Frederick County, VA Used Cars Under $650 a Month

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SE AWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $36K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$35,441
Est. Payment:	$660.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,429
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$35,441.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,522.80
Avg. DMV Fee	53.00
Cash Sale Price	$38,615.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,615.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$660.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage certified preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan under 5,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $36K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$35,237
Est. Payment:	$657.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,553
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$35,237.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,508.52
Avg. DMV Fee	53.00
Cash Sale Price	$38,397.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,397.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$657.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This high mileage used 2024 Hyundai ELANTRA SEL FWD sedan under 107,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $19K at Cma's Hyundai of Winchester in Winchester, VA. ...View More Details

Sales Price:	$18,100
Est. Payment:	$620.62 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,695
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$18,100.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,308.93
Avg. DMV Fee	53.00
Cash Sale Price	$20,060.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,060.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$620.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota RAV4 LE

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This average mileage second hand 2022 Toyota RAV4 LE FWD SUV under 83,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $24K at Ideal Hyundai in Frederick, MD. ...View More Details

Sales Price:	$23,900
Est. Payment:	$630.58 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,512
Location:	Frederick, MD

Item	Amount
Used Car Price⁽¹⁾	$23,900.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,714.93
Avg. DMV Fee	53.00
Cash Sale Price	$26,266.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,266.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$630.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 19,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $35K at Ideal Hyundai in Frederick, MD. ...View More Details

Sales Price:	$34,995
Est. Payment:	$652.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,978
Location:	Frederick, MD

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,491.58
Avg. DMV Fee	53.00
Cash Sale Price	$38,138.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,138.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Durango Citadel

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This average mileage second hand 2019 Dodge Durango Citadel AWD SUV below 85,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $24K at Ideal Hyundai in Frederick, MD. ...View More Details

Sales Price:	$23,995
Est. Payment:	$633.02 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,385
Location:	Frederick, MD

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,721.58
Avg. DMV Fee	53.00
Cash Sale Price	$26,368.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,368.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$633.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage preowned 2025 Ford Bronco Sport Heritage AWD SUV under 7,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $34K at Malloy Ford in Winchester, VA. ...View More Details

Sales Price:	$33,698
Est. Payment:	$628.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,664
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$33,698.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,400.79
Avg. DMV Fee	53.00
Cash Sale Price	$36,750.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,750.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$628.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer ST

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This below average mileage used 2020 Ford Explorer ST AWD SUV under 63,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $30K at The Frederick Motor Co in Frederick, MD. ...View More Details

Sales Price:	$30,000
Est. Payment:	$651.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,619
Location:	Frederick, MD

Item	Amount
Used Car Price⁽¹⁾	$30,000.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	2,141.93
Avg. DMV Fee	53.00
Cash Sale Price	$32,793.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,793.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$651.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Camry SE

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This high mileage preowned 2019 Toyota Camry SE FWD sedan under 165,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $13K at Malloy Ford in Winchester, VA. ...View More Details

Sales Price:	$12,988
Est. Payment:	$532.44 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	165,425
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$12,988.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	951.09
Avg. DMV Fee	53.00
Cash Sale Price	$14,591.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,591.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$532.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage preowned 2021 Ford Explorer XLT AWD SUV below 72,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $26K at Malloy Ford in Winchester, VA. ...View More Details

Sales Price:	$25,888
Est. Payment:	$616.22 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,565
Location:	Winchester, VA

Item	Amount
Used Car Price⁽¹⁾	$25,888.00
Avg. Dealer Doc Fee	599.00
VA Sales Tax (7%)	1,854.09
Avg. DMV Fee	53.00
Cash Sale Price	$28,394.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,394.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$616.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Frederick County, VA

Frederick County, VA Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE Hybrid SE

2026 Hyundai SONATA Hybrid Limited

2024 Hyundai ELANTRA SEL

2022 Toyota RAV4 LE

2026 Hyundai SANTA FE SEL

2019 Dodge Durango Citadel

2025 Ford Bronco Sport Heritage

2020 Ford Explorer ST

2019 Toyota Camry SE

2021 Ford Explorer XLT

Frederick County Cities with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Frederick County, VA

Frederick County, VA Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2022 Toyota RAV4 LE

Toyota RAV4 LE

2022 Toyota RAV4 LE Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2019 Dodge Durango Citadel

Dodge Durango Citadel

2019 Dodge Durango Citadel Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2020 Ford Explorer ST

Ford Explorer ST

2020 Ford Explorer ST Car Loan Estimate

2019 Toyota Camry SE

Toyota Camry SE

2019 Toyota Camry SE Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Car Loan Estimate

Frederick County Cities with Used Cars for Sale Below $650 / Month

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