000
Est. Payment:	$616.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,003
Location:	Frederick, MD

Item	Amount
Used Car Price⁽¹⁾	$33,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,351.93
Avg. DMV Fee	53.00
Cash Sale Price	$36,003.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,003.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$616.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer ST

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This below average mileage preowned 2020 Ford Explorer ST AWD SUV under 63,000 miles, a transmission, and 3.0L gas engine is for sale right now under $30K at The Frederick Motor Co in Frederick, MD. ...View More Details

Sales Price:	$30,000
Est. Payment:	$651.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,619
Location:	Frederick, MD

Item	Amount
Used Car Price⁽¹⁾	$30,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,141.93
Avg. DMV Fee	53.00
Cash Sale Price	$32,793.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,793.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$651.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 GMC Sierra 2500HD SLE

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This average mileage second hand 2011 GMC Sierra 2500HD SLE 4X4 pickup below 77,000 miles, a transmission, and 6.0L gas engine is for sale right now below $28K at Century Ford of Mt Airy, Inc in Mount Airy, MD. ...View More Details

Sales Price:	$27,599
Est. Payment:	$655.95 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,255
Location:	Mount Airy, MD

Item	Amount
Used Car Price⁽¹⁾	$27,599.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,973.86
Avg. DMV Fee	53.00
Cash Sale Price	$30,224.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,224.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$655.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Camry SE

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This high mileage used 2019 Toyota Camry SE FWD sedan under 165,000 miles, a transmission, and 2.5L gas engine is for sale right now below $13K at Malloy Ford in Winchester, VA. ...View More Details

Sales Price:	$12,987
Est. Payment:	$532.41 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	165,425
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$12,987.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	951.02
Avg. DMV Fee	53.00
Cash Sale Price	$14,590.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,590.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$532.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota RAV4 SE

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This above average mileage used 2018 Toyota RAV4 SE AWD SUV below 94,000 miles, a transmission, and 2.5L gas engine is for sale right now under $22K at Malloy Ford in Winchester, VA. ...View More Details

Sales Price:	$21,987
Est. Payment:	$653.31 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,317
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$21,987.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,581.02
Avg. DMV Fee	53.00
Cash Sale Price	$24,220.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,220.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$653.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage used 2024 Ford Maverick Lariat FWD pickup under 22,000 miles, a transmission, and 2.5L hybrid engine is for sale right now below $34K at The Frederick Motor Co in Frederick, MD. ...View More Details

Sales Price:	$34,000
Est. Payment:	$634.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,830
Location:	Frederick, MD

Item	Amount
Used Car Price⁽¹⁾	$34,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,421.93
Avg. DMV Fee	53.00
Cash Sale Price	$37,073.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,073.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$634.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Base

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This low mileage preowned 2022 Ford Bronco Base 4X4 SUV under 35,000 miles, transmission, and 2.3L gas engine is for sale right now under $33K at Malloy Ford in Winchester, VA. ...View More Details

Sales Price:	$32,988
Est. Payment:	$615.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,128
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$32,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,351.09
Avg. DMV Fee	53.00
Cash Sale Price	$35,991.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,991.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$615.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Frederick County, VA

Frederick County, VA Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SONATA Hybrid Limited

2024 Hyundai ELANTRA SEL

2021 Ford Explorer XLT

2025 Subaru Outback Limited

2020 Ford Explorer ST

2011 GMC Sierra 2500HD SLE

2019 Toyota Camry SE

2018 Toyota RAV4 SE

2024 Ford Maverick Lariat

2022 Ford Bronco Base

Frederick County Cities with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Frederick County, VA

Frederick County, VA Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

2025 Subaru Outback Limited

Subaru Outback Limited

2025 Subaru Outback Limited Car Loan Estimate

2020 Ford Explorer ST

Ford Explorer ST

2020 Ford Explorer ST Car Loan Estimate

2011 GMC Sierra 2500HD SLE

GMC Sierra 2500HD SLE

2011 GMC Sierra 2500HD SLE Car Loan Estimate

2019 Toyota Camry SE

Toyota Camry SE

2019 Toyota Camry SE Car Loan Estimate

2018 Toyota RAV4 SE

Toyota RAV4 SE

2018 Toyota RAV4 SE Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2022 Ford Bronco Base

Ford Bronco Base

2022 Ford Bronco Base Car Loan Estimate

Frederick County Cities with Used Cars for Sale Below $650 / Month

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