Rutland, VT Used Cars Under $40,000 |with Payments|

2023 Ford Explorer Limited

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This low mileage preowned 2023 Ford Explorer Limited AWD SUV below 14,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $40K at Formula Ford Rutland in Rutland, VT. ...View More Details

Sales Price:	$39,199
Est. Payment:	$722.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,764
Location:	Rutland, VT

Item	Amount
Used Car Price⁽¹⁾	$39,199.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,756.53
Avg. DMV Fee	70.00
Cash Sale Price	$42,205.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,205.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup under 25,000 miles, automatic transmission, and 21 MPG, 5.0L gas engine is for sale right now below $40K at Formula Ford Rutland in Rutland, VT. ...View More Details

Sales Price:	$39,999
Est. Payment:	$736.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,800
Location:	Rutland, VT

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,812.53
Avg. DMV Fee	70.00
Cash Sale Price	$43,061.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,061.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV under 36,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $38K at Formula Ford Rutland in Rutland, VT. ...View More Details

Sales Price:	$37,999
Est. Payment:	$700.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,654
Location:	Rutland, VT

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,672.53
Avg. DMV Fee	70.00
Cash Sale Price	$40,921.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,921.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 16,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $39K at Formula Ford Rutland in Rutland, VT. ...View More Details

Sales Price:	$38,999
Est. Payment:	$718.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,291
Location:	Rutland, VT

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,742.53
Avg. DMV Fee	70.00
Cash Sale Price	$41,991.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,991.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage second hand 2024 Toyota Tacoma SR5 4x4 pickup under 10,000 miles, automatic transmission, and 21 MPG, 2.4L gas engine is for sale right now under $40K at Formula Ford Rutland in Rutland, VT. ...View More Details

Sales Price:	$39,199
Est. Payment:	$722.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,004
Location:	Rutland, VT

Item	Amount
Used Car Price⁽¹⁾	$39,199.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,756.53
Avg. DMV Fee	70.00
Cash Sale Price	$42,205.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,205.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$722.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Tradesman

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This low mileage second hand 2022 Ram 2500 Tradesman 4x4 pickup under 31,000 miles, automatic transmission, and 21 MPG, 6.4L gas engine is for sale right now under $38K at Formula Ford Rutland in Rutland, VT. ...View More Details

Sales Price:	$37,999
Est. Payment:	$700.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,744
Location:	Rutland, VT

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,672.53
Avg. DMV Fee	70.00
Cash Sale Price	$40,921.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,921.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.23

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV under 47,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now below $38K at Formula Ford Rutland in Rutland, VT. ...View More Details

Sales Price:	$37,599
Est. Payment:	$692.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,122
Location:	Rutland, VT

Item	Amount
Used Car Price⁽¹⁾	$37,599.00
Avg. Dealer Doc Fee	180.00
VT Sales Tax (7%)	2,644.53
Avg. DMV Fee	70.00
Cash Sale Price	$40,493.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,493.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rutland, VT

Rutland, VT Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

2022 Ford F-150 XL

2023 Ford Explorer Timberline

2025 Ford Explorer Active

2024 Toyota Tacoma SR5

2022 Ram 2500 Tradesman

2023 Ford Explorer Timberline

Used Cars under $40,000 for Sale in Rutland, VT

Rutland, VT Secondhand Used Vehicles Priced Below $40,000

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

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